Lufax Holding Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '19 Dec 31, 2019
Net Income	-2,079	1,588	12,046	-
Depreciation & Amortization	427.85	623.6	788.13	-
Provision for Credit Losses	7,638	5,597	11,918	-
Stock-Based Compensation	-18.12	-36.2	45.16	-
Other Adjustments	2,437	1,667	3,298	-
Changes in Accrued Interest and Accounts Receivable	17,857	103,902	6,327	-
Changes in Accounts Payable	-22,107	-97,869	-19,174	-
Operating Cash Flow	12,720	1,817	4,955	2,192
Operating Cash Flow Growth	600.17%	-63.33%	126.06%	-
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	5,527	-
Net Change in Securities and Investments	-3,452	3,430	2,575	-9,121
Payments for Business Acquisitions	-	-697.43	-	-1,719
Proceeds from Business Divestments	25.08	-0.64	-	-
Capital Expenditures	-51.28	-72.57	-129.37	-181.75
Sale of Property, Plant & Equipment	8.46	9.66	19.94	8.4
Investing Cash Flow	-3,470	2,669	7,993	-11,014
Long-Term Debt Issued	14,618	9,042	9,046	4,492
Long-Term Debt Repaid	-32,555	-14,516	-10,160	-7,283
Net Long-Term Debt Issued (Repaid)	-17,937	-5,474	-1,114	-2,790
Issuance of Common Stock	854.88	2.17	111.85	778.52
Repurchase of Common Stock	-199.2	-	-	-
Net Common Stock Issued (Repurchased)	655.68	2.17	111.85	778.52
Common Dividends Paid	-1,435	-5,133	-7,717	-
Other Financing Activities	-1,531	-626.05	-1,213	-499.49
Financing Cash Flow	-20,248	-11,282	-9,932	-2,612
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-20.35	17.28	57.03	169.71
Net Cash Flow	-11,017	-6,779	3,073	-11,264
Free Cash Flow	12,669	1,744	4,826	2,010
Free Cash Flow Growth	626.36%	-63.86%	140.07%	-
FCF Margin	75.07%	6.08%	10.56%	4.37%
Free Cash Flow Per Share	18.16	3.04	8.41	3.70
Levered Free Cash Flow	-25,415	2,063	-5,443	10,345
Unlevered Free Cash Flow	-3,874	6,584	-12,188	-181.75

Updated Dec 31, 2024. Data Source: Fiscal.ai. Banks template. Financial Sources.