Bao Minh Insurance Corporation (HOSE:BMI)
Vietnam flag Vietnam · Delayed Price · Currency is VND
20,800
+50 (0.24%)
At close: Apr 18, 2025

Bao Minh Insurance Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Premiums & Annuity Revenue
4,879,8894,525,5004,278,4903,569,5293,588,020
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Total Interest & Dividend Income
277,498382,725274,297235,467233,131
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Gain (Loss) on Sale of Investments
17,7463,315-13,53788,02436,956
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Non-Insurance Activities Revenue
12,96313,42312,82912,30512,069
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Other Revenue
242,859194,961231,904199,155203,557
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Total Revenue
5,430,9545,119,9254,783,9844,104,4794,073,731
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Revenue Growth (YoY)
6.08%7.02%16.55%0.76%12.22%
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Policy Benefits
1,653,8061,555,1471,281,8601,263,6641,254,896
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Policy Acquisition & Underwriting Costs
915,015815,366796,562675,332636,631
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Depreciation & Amortization
6,3794,6174,3345,014-
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Selling, General & Administrative
87,39176,45354,77356,629122,165
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Non-Insurance Activities Expense
6,1115,3605,7055,9015,971
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Other Operating Expenses
2,301,5912,093,0342,157,9031,635,7761,744,440
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Total Operating Expenses
5,154,6724,748,5254,380,3153,713,4943,764,104
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Operating Income
276,282371,399403,669390,985309,628
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Interest Expense
-483.46-883.6-636.66-222.7-360.1
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Currency Exchange Gain (Loss)
-5,643128.97-4,1774,376-5,276
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Other Non Operating Income (Expenses)
1,8325,286-67,402-89,731-71,503
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EBT Excluding Unusual Items
271,987375,931331,453305,408232,489
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Gain (Loss) on Sale of Assets
746.57296.1122.09891.71722.14
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Pretax Income
272,734376,227331,475306,299233,211
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Income Tax Expense
35,06047,23449,61751,21837,989
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Earnings From Continuing Ops.
237,674328,993281,858255,082195,222
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Net Income
237,674328,993281,858255,082195,222
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Preferred Dividends & Other Adjustments
30,19440,30140,02138,61929,590
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Net Income to Common
207,480288,692241,837216,462165,632
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Net Income Growth
-27.76%16.72%10.50%30.66%-6.09%
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Shares Outstanding (Basic)
133133133133133
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Shares Outstanding (Diluted)
133133133133133
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Shares Change (YoY)
--0.00%--0.00%-
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EPS (Basic)
1564.192176.451823.191631.891248.68
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EPS (Diluted)
1564.192176.451823.191631.891248.68
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EPS Growth
-28.13%19.38%11.72%30.69%-6.53%
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Free Cash Flow
127,750-424,434-85,987529,974279,312
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Free Cash Flow Per Share
963.11-3199.81-648.253995.432105.70
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Dividend Per Share
-454.546413.2231239.6691377.410
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Dividend Growth
-10.00%-66.67%-10.00%33.33%
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Operating Margin
5.09%7.25%8.44%9.53%7.60%
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Profit Margin
3.82%5.64%5.05%5.27%4.07%
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Free Cash Flow Margin
2.35%-8.29%-1.80%12.91%6.86%
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EBITDA
292,152388,610421,578410,300329,554
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EBITDA Margin
5.38%7.59%8.81%10.00%8.09%
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D&A For EBITDA
15,87017,21117,90919,31419,926
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EBIT
276,282371,399403,669390,985309,628
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EBIT Margin
5.09%7.25%8.44%9.53%7.60%
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Effective Tax Rate
12.86%12.55%14.97%16.72%16.29%
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Revenue as Reported
5,122,7484,720,4624,510,3953,768,684-
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.