Bank of Zhengzhou Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,895	1,876	1,850	2,422	3,226
Depreciation & Amortization	419.6	449.2	458.44	468.04	454.02
Gain (Loss) on Sale of Assets	-80.11	2.83	-10.3	3.9	1.12
Gain (Loss) on Sale of Investments	1,076	341.13	825.74	711.24	1,529
Total Asset Writedown	-	-	-	-	222.39
Provision for Credit Losses	5,307	6,003	6,701	7,105	4,070
Change in Trading Asset Securities	-11,694	2,474	4,236	-6,798	680.71
Change in Income Taxes	-307.6	-940.65	-818.27	-945.61	-1,325
Change in Other Net Operating Assets	-41,297	-36,046	-20,325	-40,626	-75,901
Other Operating Activities	-2,728	-2,634	-2,971	-3,555	-4,500
Operating Cash Flow	-47,421	-28,473	-10,036	-41,112	-71,549
Capital Expenditures	-99.93	-271.77	-522.54	-741.49	-697.29
Sale of Property, Plant and Equipment	81.63	3.18	11.92	3.93	1.75
Investment in Securities	-24,064	-18,620	-9,067	20,950	29,053
Income (Loss) Equity Investments	-12.43	1.11	17.35	102.01	-6.84
Other Investing Activities	6,229	6,928	5,546	7,298	12,599
Investing Cash Flow	-17,853	-11,960	-4,032	27,511	40,956
Long-Term Debt Issued	167,279	163,041	139,390	131,040	133,122
Long-Term Debt Repaid	-167,154	-154,676	-132,422	-126,045	-136,216
Net Debt Issued (Repaid)	124.72	8,365	6,968	4,995	-3,093
Issuance of Common Stock	-	-	-	-	9,999
Preferred Share Repurchases	-	-	-	-8,466	-
Common Dividends Paid	-661.39	-480.01	-480.05	-	-
Total Dividends Paid	-661.39	-480.01	-480.05	-1,003	-474.89
Net Increase (Decrease) in Deposit Accounts	69,275	37,238	11,684	9,762	28,930
Other Financing Activities	-2,345	-2,789	-2,602	-2,598	-2,868
Financing Cash Flow	66,393	42,334	15,570	2,690	32,492
Foreign Exchange Rate Adjustments	-3.49	1.27	2.12	13.57	-86.79
Net Cash Flow	1,116	1,902	1,505	-10,897	1,812
Free Cash Flow	-47,521	-28,745	-10,558	-41,853	-72,246
Free Cash Flow Margin	-839.68%	-503.69%	-187.74%	-637.44%	-957.17%
Free Cash Flow Per Share	-5.23	-3.16	-1.16	-4.60	-7.22
Cash Interest Paid	9,680	10,330	11,394	11,799	2,737
Cash Income Tax Paid	307.6	940.65	818.27	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.