Bank of Communications Co., Ltd. (HKG:3328)
Hong Kong · Delayed Price · Currency is HKD 7.86
-0.02 (-0.25%)
Sep 8, 2026, 4:08 PM HKT
Bank of Communications Balance Sheet
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 150,557 | 126,462 | 161,950 | 275,461 | 117,662 | 13,298 |
Investment Securities | 4,572,944 | 3,933,632 | 3,665,814 | 4,021,797 | 3,793,893 | 3,496,581 |
Trading Asset Securities | 761,508 | 644,345 | 756,527 | 709,669 | 775,044 | 677,703 |
Total Investments | 5,334,452 | 4,577,977 | 4,422,341 | 4,731,466 | 4,568,937 | 4,174,284 |
Gross Loans | 9,782,733 | 9,123,571 | 8,555,122 | 8,180,410 | 7,313,540 | 6,574,385 |
Allowance for Loan Losses | -251,906 | -242,291 | -222,750 | -205,455 | -176,178 | -160,089 |
Net Loans | 9,530,827 | 8,881,280 | 8,332,372 | 7,974,955 | 7,137,362 | 6,414,296 |
Property, Plant & Equipment | 256,390 | 253,340 | 245,623 | 224,404 | 201,100 | 177,971 |
Goodwill | 409 | 407 | 399 | 415 | 407 | 395 |
Other Intangible Assets | 4,542 | 4,820 | 4,841 | 4,628 | 3,952 | 3,874 |
Investments in Real Estate | 6,027 | 6,214 | 5,456 | 5,525 | 6,387 | 6,340 |
Accrued Interest Receivable | 24,526 | 32,509 | 31,760 | 36,153 | 5,246 | 6,325 |
Other Receivables | 203,931 | 933,931 | 978,585 | 35,830 | 188,473 | 182,389 |
Restricted Cash | 673,176 | 636,565 | 638,301 | 694,211 | 683,401 | 624,340 |
Other Current Assets | 23,220 | 43,932 | 27,417 | 26,305 | 30,328 | 21,664 |
Long-Term Deferred Tax Assets | 43,386 | 42,198 | 42,752 | 40,379 | 39,512 | 32,061 |
Other Real Estate Owned & Foreclosed | 526 | 440 | 523 | 945 | 1,000 | 1,030 |
Other Long-Term Assets | 7,374 | 7,387 | 7,340 | 8,604 | 6,925 | 6,769 |
Total Assets | 16,260,175 | 15,548,388 | 14,900,717 | 14,060,472 | 12,991,571 | 11,665,757 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 20,138 | 27,189 | 25,978 | 23,490 | 21,740 | 20,040 |
Interest Bearing Deposits | 8,165,634 | 7,700,932 | 7,143,908 | 6,536,765 | 6,077,207 | 4,937,108 |
Non-Interest Bearing Deposits | 2,984,843 | 2,869,251 | 2,911,223 | 2,935,270 | 2,874,396 | 2,912,503 |
Total Deposits | 11,150,477 | 10,570,183 | 10,055,131 | 9,472,035 | 8,951,603 | 7,849,611 |
Short-Term Borrowings | 1,127,130 | 1,349,599 | 1,497,285 | 1,245,354 | 1,029,393 | 938,199 |
Current Portion of Long-Term Debt | 1,537,154 | 1,249,126 | 1,061,269 | 1,246,141 | 1,042,700 | 1,039,561 |
Current Portion of Leases | 2,106 | - | - | 2,426 | - | - |
Current Income Taxes Payable | 6,084 | 5,142 | 8,056 | 4,538 | 3,937 | 4,725 |
Accrued Interest Payable | 142,634 | 164,305 | 167,092 | 147,828 | 118,660 | 89,744 |
Other Current Liabilities | 97,310 | 84,968 | 81,486 | 59,984 | 70,496 | 40,286 |
Long-Term Debt | 632,611 | 608,115 | 649,826 | 578,680 | 527,923 | 479,730 |
Long-Term Leases | 4,075 | 6,256 | 6,539 | 4,075 | 16,396 | 31,744 |
Long-Term Deferred Tax Liabilities | 4,047 | 3,657 | 4,324 | 2,407 | 1,786 | 1,889 |
Other Long-Term Liabilities | 232,063 | 199,566 | 188,134 | 174,064 | 173,415 | 192,992 |
Total Liabilities | 14,956,243 | 14,268,106 | 13,745,120 | 12,961,022 | 11,958,049 | 10,688,521 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Convertible | 44,952 | 44,952 | 44,952 | 44,952 | 44,952 | 44,952 |
Common Stock | 88,364 | 88,364 | 74,263 | 74,263 | 74,263 | 74,263 |
Additional Paid-In Capital | 215,717 | 215,762 | 111,420 | 111,428 | 111,429 | 110,770 |
Retained Earnings | 860,039 | 828,718 | 768,000 | 723,423 | 665,611 | 608,343 |
Comprehensive Income & Other | 83,720 | 91,436 | 145,671 | 133,964 | 125,769 | 126,319 |
Total Common Equity | 1,247,840 | 1,224,280 | 1,099,354 | 1,043,078 | 977,072 | 919,695 |
Minority Interest | 11,140 | 11,050 | 11,291 | 11,420 | 11,498 | 12,589 |
Shareholders' Equity | 1,303,932 | 1,280,282 | 1,155,597 | 1,099,450 | 1,033,522 | 977,236 |
Total Liabilities & Equity | 16,260,175 | 15,548,388 | 14,900,717 | 14,060,472 | 12,991,571 | 11,665,757 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 3,303,076 | 3,213,096 | 3,214,919 | 3,076,676 | 2,616,412 | 2,489,234 |
Net Cash (Debt) | -1,854,561 | -2,440,648 | -2,295,765 | -1,531,268 | -1,188,413 | -1,192,197 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -20.98 | -29.75 | -30.91 | -20.62 | -16.00 | -16.05 |
Filing Date Shares Outstanding | 88,364 | 88,364 | 74,263 | 74,263 | 74,263 | 74,263 |
Total Common Shares Outstanding | 88,364 | 88,364 | 74,263 | 74,263 | 74,263 | 74,263 |
Book Value Per Share | 13.22 | 12.93 | 13.06 | 12.30 | 11.41 | 10.64 |
Tangible Book Value | 1,242,889 | 1,219,053 | 1,094,114 | 1,038,035 | 972,713 | 915,426 |
Tangible Book Value Per Share | 13.16 | 12.87 | 12.98 | 12.23 | 11.35 | 10.58 |