Bao Minh Insurance Corporation (HOSE:BMI)
Vietnam · Delayed Price · Currency is VND 18,450
-300 (-1.60%)
At close: Feb 9, 2026
Bao Minh Insurance Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 5,060,071 | 4,879,889 | 4,525,500 | 4,278,490 | 3,569,529 |
Total Interest & Dividend Income | 255,580 | 277,498 | 382,725 | 274,297 | 235,467 |
Gain (Loss) on Sale of Investments | 14,901 | 17,746 | 3,315 | -13,537 | 88,024 |
Non-Insurance Activities Revenue | 13,777 | 12,963 | 13,423 | 12,829 | 12,305 |
Other Revenue | 301,095 | 242,859 | 194,961 | 231,904 | 199,155 |
| 5,645,423 | 5,430,954 | 5,119,925 | 4,783,984 | 4,104,479 | |
Revenue Growth (YoY) | 3.95% | 6.08% | 7.02% | 16.55% | 0.76% |
Policy Benefits | 1,601,803 | 1,653,806 | 1,555,147 | 1,281,860 | 1,263,664 |
Policy Acquisition & Underwriting Costs | 964,760 | 915,015 | 815,366 | 796,562 | 675,332 |
Depreciation & Amortization | 6,999 | 6,379 | 4,617 | 4,334 | 5,014 |
Selling, General & Administrative | 106,151 | 87,391 | 76,453 | 54,773 | 56,629 |
Non-Insurance Activities Expense | 5,177 | 6,111 | 5,360 | 5,705 | 5,901 |
Other Operating Expenses | 2,480,102 | 2,301,591 | 2,093,034 | 2,157,903 | 1,635,776 |
Total Operating Expenses | 5,269,010 | 5,154,672 | 4,748,525 | 4,380,315 | 3,713,494 |
Operating Income | 376,413 | 276,282 | 371,399 | 403,669 | 390,985 |
Interest Expense | -90.31 | -483.46 | -883.6 | -636.66 | -222.7 |
Currency Exchange Gain (Loss) | -1,583 | -5,643 | 128.97 | -4,177 | 4,376 |
Other Non Operating Income (Expenses) | -69,495 | 1,832 | 5,286 | -67,402 | -89,731 |
EBT Excluding Unusual Items | 305,245 | 271,987 | 375,931 | 331,453 | 305,408 |
Gain (Loss) on Sale of Assets | 253.21 | 746.57 | 296.11 | 22.09 | 891.71 |
Pretax Income | 305,498 | 272,734 | 376,227 | 331,475 | 306,299 |
Income Tax Expense | 45,712 | 35,060 | 47,234 | 49,617 | 51,218 |
Earnings From Continuing Ops. | 259,787 | 237,674 | 328,993 | 281,858 | 255,082 |
Net Income | 259,787 | 237,674 | 328,993 | 281,858 | 255,082 |
Preferred Dividends & Other Adjustments | - | 30,194 | 40,301 | 40,021 | 38,619 |
Net Income to Common | 259,787 | 207,480 | 288,692 | 241,837 | 216,462 |
Net Income Growth | 9.30% | -27.76% | 16.72% | 10.50% | 30.66% |
Shares Outstanding (Basic) | 151 | 151 | 151 | 151 | 151 |
Shares Outstanding (Diluted) | 151 | 151 | 151 | 151 | 151 |
Shares Change (YoY) | -0.00% | - | -0.00% | - | -0.00% |
EPS (Basic) | 1725.60 | 1378.14 | 1917.57 | 1606.33 | 1437.79 |
EPS (Diluted) | 1725.60 | 1378.14 | 1917.57 | 1606.33 | 1437.79 |
EPS Growth | 25.21% | -28.13% | 19.38% | 11.72% | 30.69% |
Free Cash Flow | -256,474 | 127,750 | -424,434 | -85,987 | 529,974 |
Free Cash Flow Per Share | -1703.60 | 848.55 | -2819.22 | -571.14 | 3520.20 |
Dividend Per Share | - | 440.529 | 400.481 | 364.073 | 1092.220 |
Dividend Growth | - | 10.00% | 10.00% | -66.67% | -10.00% |
Operating Margin | 6.67% | 5.09% | 7.25% | 8.44% | 9.53% |
Profit Margin | 4.60% | 3.82% | 5.64% | 5.05% | 5.27% |
Free Cash Flow Margin | -4.54% | 2.35% | -8.29% | -1.80% | 12.91% |
EBITDA | 394,732 | 292,152 | 388,610 | 421,578 | 410,300 |
EBITDA Margin | 6.99% | 5.38% | 7.59% | 8.81% | 10.00% |
D&A For EBITDA | 18,319 | 15,870 | 17,211 | 17,909 | 19,314 |
EBIT | 376,413 | 276,282 | 371,399 | 403,669 | 390,985 |
EBIT Margin | 6.67% | 5.09% | 7.25% | 8.44% | 9.53% |
Effective Tax Rate | 14.96% | 12.86% | 12.55% | 14.97% | 16.72% |
Revenue as Reported | 5,361,166 | 5,122,748 | 4,720,462 | 4,510,395 | 3,768,684 |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.