Hanoi Reinsurance JSC Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	268,959	239,610	191,790	202,162	152,661	145,781
Depreciation & Amortization	906.11	753.22	-	1,147	589.01	-
Other Amortization	653.69	291.43	-	-	-	-
Other Operating Activities	183,854	240,010	142,571	-144,940	-94,980	78,298
Operating Cash Flow	454,373	480,665	334,360	58,369	58,270	224,078
Operating Cash Flow Growth	-13.50%	43.76%	472.84%	0.17%	-74.00%	20.40%
Capital Expenditures	-204.68	-204.97	-500.73	-232.21	-3,339	-160.39
Sale of Property, Plant & Equipment	-	-	-	-	-	484
Investment in Securities	98,585	304,545	-	-	-139,846	-199,196
Other Investing Activities	290,404	280,147	198,189	169,088	174,421	138,244
Investing Cash Flow	-287,226	-518,132	-181,492	-526,414	31,235	-60,628
Short-Term Debt Issued	-	855,123	677,863	470,028	121,667	-
Total Debt Issued	893,447	855,123	677,863	470,028	121,667	-
Total Debt Repaid	-807,295	-613,119	-677,863	-470,028	-121,667	-
Net Debt Issued (Repaid)	86,153	242,004	-	-	-	-
Issuance of Common Stock	-	-	-	57,145	588,487	-
Common Dividends Paid	-176,019	-176,019	-165,651	-169,430	-114,993	-179,672
Financing Cash Flow	-89,866	65,985	-165,651	-112,285	473,494	-179,672
Foreign Exchange Rate Adjustments	376.09	258.08	316.26	-25.42	505.27	-468.43
Net Cash Flow	77,657	28,776	-12,466	-580,355	563,504	-16,690
Free Cash Flow	454,168	480,460	333,860	58,137	54,931	223,918
Free Cash Flow Growth	-13.48%	43.91%	474.26%	5.84%	-75.47%	20.79%
Free Cash Flow Margin	22.58%	24.38%	20.88%	3.56%	4.06%	22.79%
Free Cash Flow Per Share	4350.27	4602.10	3197.89	667.59	754.54	3075.80
Cash Interest Paid	12,157	10,248	6,509	9,641	2,755	-
Cash Income Tax Paid	57,627	55,810	54,664	63,985	49,950	46,046
Levered Free Cash Flow	1,388,448	257,548	65,535	54,584	107,036	299,124
Unlevered Free Cash Flow	1,396,132	264,027	69,603	60,609	108,758	299,124

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.