Bank of Communications Co., Ltd. (HKG:3328)
Hong Kong · Delayed Price · Currency is HKD 7.90
+0.02 (0.19%)
Sep 2, 2026, 2:19 PM HKT
Bank of Communications Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 217,952 | 210,730 | 207,623 | 200,624 | 196,377 | 202,735 |
Revenue Growth | 4.33% | 1.50% | 3.49% | 2.16% | -3.14% | 9.89% |
Net Income Net Income Growth | 90,778 | 88,920 | 86,122 | 85,255 | 84,619 | 81,968 |
Earnings Per Share EPS Growth | 1.02 | 1.08 | 1.16 | 1.15 | 1.14 | 1.10 |
EPS Growth | -13.74% | -6.53% | 1.02% | 0.75% | 3.59% | 10.57% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Business Corporate Banking Business Growth | 122,086 | 111,010 | 109,884 | 98,443 | 85,071 | 78,966 |
Personal Banking Personal Banking Growth | 58,639 | 63,071 | 68,060 | 81,162 | 83,764 | 98,539 |
Treasury Business Treasury Business Growth | 36,585 | 35,731 | 28,774 | 20,483 | 26,511 | 24,184 |
Other Business Other Business Growth | 991 | 1,241 | 984 | 599 | 1,039 | 1,330 |
Total Total Growth | 218,301 | 211,053 | 207,702 | 200,687 | 196,385 | 203,019 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,448,515 | 772,448 | 919,154 | 1,545,408 | 1,427,999 | 1,297,037 |
Total Debt Total Debt Growth | 3,303,076 | 3,213,096 | 3,214,919 | 3,076,676 | 2,616,412 | 2,489,234 |
Net Cash (Debt) Net Cash Growth | -1,854,561 | -2,440,648 | -2,295,765 | -1,531,268 | -1,188,413 | -1,192,197 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -20.98 | -29.75 | -30.91 | -20.62 | -16.00 | -16.05 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -367,076 | -408,540 | -636,491 | 137,323 | 368,221 | -34,775 |
Capital Expenditures CapEx Growth | -44,188 | -40,490 | -40,610 | -47,591 | -31,655 | -22,947 |
Free Cash Flow Free Cash Flow Growth | -411,264 | -449,030 | -677,101 | 89,732 | 336,566 | -57,722 |
Free Cash Flow Growth | - | - | - | -73.34% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 41.65% | 42.20% | 41.48% | 42.49% | 43.09% | 40.43% |
FCF Margin | -188.69% | -213.08% | -326.12% | 44.73% | 171.39% | -28.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.378 | 0.325 | 0.379 | 0.375 | 0.373 | 0.355 |
Dividend Per Share Growth | -10.40% | -14.33% | 1.07% | 0.54% | 5.07% | 11.99% |
Dividend Yield | 5.14% | 5.77% | 7.12% | 10.26% | 12.32% | 13.15% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.69 | 6.63 | 5.98 | 4.46 | 3.84 | 3.85 |
Forward PE | 6.28 | 5.49 | 5.01 | 3.62 | 3.61 | 3.54 |
P/FCF Ratio | - | - | - | 4.24 | 0.97 | - |
PS Ratio | 2.92 | 2.80 | 2.48 | 1.89 | 1.66 | 1.56 |