Bao Viet Holdings Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	42,312,398	42,163,933	37,635,764	29,321,749	34,592,241	41,570,075
Market Cap Growth	8.57%	12.03%	28.35%	-15.24%	-16.79%	-15.15%
Enterprise Value	109,709,930	80,156,715	38,011,068	19,640,276	34,485,652	29,021,074
PE Ratio	14.28	14.86	18.20	16.24	22.86	22.17
PS Ratio	0.75	0.76	0.71	0.54	0.68	0.90
PB Ratio	1.61	1.66	1.60	1.32	1.63	1.89
P/FCF Ratio	21.58	7.44	4.54	3.53	3.87	3.44
P/OCF Ratio	20.13	7.28	4.47	3.46	3.80	3.37
EV/Sales Ratio	1.95	1.44	0.72	0.36	0.67	0.63
EV/EBITDA Ratio	15.19	12.24	7.58	3.84	8.69	8.21
EV/EBIT Ratio	15.52	12.57	8.16	4.00	9.18	8.77
EV/FCF Ratio	55.96	14.14	4.59	2.37	3.86	2.40
Debt / Equity Ratio	2.62	2.25	1.49	1.14	0.05	0.13
Debt / EBITDA Ratio	9.70	8.75	6.98	4.95	0.27	0.78
Debt / FCF Ratio	35.17	10.11	4.23	3.05	0.12	0.23
Net Debt / Equity Ratio	2.52	2.08	1.43	0.92	-0.05	-0.12
Net Debt / EBITDA Ratio	9.33	8.11	6.69	4.01	-0.29	-0.73
Net Debt / FCF Ratio	33.84	9.37	4.05	2.47	-0.13	-0.21
Quick Ratio	1.83	2.00	2.49	3.35	3.15	3.95
Current Ratio	2.04	2.34	2.97	3.97	3.61	4.58
Asset Turnover	0.20	0.20	0.22	0.26	0.28	0.29
Return on Equity (ROE)	12.07%	11.91%	9.57%	8.64%	7.51%	9.42%
Return on Assets (ROA)	1.54%	1.47%	1.23%	1.45%	1.26%	1.31%
Return on Invested Capital (ROIC)	6.42%	7.41%	7.22%	11.67%	12.88%	11.90%
Earnings Yield	7.00%	6.73%	5.61%	6.16%	4.48%	4.60%
FCF Yield	4.63%	13.45%	22.01%	28.30%	25.84%	29.07%
Dividend Yield	1.84%	-	2.12%	2.65%	2.19%	6.16%
Payout Ratio	27.17%	28.39%	36.35%	40.66%	146.26%	35.96%
Total Shareholder Return	1.18%	-	2.12%	2.65%	2.19%	6.16%