Baiying Holdings Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	18.91	7.44	7.37	14.39	20.77
Total Interest Expense	2.8	0.44	1.54	3.66	4.3
Net Interest Income	16.1	7	5.83	10.73	16.47
Gain (Loss) on Sale of Investments	-0.25	3.18	0.22	-0.2	3.11
Other Revenue	29.09	15.14	28.89	14.12	16.77
Revenue Before Loan Losses	44.94	25.32	34.94	24.64	36.35
Provision for Loan Losses	2.91	-9.35	1.58	-	14.11
Revenue	42.03	34.67	33.36	24.64	22.24
Revenue Growth (YoY)	21.25%	3.92%	35.38%	10.79%	9.82%
Cost of Services Provided	27.93	19.91	52.5	31.47	31.78
Other Operating Expenses	-0.36	-0.07	-0.89	-1.77	-0.24
Total Operating Expenses	27.57	19.84	51.61	29.71	31.54
Operating Income	14.46	14.83	-18.25	-5.07	-9.3
Earnings From Equity Investments	-	-	-0.76	-0.49	-
Currency Exchange Gain (Loss)	-0.03	0.02	0.05	0.08	0
EBT Excluding Unusual Items	14.43	14.85	-18.96	-5.47	-9.3
Gain (Loss) on Sale of Investments	-	-	2.5	-	-
Pretax Income	14.43	14.85	-16.46	-16.97	-9.3
Income Tax Expense	-4.84	4.87	-0.33	9.35	-2.21
Earnings From Continuing Ops.	19.27	9.98	-16.13	-26.32	-7.09
Earnings From Discontinued Ops.	-12.3	-27.32	-	-	-
Net Income to Company	6.97	-17.34	-16.13	-26.32	-7.09
Minority Interest in Earnings	0.19	-0.05	-0.07	-0.07	0.02
Net Income	7.16	-17.39	-16.2	-26.39	-7.07
Net Income to Common	7.16	-17.39	-16.2	-26.39	-7.07
Shares Outstanding (Basic)	270	270	270	270	270
Shares Outstanding (Diluted)	270	270	270	270	270
EPS (Basic)	0.03	-0.06	-0.06	-0.10	-0.03
EPS (Diluted)	0.03	-0.06	-0.06	-0.10	-0.03
Free Cash Flow	-129.32	-141.47	-25.56	41.84	4.48
Free Cash Flow Per Share	-0.48	-0.52	-0.10	0.15	0.02
Operating Margin	34.40%	42.77%	-54.70%	-20.56%	-41.81%
Profit Margin	17.03%	-50.17%	-48.58%	-107.10%	-31.81%
Free Cash Flow Margin	-307.67%	-408.10%	-76.61%	169.78%	20.14%
Effective Tax Rate	-	32.80%	-	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.