Bank of Jiujiang Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	16,265	17,140	19,212	19,574	19,948	19,279
Interest Paid on Deposits	7,717	8,541	10,041	11,285	11,354	10,823
Net Interest Income	8,547	8,599	9,171	8,289	8,594	8,457
Net Interest Income Growth	-0.67%	-6.24%	10.64%	-3.55%	1.62%	7.57%
Gain (Loss) on Sale of Assets	38.08	38.08	-39.55	5.34	-2.21	5.82
Gain (Loss) on Sale of Investments	850.99	1,323	341.22	910.19	1,049	1,059
Other Non-Interest Income	864.56	517.62	916.15	1,154	1,229	826.08
Total Non-Interest Income	1,754	1,879	1,218	2,069	2,276	1,891
Non-Interest Income Growth	21.28%	54.25%	-41.15%	-9.09%	20.38%	-18.86%
Revenues Before Loan Losses	10,301	10,477	10,388	10,358	10,870	10,347
Provision for Loan Losses	5,696	5,798	6,040	6,106	5,602	5,265
Revenue	4,605	4,679	4,348	4,253	5,268	5,083
Revenue Growth	6.13%	7.61%	2.24%	-19.28%	3.66%	1.39%
Salaries and Employee Benefits	2,092	2,092	2,044	1,925	1,819	1,763
Occupancy Expenses	570.04	570.04	571.5	547.02	513.74	458.1
Selling, General & Administrative	915.51	915.51	883.27	796.57	809.74	734.55
Other Non-Interest Expense	48.67	152.05	135.86	138.06	132.73	135.75
Total Non-Interest Expense	3,623	3,726	3,632	3,398	3,267	3,084
EBT Excluding Unusual Items	981.83	952.75	715.7	855.12	2,001	1,998
Pretax Income	981.83	952.75	715.7	855.12	2,001	1,998
Income Tax Expense	107.34	111.72	-45.82	109.7	321.11	213.57
Earnings From Continuing Operations	874.49	841.03	761.53	745.42	1,680	1,785
Minority Interest in Earnings	-26.47	-13.51	-17.09	-21.84	-65.25	-56.19
Net Income	848.01	827.52	744.43	723.58	1,615	1,729
Preferred Dividends & Other Adjustments	336	336	336	336	336	-
Net Income to Common	512.01	491.52	408.43	387.58	1,279	1,729
Net Income Growth	5.37%	20.34%	5.38%	-69.70%	-26.00%	3.33%
Basic Shares Outstanding	-	2,847	2,847	2,560	2,407	2,407
Diluted Shares Outstanding	-	2,847	2,847	2,560	2,407	2,407
Shares Change	-	-	11.21%	6.35%	-	-
EPS (Basic)	-	0.17	0.14	0.15	0.53	0.72
EPS (Diluted)	-	0.17	0.14	0.15	0.53	0.72
EPS Growth	-	21.43%	-7.52%	-71.44%	-26.19%	4.06%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.056	0.056	0.057	0.060	0.100	0.100
Dividend Growth	-1.75%	-1.75%	-5.00%	-40.00%	0%	0%
Effective Tax Rate	10.93%	11.73%	-	12.83%	16.04%	10.69%