HOSE:CTG Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	557,113,161	416,336,932	338,826,651	231,503,809	206,571,110	140,993,143
Investment Securities	253,796,889	275,936,404	261,391,933	222,122,802	210,782,795	180,971,455
Trading Asset Securities	3,579,549	3,170,879	2,798,875	2,487,905	4,464,910	3,930,099
Total Investments	257,376,438	279,107,283	264,190,808	224,610,707	215,247,705	184,901,554
Gross Loans	2,044,502,617	2,005,379,232	1,729,907,561	1,493,956,186	1,294,820,987	1,150,185,049
Allowance for Loan Losses	-34,436,428	-34,810,365	-36,664,125	-27,772,921	-29,413,230	-25,795,102
Net Loans	2,010,066,189	1,970,568,867	1,693,243,436	1,466,183,265	1,265,407,757	1,124,389,947
Property, Plant & Equipment	6,535,353	12,322,491	11,827,727	11,703,487	11,681,113	11,760,186
Other Intangible Assets	4,230,776	4,097,726	3,852,941	3,992,272	4,155,504	4,303,330
Accrued Interest Receivable	18,925,662	17,173,963	13,312,631	14,761,581	12,399,295	9,856,571
Other Receivables	44,845,358	25,982,018	20,630,702	34,894,383	59,379,204	27,492,360
Restricted Cash	21,355,164	35,225,543	34,431,657	40,597,059	29,727,110	23,383,443
Other Current Assets	-	3,984,413	3,890,735	3,452,083	3,289,898	3,368,850
Long-Term Deferred Tax Assets	434	434	4,369	-	-	338
Other Long-Term Assets	3,728,393	2,899,630	1,176,075	914,960	952,172	1,137,676
Total Assets	2,924,176,928	2,767,699,300	2,385,387,732	2,032,613,606	1,808,810,868	1,531,587,398
Accounts Payable	15,268,795	-	-	-	69,226	289,858
Accrued Expenses	2,448,798	4,318,229	4,622,992	3,369,253	3,067,137	2,468,378
Interest Bearing Deposits	1,679,201,862	1,583,789,612	1,417,171,306	1,207,584,106	1,150,062,088	994,871,688
Non-Interest Bearing Deposits	773,472,030	744,126,343	587,436,241	484,254,896	342,089,147	232,436,359
Total Deposits	2,452,673,892	2,327,915,955	2,004,607,547	1,691,839,002	1,492,151,235	1,227,308,047
Short-Term Borrowings	23,709,430	9,660,503	9,408,699	555,946	648,396	-
Current Portion of Long-Term Debt	141,912,478	120,905,257	105,395,191	766,887	1,088,233	1,505,274
Current Income Taxes Payable	2,177,326	4,359,642	3,337,834	3,119,682	2,959,719	721,321
Accrued Interest Payable	27,187,370	26,660,549	21,026,493	27,999,187	21,587,660	16,867,319
Other Current Liabilities	-	187,965	203,868	2,241,727	4,045,663	9,067,469
Long-Term Debt	64,837,808	73,711,064	71,579,488	162,042,481	163,259,935	172,187,757
Long-Term Unearned Revenue	-	4,339,380	4,253,734	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	171	112	-
Other Long-Term Liabilities	5,268,873	15,985,751	12,447,178	14,807,450	11,617,244	7,522,464
Total Liabilities	2,735,484,770	2,588,044,295	2,236,883,024	1,906,741,786	1,700,494,560	1,437,937,887
Common Stock	77,669,446	77,669,446	53,699,917	53,699,917	48,057,506	48,057,506
Additional Paid-In Capital	8,974,666	8,974,666	8,974,677	8,974,677	8,974,677	8,974,698
Retained Earnings	98,792,964	89,867,149	83,706,875	61,413,004	49,587,653	35,161,396
Comprehensive Income & Other	2,005,587	1,937,311	1,152,510	923,002	957,025	761,139
Total Common Equity	187,442,663	178,448,572	147,533,979	125,010,600	107,576,861	92,954,739
Minority Interest	1,249,495	1,206,433	970,729	861,220	739,447	694,772
Shareholders' Equity	188,692,158	179,655,005	148,504,708	125,871,820	108,316,308	93,649,511
Total Liabilities & Equity	2,924,176,928	2,767,699,300	2,385,387,732	2,032,613,606	1,808,810,868	1,531,587,398
Total Debt	230,459,716	204,276,824	186,383,378	163,365,314	164,996,564	173,693,031
Net Cash (Debt)	370,144,022	274,858,705	198,093,084	108,112,188	72,989,962	-28,632,909
Net Cash Growth	101.98%	38.75%	83.23%	48.12%	-	-
Net Cash Per Share	47656.32	35388.27	25504.63	13919.15	9397.26	-3686.39
Filing Date Shares Outstanding	7,767	7,767	7,767	7,767	7,767	7,767
Total Common Shares Outstanding	7,767	7,767	7,767	7,767	7,767	7,767
Book Value Per Share	24133.38	22975.39	18994.59	16094.77	13850.16	11967.61
Tangible Book Value	183,211,887	174,350,846	143,681,038	121,018,328	103,421,357	88,651,409
Tangible Book Value Per Share	23588.67	22447.80	18498.54	15580.78	13315.15	11413.57