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Vietnam Joint Stock Commercial Bank for Industry and Trade (HOSE:CTG)
Vietnam flag Vietnam · Delayed Price · Currency is VND
31,050
+1,000 (3.33%)
At close: Nov 4, 2026

HOSE:CTG Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
82,432,59869,996,73354,309,85445,433,02440,326,58734,775,006
Revenue Growth
25.38%28.88%19.54%12.66%15.96%4.78%
Net Income
42,558,78534,604,48123,943,92617,185,39114,514,18712,062,285
Earnings Per Share
-4455.353082.802212.571868.661552.98
EPS Growth
-44.52%39.33%18.40%20.33%1.22%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024
Period EndingDec '25 Dec '24
Non-Banking Financial Services
4,937,8034,178,808
Others
1,940,6811,495,128
Banking Financial Services
77,971,69568,124,339
Off-Setting
-337,965-377,968
Total
84,512,21473,420,307

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
548,163,032479,135,529384,476,462271,477,502237,986,526145,060,122
Total Debt
322,164,112204,276,824186,383,378163,365,314164,996,564173,693,031
Net Cash (Debt)
225,998,920274,858,705198,093,084108,112,18872,989,962-28,632,909
Net Cash Growth
-17.62%38.75%83.23%48.12%--
Net Cash Per Share
-35388.2725504.6313919.159397.26-3686.39

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-120,841,019-246,354,232-65,048,495-227,846,534-73,460,189-176,430,050
Capital Expenditures
-2,073,132-2,004,950-1,362,079-804,101-623,680-736,408
Free Cash Flow
-122,914,151-248,359,182-66,410,574-228,650,635-74,083,869-177,166,458
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.63%49.44%44.09%37.83%35.99%34.69%
FCF Margin
-149.11%-354.81%-122.28%-503.27%-183.71%-509.46%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024
Period EndingNov '26 Dec '25 Dec '24
Dividend Per Share
450.000450.000311.117
Dividend Per Share Growth
44.64%44.64%-
Dividend Yield
1.45%1.26%1.19%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.678.028.488.479.0213.51
Forward PE
5.718.438.126.867.4410.99
PS Ratio
2.933.973.743.203.254.68