Bank of Communications Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 16, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	655,329	548,276	418,715	367,532	387,015	352,380
Market Cap Growth	20.49%	30.94%	13.93%	-5.03%	9.83%	-20.13%
Last Close Price	6.83	5.83	4.15	3.52	3.41	2.75
PE Ratio	5.62	5.98	4.46	3.84	3.85	4.02
PS Ratio	2.82	2.49	1.89	1.66	1.56	1.61
PB Ratio	0.46	0.45	0.35	0.32	0.32	0.34
P/FCF Ratio	8.62	-	4.24	0.97	-	-
P/OCF Ratio	5.42	-	2.77	0.88	-	-
Debt / Equity Ratio	2.45	2.78	2.80	2.53	2.55	2.67
Debt / FCF Ratio	45.55	-	34.29	7.77	-	-
Net Debt / Equity Ratio	1.77	1.54	1.49	1.15	1.22	1.39
Net Debt / FCF Ratio	32.80	-17.84	18.28	3.53	-20.65	-2.25
Return on Equity (ROE)	7.88%	8.36%	8.74%	9.15%	9.59%	9.47%
Return on Assets (ROA)	0.64%	0.65%	0.69%	0.75%	0.80%	0.77%
Earnings Yield	14.58%	18.16%	24.40%	28.33%	27.78%	26.38%
FCF Yield	11.60%	-19.32%	23.61%	103.53%	-18.31%	-182.63%
Dividend Yield	5.91%	6.91%	9.96%	11.97%	12.77%	13.67%
Payout Ratio	54.51%	55.76%	54.34%	53.14%	50.81%	35.50%
Total Shareholder Return	-0.48%	6.91%	9.96%	11.97%	12.77%	13.67%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.