Lufax Holding Ltd (HKG:6623)
10.90
-0.12 (-1.09%)
Jan 27, 2025, 3:58 PM HKT
Lufax Holding Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 29,994 | 29,994 | 28,364 | 41,585 | 68,525 | 70,149 |
Revenue Growth | 5.75% | 5.75% | -31.79% | -39.31% | -2.31% | 25.00% |
Gross Profit Gross Profit Growth | 17,217 | 17,217 | 16,160 | 28,819 | 54,427 | 61,151 |
Operating Income Operating Income Growth | 10,062 | 10,062 | 7,364 | 14,546 | 32,743 | 36,795 |
Net Income Net Income Growth | -2,098 | -2,098 | -3,871 | 809.62 | 7,777 | 16,804 |
Earnings Per Share EPS Growth | -2.42 | -2.42 | -5.55 | 1.41 | 13.56 | 26.76 |
EPS Growth | - | - | - | -89.58% | -49.33% | 20.51% |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Others and Eliminations Others and Eliminations Growth | -94.42 | -94.42 | -142.23 |
Lending-Related Business Lending-Related Business Growth | 27,019 | 27,019 | 24,551 |
Digital Banking Business Digital Banking Business Growth | 202.72 | 202.72 | 104.85 |
Total Total Growth | 27,128 | 27,128 | 24,513 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 23,663 | 23,663 | 30,561 | 39,725 | 43,979 | 65,766 |
Total Debt Total Debt Growth | 70,837 | 70,837 | 58,423 | 45,572 | 57,344 | 45,499 |
Net Cash (Debt) Net Cash Growth | -47,174 | -47,174 | -27,862 | -5,847 | -13,365 | 20,267 |
Net Cash Growth | - | - | - | - | - | -31.37% |
Net Cash Per Share Net Cash Per Share Growth | -54.43 | -54.43 | -39.94 | -10.19 | -23.30 | 29.81 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 12,473 | 12,473 | 1,817 | 12,720 | 4,955 | 4,987 |
Capital Expenditures CapEx Growth | -36.7 | -36.7 | -72.57 | -51.28 | -129.37 | -153.05 |
Free Cash Flow Free Cash Flow Growth | 12,436 | 12,436 | 1,744 | 12,669 | 4,826 | 4,834 |
Free Cash Flow Growth | 613.01% | 613.01% | -86.23% | 162.53% | -0.18% | -30.09% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 57.40% | 57.40% | 56.97% | 69.30% | 79.43% | 87.17% |
Operating Margin | 33.55% | 33.55% | 25.96% | 34.98% | 47.78% | 52.45% |
Pretax Margin | -1.93% | -1.93% | -7.33% | 3.82% | 17.58% | 33.36% |
Profit Margin | -6.99% | -6.99% | -13.65% | 1.95% | 11.35% | 23.96% |
FCF Margin | 41.46% | 41.46% | 6.15% | 30.46% | 7.04% | 6.89% |
| Fiscal Year | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Period Ending | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.106 | 6.069 | 8.639 |
Dividend Per Share Growth | -81.77% | -29.75% | - |
Dividend Yield | 21.01% | - | - |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | - | 15.41 | 3.94 | 5.24 |
P/FCF Ratio | 0.75 | 1.25 | 8.67 | 0.99 | 6.35 | 18.22 |
PS Ratio | 0.31 | 0.52 | 0.53 | 0.30 | 0.45 | 1.25 |