Yibin City Commercial Bank Co., Ltd (HKG:2596)

HKG:2596 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,092	3,053	2,624	4,089	9,084
Investment Securities	35,050	29,004	24,201	21,156	20,696
Trading Asset Securities	6,240	6,269	6,224	4,514	-
Total Investments	41,290	35,273	30,425	25,670	20,696
Gross Loans	60,766	51,392	43,667	35,433	25,092
Allowance for Loan Losses	-2,626	-2,368	-1,649	-1,595	-
Net Loans	58,140	49,023	42,018	33,838	25,092
Property, Plant & Equipment	316.31	367.41	371.01	407.85	641.77
Other Intangible Assets	33.32	30.91	33.33	37.4	2.98
Investments in Real Estate	52.16	177.88	190.6	203.89	-
Accrued Interest Receivable	603.67	704.65	582.02	345.45	325.45
Other Receivables	57.17	70.55	62.72	110.04	-
Restricted Cash	4,110	3,520	2,960	2,775	-
Long-Term Deferred Tax Assets	1,237	1,115	1,061	928.72	418.93
Other Real Estate Owned & Foreclosed	206.21	69.53	69.94	69.87	-
Other Long-Term Assets	28.33	3.12	2.56	2.11	150.27
Total Assets	109,205	93,444	80,413	68,490	56,410
Accrued Expenses	-	-	-	-	96.68
Interest Bearing Deposits	58,983	47,059	33,645	24,792	42,092
Non-Interest Bearing Deposits	23,208	22,733	24,559	22,632	-
Total Deposits	82,191	69,792	58,204	47,424	42,092
Short-Term Borrowings	5,719	2,527	1,909	4,262	3,020
Current Portion of Long-Term Debt	7,904	9,200	9,579	7,151	-
Current Portion of Leases	0.1	2.62	8.04	12.4	-
Current Income Taxes Payable	257.14	237.65	253.21	108.65	116.3
Accrued Interest Payable	2,339	1,660	1,199	926.92	702.15
Other Current Liabilities	15.72	12.02	6.53	4.6	-
Long-Term Debt	-	-	-	-	4,276
Long-Term Leases	28.67	23.88	8.27	9.3	-
Pension & Post-Retirement Benefits	197	177.28	150.3	136.28	-
Other Long-Term Liabilities	581.55	524.9	428.18	271.63	491.95
Total Liabilities	99,233	84,158	71,745	60,307	50,794
Common Stock	3,900	3,900	3,900	3,900	2,823
Additional Paid-In Capital	-	-	3,413	3,363	1,055
Retained Earnings	1,887	1,452	1,042	653.04	1,482
Comprehensive Income & Other	3,910	3,624	11.85	-38.59	-4.48
Total Common Equity	9,698	8,976	8,367	7,877	5,356
Minority Interest	274.69	310.27	301.33	306.51	260.6
Shareholders' Equity	9,972	9,287	8,668	8,184	5,616
Total Liabilities & Equity	109,205	93,444	80,413	68,490	56,410
Total Debt	13,652	11,754	11,504	11,434	7,296
Net Cash (Debt)	8,566	10,002	8,530	7,153	4,432
Net Cash Growth	-14.35%	17.26%	19.25%	61.42%	-25.69%
Net Cash Per Share	2.20	2.56	2.19	2.53	1.57
Filing Date Shares Outstanding	4,588	3,900	3,900	2,823	2,824
Total Common Shares Outstanding	4,588	3,900	3,900	2,823	2,824
Book Value Per Share	2.11	2.30	2.15	2.79	1.90
Tangible Book Value	9,664	8,945	8,333	7,840	5,353
Tangible Book Value Per Share	2.11	2.29	2.14	2.78	1.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.