Bao Viet Holdings (HOSE:BVH)
Vietnam flag Vietnam · Delayed Price · Currency is VND
65,500
-1,300 (-1.95%)
At close: Aug 13, 2026

Bao Viet Holdings Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57,388,02855,499,36352,955,51754,151,70551,137,31146,394,300
Revenue Growth
6.25%4.80%-2.21%5.90%10.22%4.64%
Operating Income
8,013,7766,376,5004,656,3674,909,1303,755,1123,309,997
Net Income
3,319,7822,836,6142,067,5711,805,3171,513,2461,875,108
Earnings Per Share
4472.153821.272785.272431.982038.532526.00
EPS Growth
37.08%37.20%14.53%19.30%-19.30%20.48%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance Activities (Including Life and Non-Life)
51,956,75051,155,65849,697,90250,058,32748,144,23443,496,494
Financial Activities
2,144,9732,113,6231,992,7491,902,4141,755,5292,545,756
Real Estate Operations and Other Activities
10,2909,6268,6447,96430,11127,591
Consolidated Adjustment and Eliminations
-1,254,654-1,210,190-1,302,524-1,166,758-1,140,574-1,314,386
Total
52,857,35952,068,71750,396,77150,801,94748,789,30044,755,455

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,853,1684,194,6831,464,0884,783,5142,206,4985,354,092
Total Debt
72,785,97157,301,86635,033,83525,313,9111,072,1002,773,596
Net Cash (Debt)
-68,932,803-53,107,183-33,569,747-20,530,3971,134,3972,580,496
Net Cash Growth
-----56.04%-53.66%
Net Cash Per Share
-92860.96-71541.90-45222.58-27656.971528.173476.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5,015,2605,793,8748,419,1968,476,8499,101,71612,321,652
Capital Expenditures
-163,932-123,825-135,268-179,224-163,378-237,769
Free Cash Flow
-5,179,1925,670,0498,283,9288,297,6258,938,33812,083,883
Free Cash Flow Growth
--31.55%-0.17%-7.17%-26.03%4.49%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.96%11.49%8.79%9.07%7.34%7.13%
Pretax Margin
7.22%6.40%5.03%4.18%3.93%5.17%
Profit Margin
5.79%5.11%3.90%3.33%2.96%4.04%
FCF Margin
-9.03%10.22%15.64%15.32%17.48%26.05%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
809.000809.0001055.1001003.700954.0003026.100
Dividend Per Share Growth
5.12%-23.33%5.12%5.21%-68.47%236.79%
Dividend Yield
1.21%1.42%2.12%2.65%2.19%6.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.6514.8618.2016.2422.8622.17
Forward PE
13.1514.0416.9116.6318.3619.69
P/FCF Ratio
-7.444.543.533.873.44
PS Ratio
0.850.760.710.540.680.90