Hanoi Reinsurance JSC Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	236,238	190,525	202,162	152,661	145,781
Depreciation & Amortization	753.22	777.14	1,147	589.01	-
Other Amortization	-	425.61	-	-	-
Other Operating Activities	243,674	142,633	-144,940	-94,980	78,298
Operating Cash Flow	480,665	334,360	58,369	58,270	224,078
Operating Cash Flow Growth	43.76%	472.84%	0.17%	-74.00%	20.40%
Capital Expenditures	-204.97	-500.73	-232.21	-3,339	-160.39
Sale of Property, Plant & Equipment	-	-	-	-	484
Investment in Securities	-798,074	-	-	-139,846	-199,196
Other Investing Activities	280,147	198,189	169,088	174,421	138,244
Investing Cash Flow	-518,132	-181,492	-526,414	31,235	-60,628
Short-Term Debt Issued	855,123	677,863	470,028	121,667	-
Total Debt Issued	855,123	677,863	470,028	121,667	-
Total Debt Repaid	-613,119	-677,863	-470,028	-121,667	-
Net Debt Issued (Repaid)	242,004	-	-	-	-
Issuance of Common Stock	-	-	57,145	588,487	-
Common Dividends Paid	-176,019	-165,651	-169,430	-114,993	-179,672
Financing Cash Flow	65,985	-165,651	-112,285	473,494	-179,672
Foreign Exchange Rate Adjustments	258.08	316.26	-25.42	505.27	-468.43
Net Cash Flow	28,776	-12,466	-580,355	563,504	-16,690
Free Cash Flow	480,460	333,860	58,137	54,931	223,918
Free Cash Flow Growth	43.91%	474.26%	5.84%	-75.47%	20.79%
Free Cash Flow Margin	23.97%	20.88%	3.56%	4.06%	22.79%
Free Cash Flow Per Share	4602.10	3197.89	667.59	754.54	3075.80
Cash Interest Paid	10,248	6,509	9,641	2,755	-
Cash Income Tax Paid	55,810	79,540	63,985	49,950	46,046
Levered Free Cash Flow	553,454	-244,560	54,584	107,036	299,124
Unlevered Free Cash Flow	600,035	-240,492	60,609	108,758	299,124

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.