Lufax Holding Ltd (HKG:6623)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
3.095
+0.035 (1.14%)
Nov 12, 2026, 3:48 PM HKT

Lufax Holding Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
28,10029,99428,36441,58568,52570,149
Revenue Growth
-10.37%5.75%-31.79%-39.31%-2.31%25.00%
Gross Profit
15,75317,21716,16028,81954,42761,151
Operating Income
8,45810,0627,36414,54632,74336,795
Net Income
-3,336-2,098-3,871809.627,77716,804
Earnings Per Share
-1.92-1.21-2.770.716.7813.38
EPS Growth
----89.58%-49.33%20.51%

Revenue by Segment

Fiscal Year
FY 2025FY 2024
Period EndingDec '25 Dec '24
Others and Eliminations
-94.42-142.23
Digital Banking Business
202.72104.85
Lending-Related Business
27,01924,551
Total
27,12824,513

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
55,43558,33050,91764,48875,89365,766
Total Debt
79,37170,83758,42345,57257,34445,499
Net Cash (Debt)
-23,936-12,508-7,50718,91618,55020,267
Net Cash Growth
---1.98%-8.47%-31.37%
Net Cash Per Share
-13.76-7.22-5.3816.4916.1714.90

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,17612,4731,81712,7204,9554,987
Capital Expenditures
-36.7-36.7-72.57-51.28-129.37-153.05
Free Cash Flow
3,14012,4361,74412,6694,8264,834
Free Cash Flow Growth
-71.13%613.01%-86.23%162.53%-0.18%-30.09%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
56.06%57.40%56.97%69.30%79.43%87.17%
Operating Margin
30.10%33.55%25.96%34.98%47.78%52.45%
Pretax Margin
-7.72%-1.93%-7.33%3.82%17.58%33.36%
Profit Margin
-11.87%-6.99%-13.65%1.95%11.35%23.96%
FCF Margin
11.17%41.46%6.15%30.46%7.04%6.89%

Dividends

Fiscal Year
FY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
0.5533.0354.320
Dividend Per Share Growth
-81.77%-29.75%-
Dividend Yield
5.08%11.36%5.61%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---15.413.945.24
P/FCF Ratio
1.311.258.670.996.3518.22
PS Ratio
0.150.520.530.300.451.25