Bao Viet Holdings Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	102,596,924	95,287,795	79,038,199	61,458,914	50,903,264	33,952,843
Investments in Equity & Preferred Securities	4,364,362	4,101,775	3,893,523	3,926,230	3,975,114	3,802,384
Other Investments	132,553,132	124,567,259	107,951,215	112,969,963	89,378,213	83,376,660
Total Investments	243,116,896	227,524,179	193,989,119	181,025,781	147,098,216	123,470,700
Cash & Equivalents	5,301,653	1,464,088	4,783,514	2,206,498	5,354,092	6,780,742
Reinsurance Recoverable	4,512,544	4,368,601	3,827,464	3,486,052	2,593,324	3,091,767
Other Receivables	12,649,102	10,672,885	11,437,906	8,424,850	8,706,210	7,374,408
Property, Plant & Equipment	959,135	1,004,063	1,331,992	1,416,466	1,416,004	1,421,576
Other Intangible Assets	942,758	1,018,221	859,091	904,305	960,215	929,007
Other Current Assets	4,993,561	4,952,373	4,661,418	3,912,856	3,145,485	3,043,597
Long-Term Deferred Tax Assets	9,367	7,856	11,406	17,776	18,415	12,137
Other Long-Term Assets	316,438	274,062	257,913	269,393	212,638	288,865
Total Assets	272,801,453	251,286,327	221,159,823	201,663,976	169,504,599	146,412,801
Accounts Payable	100,556	63,569	42,701	57,162	68,257	58,830
Accrued Expenses	3,687,668	2,965,666	2,631,057	2,528,854	2,855,488	2,064,414
Insurance & Annuity Liabilities	189,388,469	178,422,813	160,152,824	139,935,163	118,508,735	97,963,898
Unpaid Claims	3,085,721	3,363,930	2,880,749	2,906,384	2,510,138	2,693,464
Unearned Premiums	6,089,921	5,833,864	5,632,554	5,437,883	4,806,999	5,058,353
Reinsurance Payable	1,061,483	891,805	1,140,019	1,154,141	993,492	1,338,293
Current Portion of Long-Term Debt	4,320,774	2,910,226	3,372,604	981,077	2,506,330	895,634
Current Income Taxes Payable	185,561	143,599	111,450	88,021	133,279	74,825
Long-Term Debt	922	-	1,386	91,024	267,266	316,542
Long-Term Deferred Tax Liabilities	3,475	2,731	1,806	4,841	3,964	5,101
Other Current Liabilities	38,858,573	32,560,595	22,454,264	26,716,661	14,383,958	14,639,495
Other Long-Term Liabilities	307,881	303,140	291,800	296,696	270,419	251,592
Total Liabilities	247,243,627	227,720,440	198,879,486	180,393,019	147,473,278	125,591,035
Common Stock	7,423,228	7,423,228	7,423,228	7,423,228	7,423,228	7,423,228
Additional Paid-In Capital	7,310,459	7,310,459	7,310,459	7,310,459	7,310,459	7,310,459
Retained Earnings	9,666,790	7,738,852	6,508,674	5,537,722	6,342,436	5,214,192
Comprehensive Income & Other	119,014	119,014	119,014	119,014	119,014	119,014
Total Common Equity	24,519,490	22,591,552	21,361,374	20,390,422	21,195,137	20,066,893
Minority Interest	1,038,335	974,335	918,963	880,535	836,185	754,873
Shareholders' Equity	25,557,825	23,565,887	22,280,337	21,270,958	22,031,321	20,821,766
Total Liabilities & Equity	272,801,453	251,286,327	221,159,823	201,663,976	169,504,599	146,412,801
Filing Date Shares Outstanding	742.32	742.32	742.32	742.32	742.32	742.32
Total Common Shares Outstanding	742.32	742.32	742.32	742.32	742.32	742.32
Total Debt	4,321,696	2,910,226	3,373,990	1,072,100	2,773,596	1,212,177
Net Cash (Debt)	979,957	-1,446,138	1,409,524	1,134,397	2,580,496	5,568,565
Net Cash Growth	61.18%	-	24.25%	-56.04%	-53.66%	39.12%
Net Cash Per Share	1320.12	-1948.13	1898.80	1528.17	3476.24	7501.54
Book Value Per Share	33030.77	30433.60	28776.40	27468.40	28552.45	27032.57
Tangible Book Value	23,576,732	21,573,331	20,502,283	19,486,117	20,234,921	19,137,886
Tangible Book Value Per Share	31760.76	29061.93	27619.10	26250.19	27258.93	25781.08
Buildings	1,362,076	1,357,696	1,460,453	1,380,189	1,336,455	1,160,280
Machinery	1,389,908	1,365,375	1,309,278	1,287,810	1,219,218	1,152,828
Construction In Progress	145,644	131,645	373,927	434,314	441,739	561,928

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.