Lufax Holding Ltd (HKG:6623)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
10.90
-0.12 (-1.09%)
Jan 27, 2025, 3:58 PM HKT

Lufax Holding Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
29,99429,99428,36441,58568,52570,149
Revenue Growth
5.75%5.75%-31.79%-39.31%-2.31%25.00%
Gross Profit
17,21717,21716,16028,81954,42761,151
Operating Income
10,06210,0627,36414,54632,74336,795
Net Income
-2,098-2,098-3,871809.627,77716,804
Earnings Per Share
-2.42-2.42-5.551.4113.5626.76
EPS Growth
----89.58%-49.33%20.51%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024
Period EndingDec '25 Dec '25 Dec '24
Others and Eliminations
-94.42-94.42-142.23
Lending-Related Business
27,01927,01924,551
Digital Banking Business
202.72202.72104.85
Total
27,12827,12824,513

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23,66323,66330,56139,72543,97965,766
Total Debt
70,83770,83758,42345,57257,34445,499
Net Cash (Debt)
-47,174-47,174-27,862-5,847-13,36520,267
Net Cash Growth
------31.37%
Net Cash Per Share
-54.43-54.43-39.94-10.19-23.3029.81

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
12,47312,4731,81712,7204,9554,987
Capital Expenditures
-36.7-36.7-72.57-51.28-129.37-153.05
Free Cash Flow
12,43612,4361,74412,6694,8264,834
Free Cash Flow Growth
613.01%613.01%-86.23%162.53%-0.18%-30.09%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.40%57.40%56.97%69.30%79.43%87.17%
Operating Margin
33.55%33.55%25.96%34.98%47.78%52.45%
Pretax Margin
-1.93%-1.93%-7.33%3.82%17.58%33.36%
Profit Margin
-6.99%-6.99%-13.65%1.95%11.35%23.96%
FCF Margin
41.46%41.46%6.15%30.46%7.04%6.89%

Dividends

Fiscal YearFY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
1.1066.0698.639
Dividend Per Share Growth
-81.77%-29.75%-
Dividend Yield
21.01%--

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---15.413.945.24
P/FCF Ratio
0.751.258.670.996.3518.22
PS Ratio
0.310.520.530.300.451.25