Bao Minh Insurance Corporation (HOSE:BMI)
Vietnam
· Delayed Price · Currency is VND 21,500
+200 (0.94%)
At close: May 13, 2025
Bao Minh Insurance Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 4,944,016 | 4,879,889 | 4,525,500 | 4,278,490 | 3,569,529 | 3,588,020 | Upgrade
|
| Total Interest & Dividend Income | 248,392 | 277,498 | 382,725 | 274,297 | 235,467 | 233,131 | Upgrade
|
| Gain (Loss) on Sale of Investments | 17,746 | 17,746 | 3,315 | -13,537 | 88,024 | 36,956 | Upgrade
|
| Non-Insurance Activities Revenue | 12,975 | 12,963 | 13,423 | 12,829 | 12,305 | 12,069 | Upgrade
|
| Other Revenue | 244,852 | 242,859 | 194,961 | 231,904 | 199,155 | 203,557 | Upgrade
|
| Total Revenue | 5,467,980 | 5,430,954 | 5,119,925 | 4,783,984 | 4,104,479 | 4,073,731 | Upgrade
|
| Revenue Growth (YoY) | 3.51% | 6.08% | 7.02% | 16.55% | 0.76% | 12.22% | Upgrade
|
| Policy Benefits | 1,626,625 | 1,653,806 | 1,555,147 | 1,281,860 | 1,263,664 | 1,254,896 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 923,222 | 915,015 | 815,366 | 796,562 | 675,332 | 636,631 | Upgrade
|
| Depreciation & Amortization | 6,379 | 6,379 | 4,617 | 4,334 | 5,014 | - | Upgrade
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| Selling, General & Administrative | 99,743 | 87,391 | 76,453 | 54,773 | 56,629 | 122,165 | Upgrade
|
| Non-Insurance Activities Expense | 5,910 | 6,111 | 5,360 | 5,705 | 5,901 | 5,971 | Upgrade
|
| Other Operating Expenses | 2,319,913 | 2,301,591 | 2,093,034 | 2,157,903 | 1,635,776 | 1,744,440 | Upgrade
|
| Total Operating Expenses | 5,166,172 | 5,154,672 | 4,748,525 | 4,380,315 | 3,713,494 | 3,764,104 | Upgrade
|
| Operating Income | 301,809 | 276,282 | 371,399 | 403,669 | 390,985 | 309,628 | Upgrade
|
| Interest Expense | - | -483.46 | -883.6 | -636.66 | -222.7 | -360.1 | Upgrade
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| Currency Exchange Gain (Loss) | -5,643 | -5,643 | 128.97 | -4,177 | 4,376 | -5,276 | Upgrade
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| Other Non Operating Income (Expenses) | -42,429 | 1,832 | 5,286 | -67,402 | -89,731 | -71,503 | Upgrade
|
| EBT Excluding Unusual Items | 259,881 | 271,987 | 375,931 | 331,453 | 305,408 | 232,489 | Upgrade
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| Gain (Loss) on Sale of Assets | 746.57 | 746.57 | 296.11 | 22.09 | 891.71 | 722.14 | Upgrade
|
| Pretax Income | 260,627 | 272,734 | 376,227 | 331,475 | 306,299 | 233,211 | Upgrade
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| Income Tax Expense | 32,618 | 35,060 | 47,234 | 49,617 | 51,218 | 37,989 | Upgrade
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| Earnings From Continuing Ops. | 228,010 | 237,674 | 328,993 | 281,858 | 255,082 | 195,222 | Upgrade
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| Net Income | 228,010 | 237,674 | 328,993 | 281,858 | 255,082 | 195,222 | Upgrade
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| Preferred Dividends & Other Adjustments | 30,194 | 30,194 | 40,301 | 40,021 | 38,619 | 29,590 | Upgrade
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| Net Income to Common | 197,816 | 207,480 | 288,692 | 241,837 | 216,462 | 165,632 | Upgrade
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| Net Income Growth | -30.53% | -27.76% | 16.72% | 10.50% | 30.66% | -6.09% | Upgrade
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| Shares Outstanding (Basic) | 130 | 133 | 133 | 133 | 133 | 133 | Upgrade
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| Shares Outstanding (Diluted) | 130 | 133 | 133 | 133 | 133 | 133 | Upgrade
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| Shares Change (YoY) | 0.16% | - | -0.00% | - | -0.00% | - | Upgrade
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| EPS (Basic) | 1522.08 | 1564.19 | 2176.45 | 1823.19 | 1631.89 | 1248.68 | Upgrade
|
| EPS (Diluted) | 1522.08 | 1564.19 | 2176.45 | 1823.19 | 1631.89 | 1248.68 | Upgrade
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| EPS Growth | -31.41% | -28.13% | 19.38% | 11.72% | 30.69% | -6.53% | Upgrade
|
| Free Cash Flow | -350,053 | 127,750 | -424,434 | -85,987 | 529,974 | 279,312 | Upgrade
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| Free Cash Flow Per Share | -2693.46 | 963.11 | -3199.81 | -648.25 | 3995.43 | 2105.70 | Upgrade
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| Dividend Per Share | - | - | 454.546 | 413.223 | 1239.669 | 1377.410 | Upgrade
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| Dividend Growth | - | - | 10.00% | -66.67% | -10.00% | 33.33% | Upgrade
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| Operating Margin | 5.52% | 5.09% | 7.25% | 8.44% | 9.53% | 7.60% | Upgrade
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| Profit Margin | 3.62% | 3.82% | 5.64% | 5.05% | 5.27% | 4.07% | Upgrade
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| Free Cash Flow Margin | -6.40% | 2.35% | -8.29% | -1.80% | 12.91% | 6.86% | Upgrade
|
| EBITDA | 317,122 | 292,152 | 388,610 | 421,578 | 410,300 | 329,554 | Upgrade
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| EBITDA Margin | 5.80% | 5.38% | 7.59% | 8.81% | 10.00% | 8.09% | Upgrade
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| D&A For EBITDA | 15,313 | 15,870 | 17,211 | 17,909 | 19,314 | 19,926 | Upgrade
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| EBIT | 301,809 | 276,282 | 371,399 | 403,669 | 390,985 | 309,628 | Upgrade
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| EBIT Margin | 5.52% | 5.09% | 7.25% | 8.44% | 9.53% | 7.60% | Upgrade
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| Effective Tax Rate | 12.52% | 12.86% | 12.55% | 14.97% | 16.72% | 16.29% | Upgrade
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| Revenue as Reported | 5,122,748 | 5,122,748 | 4,720,462 | 4,510,395 | 3,768,684 | - | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.