Bao Viet Holdings (HOSE:BVH)
Vietnam flag Vietnam · Delayed Price · Currency is VND
57,200
+100 (0.18%)
At close: Jul 23, 2026

Bao Viet Holdings Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
56,209,49755,499,36352,955,51754,151,70551,137,31146,394,300
Revenue Growth
5.75%4.80%-2.21%5.90%10.22%4.64%
Operating Income
6,957,7416,376,5004,656,3674,909,1303,755,1123,309,997
Net Income
2,963,9122,836,6142,067,5711,805,3171,513,2461,875,108
Earnings Per Share
3992.753821.272785.272431.982038.532526.00
EPS Growth
35.56%37.20%14.53%19.30%-19.30%20.48%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance Activities (Including Life and Non-Life)
51,362,78751,155,65849,697,90250,058,32748,144,23443,496,494
Financial Activities
2,111,0812,113,6231,992,7491,902,4141,755,5292,545,756
Real Estate Operations and Other Activities
11,4979,6268,6447,96430,11127,591
Consolidated Adjustment and Eliminations
-1,180,654-1,210,190-1,302,524-1,166,758-1,140,574-1,314,386
Total
52,304,71152,068,71750,396,77150,801,94748,789,30044,755,455

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,608,7884,194,6831,464,0884,783,5142,206,4985,354,092
Total Debt
68,960,70257,301,86635,033,83525,313,9111,072,1002,773,596
Net Cash (Debt)
-66,351,914-53,107,183-33,569,747-20,530,3971,134,3972,580,496
Net Cash Growth
-----56.04%-53.66%
Net Cash Per Share
-89384.18-71541.90-45222.58-27656.971528.173476.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,101,7845,793,8748,419,1968,476,8499,101,71612,321,652
Capital Expenditures
-141,273-123,825-135,268-179,224-163,378-237,769
Free Cash Flow
1,960,5115,670,0498,283,9288,297,6258,938,33812,083,883
Free Cash Flow Growth
-75.55%-31.55%-0.17%-7.17%-26.03%4.49%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.38%11.49%8.79%9.07%7.34%7.13%
Pretax Margin
6.61%6.40%5.03%4.18%3.93%5.17%
Profit Margin
5.27%5.11%3.90%3.33%2.96%4.04%
FCF Margin
3.49%10.22%15.64%15.32%17.48%26.05%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1055.100-1055.1001003.700954.0003026.100
Dividend Per Share Growth
5.12%-5.12%5.21%-68.47%236.79%
Dividend Yield
1.84%-2.12%2.65%2.19%6.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.2814.8618.2016.2422.8622.17
Forward PE
11.4414.0416.9116.6318.3619.69
P/FCF Ratio
21.587.444.543.533.873.44
PS Ratio
0.750.760.710.540.680.90