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Vietnam Joint Stock Commercial Bank for Industry and Trade (HOSE:CTG)
Vietnam flag Vietnam · Delayed Price · Currency is VND
29,550
+150 (0.51%)
At close: Oct 14, 2026

HOSE:CTG Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
78,194,93169,996,73354,309,85445,433,02440,326,58734,775,006
Revenue Growth
26.62%28.88%19.54%12.66%15.96%4.78%
Net Income
40,172,76034,604,48123,943,92617,185,39114,514,18712,062,285
Earnings Per Share
5172.274455.353082.802212.571868.661552.98
EPS Growth
39.94%44.52%39.33%18.40%20.33%1.22%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
Non-Banking Financial Services
4,937,8034,178,808
Others
1,940,6811,495,128
Banking Financial Services
77,971,69568,124,339
Off-Setting
-337,965-377,968
Total
84,512,21473,420,307

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
550,015,189479,135,529384,476,462271,477,502237,986,526145,060,122
Total Debt
177,654,561204,276,824186,383,378163,365,314164,996,564173,693,031
Net Cash (Debt)
372,360,628274,858,705198,093,084108,112,18872,989,962-28,632,909
Net Cash Growth
110.27%38.75%83.23%48.12%--
Net Cash Per Share
47941.7135388.2725504.6313919.159397.26-3686.39

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-180,627,665-246,354,232-65,048,495-227,846,534-73,460,189-176,430,050
Capital Expenditures
-2,089,482-2,004,950-1,362,079-804,101-623,680-736,408
Free Cash Flow
-182,717,147-248,359,182-66,410,574-228,650,635-74,083,869-177,166,458
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.38%49.44%44.09%37.83%35.99%34.69%
FCF Margin
-233.67%-354.81%-122.28%-503.27%-183.71%-509.46%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingOct '26 Dec '25 Dec '24
Dividend Per Share
450.000450.000311.117
Dividend Per Share Growth
44.64%44.64%-
Dividend Yield
1.52%1.28%1.22%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.718.028.488.479.0213.51
Forward PE
5.648.438.126.867.4410.99
PS Ratio
2.943.973.743.203.254.68