Bank of Jiujiang Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	16,614	17,140	19,212	19,574	19,948	19,279
Interest Paid on Deposits	7,961	8,541	10,041	11,285	11,354	10,823
Net Interest Income	8,653	8,599	9,171	8,289	8,594	8,457
Net Interest Income Growth	-1.20%	-6.24%	10.64%	-3.55%	1.62%	7.57%
Gain (Loss) on Sale of Assets	45.11	38.08	-39.55	5.34	-2.21	5.82
Gain (Loss) on Sale of Investments	1,082	1,323	341.22	910.19	1,049	1,059
Other Non-Interest Income	575.31	517.62	916.15	1,154	1,229	826.08
Total Non-Interest Income	1,703	1,879	1,218	2,069	2,276	1,891
Non-Interest Income Growth	15.68%	54.25%	-41.15%	-9.09%	20.38%	-18.86%
Revenues Before Loan Losses	10,356	10,477	10,388	10,358	10,870	10,347
Provision for Loan Losses	5,622	5,798	6,040	6,106	5,602	5,265
Revenue	4,734	4,679	4,348	4,253	5,268	5,083
Revenue Growth	16.00%	7.61%	2.24%	-19.28%	3.66%	1.39%
Salaries and Employee Benefits	2,157	2,092	2,044	1,925	1,819	1,763
Occupancy Expenses	541.83	570.04	571.5	547.02	513.74	458.1
Selling, General & Administrative	872.55	915.51	883.27	796.57	809.74	734.55
Other Non-Interest Expense	124.69	152.05	135.86	138.06	132.73	135.75
Total Non-Interest Expense	3,689	3,726	3,632	3,398	3,267	3,084
EBT Excluding Unusual Items	1,045	952.75	715.7	855.12	2,001	1,998
Pretax Income	1,045	952.75	715.7	855.12	2,001	1,998
Income Tax Expense	191.27	111.72	-45.82	109.7	321.11	213.57
Earnings From Continuing Operations	853.33	841.03	761.53	745.42	1,680	1,785
Minority Interest in Earnings	-3.08	-13.51	-17.09	-21.84	-65.25	-56.19
Net Income	850.26	827.52	744.43	723.58	1,615	1,729
Preferred Dividends & Other Adjustments	336	336	336	336	336	-
Net Income to Common	514.26	491.52	408.43	387.58	1,279	1,729
Net Income Growth	135.28%	20.34%	5.38%	-69.70%	-26.00%	3.33%
Basic Shares Outstanding	2,847	2,847	2,847	2,560	2,407	2,407
Diluted Shares Outstanding	2,847	2,847	2,847	2,560	2,407	2,407
Shares Change	-	-	11.21%	6.35%	-	-
EPS (Basic)	0.18	0.17	0.14	0.15	0.53	0.72
EPS (Diluted)	0.18	0.17	0.14	0.15	0.53	0.72
EPS Growth	157.14%	21.43%	-7.52%	-71.44%	-26.19%	4.06%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.056	0.056	0.057	0.060	0.100	0.100
Dividend Growth	-1.75%	-1.75%	-5.00%	-40.00%	0%	0%
Effective Tax Rate	18.31%	11.73%	-	12.83%	16.04%	10.69%