Bao Minh Insurance Corporation (HOSE:BMI)

Bao Minh Insurance Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	239,761	200,000	50,000	51,701	101,701	150,000
Investments in Equity & Preferred Securities	296,278	296,515	199,615	200,105	200,715	201,986
Other Investments	3,262,000	3,203,000	3,242,000	3,227,300	3,091,195	2,504,690
Total Investments	4,262,629	3,943,147	3,712,769	3,687,942	3,634,058	3,161,475
Cash & Equivalents	229,372	446,094	181,629	168,725	220,659	149,829
Reinsurance Recoverable	1,639,184	1,855,859	1,672,629	1,950,378	2,540,433	2,305,228
Other Receivables	401,852	526,887	382,465	229,774	150,714	234,807
Property, Plant & Equipment	79,150	91,782	99,894	102,151	111,950	112,484
Other Intangible Assets	181,851	180,832	183,456	185,252	189,139	193,898
Other Current Assets	689,488	638,722	696,554	657,149	482,464	322,772
Long-Term Deferred Tax Assets	16,695	16,999	17,658	19,195	23,604	29,711
Other Long-Term Assets	37,422	49,235	57,140	36,315	34,192	41,349
Total Assets	7,537,642	7,749,557	7,004,195	7,036,881	7,387,212	6,551,552
Accrued Expenses	240,387	690,684	685,579	717,151	719,989	584,955
Insurance & Annuity Liabilities	1,974,502	1,574,393	1,033,256	1,414,755	2,184,204	161,963
Unpaid Claims	161,399	170,219	221,420	235,945	208,908	1,538,919
Unearned Premiums	2,206,459	2,080,607	2,093,723	1,978,946	1,638,657	1,453,693
Reinsurance Payable	-	107,297	203,390	211,906	222,403	312,482
Current Income Taxes Payable	5,467	-	4,184	14,487	11,465	-12,338
Other Current Liabilities	10,262	74,293	80,476	24,193	29,458	166,565
Other Long-Term Liabilities	1,321	1,220	1,274	1,141	1,094	193.59
Total Liabilities	4,609,567	4,962,014	4,361,325	4,625,743	5,051,856	4,248,876
Common Stock	1,326,428	1,326,428	1,205,854	1,096,240	1,096,240	913,540
Additional Paid-In Capital	792,244	792,244	792,244	792,244	792,244	974,944
Retained Earnings	809,403	640,786	616,686	494,569	418,787	386,107
Comprehensive Income & Other	-	28,085	28,085	28,085	28,085	28,085
Total Common Equity	2,928,075	2,787,543	2,642,870	2,411,138	2,335,356	2,302,676
Shareholders' Equity	2,928,075	2,787,543	2,642,870	2,411,138	2,335,356	2,302,676
Total Liabilities & Equity	7,537,642	7,749,557	7,004,195	7,036,881	7,387,212	6,551,552
Filing Date Shares Outstanding	150.55	150.55	150.55	150.55	150.55	150.55
Total Common Shares Outstanding	150.55	150.55	150.55	150.55	150.55	150.55
Net Cash (Debt)	229,372	446,094	181,629	168,725	220,659	149,829
Net Cash Growth	-10.55%	145.61%	7.65%	-23.54%	47.27%	-36.59%
Net Cash Per Share	1523.56	2963.08	1206.43	1120.71	1465.67	995.19
Book Value Per Share	19449.24	18515.78	17554.66	16015.31	15511.95	15294.76
Tangible Book Value	2,746,225	2,606,712	2,459,414	2,225,886	2,146,217	2,108,778
Tangible Book Value Per Share	18241.33	17314.64	16336.10	14784.82	14255.64	14006.85
Buildings	156,446	156,446	142,808	138,847	138,212	136,603
Machinery	93,975	93,992	95,610	93,412	93,425	96,611
Construction In Progress	14,212	18,186	30,446	29,300	28,686	20,304

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.