Hong Kong · Delayed Price · Currency is HKD Yixin Group Earnings Call Transcripts
Fiscal Year 2026
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Revenue and profit grew robustly in H1 2026, driven by strong FinTech and auto financing segments, with significant AI-driven efficiency gains and international expansion. Asset quality remains stable, and funding costs are well-managed.
Fiscal Year 2025
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Record revenue and profit growth driven by fintech and used car segments, with gross margin at 56%. AI innovation and international expansion, especially in Southeast Asia, underpin future strategy.
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H1 2025 saw robust growth with operating income up 22% and net profit up 34% year-over-year, driven by fintech and new energy vehicle financing. AI integration improved efficiency and risk control, while overseas expansion, especially in Singapore, delivered strong results.
Fiscal Year 2024
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Revenue surged 48% to RMB 9.89 billion in 2024, with fintech and new energy vehicle financing driving growth. Net profit reached a record RMB 810 million, and 2025 guidance targets 15%-20% revenue growth and RMB 1.3 billion net profit.
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H1 2024 saw strong growth in assets under management, revenue, and net profit, driven by rapid expansion in FinTech and NEV financing. Operating efficiency improved, risk metrics strengthened, and the company remains confident in meeting full-year targets amid supportive industry trends.