Bank of Zhengzhou Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	14,366	13,763	12,123	12,020	3,510	7,141
Investment Securities	263,082	219,954	194,732	176,379	168,738	191,371
Trading Asset Securities	54,797	39,840	25,858	25,425	29,339	22,254
Total Investments	317,879	259,794	220,590	201,804	198,076	213,626
Gross Loans	447,785	448,940	424,045	398,367	366,382	321,927
Allowance for Loan Losses	-14,168	-14,961	-14,064	-12,735	-11,271	-8,892
Other Adjustments to Gross Loans	-	-5,023	-4,610	-4,324	-4,174	-4,152
Net Loans	433,617	428,955	405,371	381,308	350,937	308,883
Property, Plant & Equipment	3,296	3,743	3,902	3,994	3,676	3,597
Other Intangible Assets	-	654.48	747	749.37	788.71	777.86
Accrued Interest Receivable	1,323	2,893	2,699	3,470	2,649	3,040
Other Receivables	-	388.12	906.4	468.13	998.35	1,082
Restricted Cash	-	22,872	19,820	17,380	24,957	32,130
Other Current Assets	-	187.93	190.36	-	-	52.27
Long-Term Deferred Tax Assets	6,996	6,996	6,066	6,278	4,881	3,900
Other Real Estate Owned & Foreclosed	-	2,653	2,857	2,356	29.94	-
Other Long-Term Assets	6,019	722.59	1,023	801.99	918.94	657.06
Total Assets	783,495	743,674	676,365	630,709	591,514	574,980
Accrued Expenses	-	1,135	1,029	960.5	887.48	712.89
Interest Bearing Deposits	541,774	473,018	394,576	345,948	337,060	332,607
Total Deposits	541,774	473,018	394,576	345,948	337,060	332,607
Short-Term Borrowings	47,917	148,334	146,794	139,947	119,802	114,660
Current Portion of Long-Term Debt	31,703	35,989	36,913	38,462	29,549	29,814
Current Portion of Leases	-	76.32	89.71	108.2	105.32	119.98
Current Income Taxes Payable	721.13	540.05	418.07	1,092	557.41	359.71
Accrued Interest Payable	-	11,919	8,586	5,653	4,227	3,042
Other Current Liabilities	-	11,166	22,497	29,483	30,277	23,718
Long-Term Debt	98,881	2,000	6,999	12,999	14,496	8,397
Long-Term Leases	-	136.4	233.51	346.23	440.87	654.82
Pension & Post-Retirement Benefits	-	213.97	226.4	201.44	194.63	196.08
Other Long-Term Liabilities	4,491	2,296	1,708	1,194	1,293	1,287
Total Liabilities	725,487	686,823	620,070	576,395	538,888	515,568
Preferred Stock, Redeemable	-	-	-	-	-	7,826
Common Stock	9,092	9,092	9,092	9,092	8,266	8,266
Additional Paid-In Capital	-	5,920	5,920	5,920	6,747	7,388
Retained Earnings	30,960	29,890	28,657	27,261	25,891	24,467
Comprehensive Income & Other	16,151	10,158	10,775	10,179	9,869	9,821
Total Common Equity	56,204	55,061	54,445	52,453	50,773	49,941
Minority Interest	1,805	1,790	1,850	1,862	1,853	1,645
Shareholders' Equity	58,008	56,852	56,295	54,315	52,625	59,412
Total Liabilities & Equity	783,495	743,674	676,365	630,709	591,514	574,980
Total Debt	178,500	186,535	191,030	191,862	164,392	153,646
Net Cash (Debt)	-45,921	-107,784	-134,210	-139,295	-116,813	-108,769
Net Cash Per Share	-5.09	-11.85	-14.76	-15.32	-12.85	-10.88
Filing Date Shares Outstanding	9,092	9,092	9,092	9,092	9,092	9,092
Total Common Shares Outstanding	9,092	9,092	9,092	9,092	9,092	9,092
Book Value Per Share	6.18	4.96	4.89	4.67	5.58	4.39
Tangible Book Value	56,204	54,407	53,698	51,703	49,984	49,163
Tangible Book Value Per Share	6.18	4.88	4.81	4.59	5.50	4.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.