Bao Minh Insurance Corporation (HOSE: BMI)
Vietnam
· Delayed Price · Currency is VND 21,400
+500 (2.39%)
At close: Dec 20, 2024
Bao Minh Insurance Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 4,862,870 | 4,525,500 | 4,278,490 | 3,569,529 | 3,588,020 | 3,250,936 | Upgrade
|
| Total Interest & Dividend Income | 314,890 | 382,725 | 274,297 | 235,467 | 233,131 | 193,661 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3,315 | 3,315 | -13,537 | 88,024 | 36,956 | -12,593 | Upgrade
|
| Non-Insurance Activities Revenue | 12,526 | 13,423 | 12,829 | 12,305 | 12,069 | 12,353 | Upgrade
|
| Other Revenue | 221,002 | 194,961 | 231,904 | 199,155 | 203,557 | 185,646 | Upgrade
|
| Total Revenue | 5,414,603 | 5,119,925 | 4,783,984 | 4,104,479 | 4,073,731 | 3,630,003 | Upgrade
|
| Revenue Growth (YoY) | 5.80% | 7.02% | 16.56% | 0.75% | 12.22% | 7.29% | Upgrade
|
| Policy Benefits | 1,611,309 | 1,555,147 | 1,281,860 | 1,263,664 | 1,254,896 | 1,234,033 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 894,628 | 815,366 | 796,562 | 675,332 | 636,631 | 610,580 | Upgrade
|
| Depreciation & Amortization | 4,617 | 4,617 | 4,334 | 5,014 | - | 5,737 | Upgrade
|
| Selling, General & Administrative | 97,216 | 76,453 | 54,773 | 56,629 | 122,165 | 55,799 | Upgrade
|
| Non-Insurance Activities Expense | 6,128 | 5,360 | 5,705 | 5,901 | 5,971 | 6,184 | Upgrade
|
| Other Operating Expenses | 2,301,136 | 2,093,034 | 2,157,903 | 1,635,776 | 1,744,440 | 1,353,749 | Upgrade
|
| Total Operating Expenses | 5,008,457 | 4,643,401 | 4,380,315 | 3,713,494 | 3,764,104 | 3,328,148 | Upgrade
|
| Operating Income | 406,146 | 476,523 | 403,669 | 390,985 | 309,628 | 301,856 | Upgrade
|
| Interest Expense | - | -883.6 | -636.66 | -222.7 | -360.1 | -5,162 | Upgrade
|
| Currency Exchange Gain (Loss) | 128.97 | 128.97 | -4,177 | 4,376 | -5,276 | -1,100 | Upgrade
|
| Other Non Operating Income (Expenses) | -101,863 | -99,838 | -67,402 | -89,731 | -71,503 | -43,369 | Upgrade
|
| EBT Excluding Unusual Items | 311,876 | 375,931 | 331,453 | 305,408 | 232,489 | 252,225 | Upgrade
|
| Gain (Loss) on Sale of Assets | 296.11 | 296.11 | 22.09 | 891.71 | 722.14 | 1,798 | Upgrade
|
| Pretax Income | 312,172 | 376,227 | 331,475 | 306,299 | 233,211 | 254,023 | Upgrade
|
| Income Tax Expense | 42,914 | 47,234 | 49,617 | 51,218 | 37,989 | 46,142 | Upgrade
|
| Earnings From Continuing Ops. | 269,258 | 328,993 | 281,858 | 255,082 | 195,222 | 207,880 | Upgrade
|
| Net Income | 269,258 | 328,993 | 281,858 | 255,082 | 195,222 | 207,880 | Upgrade
|
| Preferred Dividends & Other Adjustments | 40,301 | 40,301 | 40,021 | 38,619 | 29,590 | 30,683 | Upgrade
|
| Net Income to Common | 228,957 | 288,692 | 241,837 | 216,462 | 165,632 | 177,197 | Upgrade
|
| Net Income Growth | -13.82% | 16.72% | 10.50% | 30.66% | -6.09% | 28.08% | Upgrade
|
| Shares Outstanding (Basic) | 112 | 123 | 133 | 133 | 133 | 133 | Upgrade
|
| Shares Outstanding (Diluted) | 112 | 123 | 133 | 133 | 133 | 133 | Upgrade
|
| Shares Change (YoY) | -14.42% | -7.30% | - | -0.00% | - | - | Upgrade
|
| EPS (Basic) | 2048.95 | 2347.76 | 1823.19 | 1631.89 | 1248.68 | 1335.87 | Upgrade
|
| EPS (Diluted) | 2048.95 | 2347.76 | 1823.19 | 1631.89 | 1248.68 | 1335.87 | Upgrade
|
| EPS Growth | -1.79% | 28.77% | 11.72% | 30.69% | -6.53% | 55.23% | Upgrade
|
| Free Cash Flow | -71,514 | -424,434 | -85,987 | 529,974 | 279,312 | 136,103 | Upgrade
|
| Free Cash Flow Per Share | -639.98 | -3451.67 | -648.25 | 3995.43 | 2105.69 | 1026.06 | Upgrade
|
| Dividend Per Share | 454.546 | 454.546 | 413.223 | 1239.669 | 1377.410 | 1033.058 | Upgrade
|
| Dividend Growth | 10.00% | 10.00% | -66.67% | -10.00% | 33.33% | 25.00% | Upgrade
|
| Operating Margin | 7.50% | 9.31% | 8.44% | 9.53% | 7.60% | 8.32% | Upgrade
|
| Profit Margin | 4.23% | 5.64% | 5.06% | 5.27% | 4.07% | 4.88% | Upgrade
|
| Free Cash Flow Margin | -1.32% | -8.29% | -1.80% | 12.91% | 6.86% | 3.75% | Upgrade
|
| EBITDA | 424,585 | 491,806 | 421,578 | 410,300 | 329,554 | 320,996 | Upgrade
|
| EBITDA Margin | 7.84% | 9.61% | 8.81% | 10.00% | 8.09% | 8.84% | Upgrade
|
| D&A For EBITDA | 18,439 | 15,283 | 17,909 | 19,314 | 19,926 | 19,140 | Upgrade
|
| EBIT | 406,146 | 476,523 | 403,669 | 390,985 | 309,628 | 301,856 | Upgrade
|
| EBIT Margin | 7.50% | 9.31% | 8.44% | 9.53% | 7.60% | 8.32% | Upgrade
|
| Effective Tax Rate | 13.75% | 12.55% | 14.97% | 16.72% | 16.29% | 18.16% | Upgrade
|
| Revenue as Reported | 4,720,462 | 4,720,462 | 4,510,395 | 3,768,684 | - | - | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.