CTG Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Cash & Equivalents	345,213,599	231,503,809	206,571,110	140,993,143	102,558,426	130,173,030	Upgrade
Investment Securities	217,015,489	222,122,802	210,782,795	180,971,455	118,277,505	109,092,442	Upgrade
Trading Asset Securities	3,585,011	2,487,905	4,464,910	3,930,099	5,738,869	4,295,086	Upgrade
Total Investments	220,600,500	224,610,707	215,247,705	184,901,554	124,016,374	113,387,528	Upgrade
Gross Loans	1,616,439,997	1,493,956,186	1,294,820,987	1,150,185,049	1,025,237,843	941,574,705	Upgrade
Allowance for Loan Losses	-35,536,995	-27,772,921	-29,413,230	-25,795,102	-12,582,380	-12,945,694	Upgrade
Net Loans	1,580,903,002	1,466,183,265	1,265,407,757	1,124,389,947	1,012,655,463	928,629,011	Upgrade
Property, Plant & Equipment	5,780,898	11,703,487	11,681,113	11,760,186	12,051,340	12,152,396	Upgrade
Other Intangible Assets	3,841,908	3,992,272	4,155,504	4,303,330	4,401,762	4,574,593	Upgrade
Accrued Interest Receivable	12,708,659	14,761,581	12,399,295	9,856,571	7,797,843	6,675,886	Upgrade
Other Receivables	30,693,353	34,894,383	59,379,204	27,492,360	16,071,942	15,550,386	Upgrade
Restricted Cash	26,611,768	40,597,059	29,727,110	23,383,443	57,616,650	24,873,714	Upgrade
Other Current Assets	-	3,452,083	3,289,898	3,368,850	3,231,454	3,527,212	Upgrade
Long-Term Deferred Tax Assets	-	-	-	338	-	91,609	Upgrade
Other Long-Term Assets	3,437,424	914,960	952,172	1,137,676	1,108,724	1,076,110	Upgrade
Total Assets	2,229,791,111	2,032,613,606	1,808,810,868	1,531,587,398	1,341,509,978	1,240,711,475	Upgrade
Accounts Payable	15,347,466	77,862	69,226	289,858	272,296	492,382	Upgrade
Accrued Expenses	1,614,677	3,369,253	3,067,137	2,468,378	3,163,793	18,359,976	Upgrade
Interest Bearing Deposits	1,264,990,170	1,207,584,106	1,150,062,088	994,871,688	941,350,314	855,470,474	Upgrade
Non-Interest Bearing Deposits	526,282,139	484,254,896	342,089,147	232,436,359	190,145,825	187,838,953	Upgrade
Total Deposits	1,791,272,309	1,691,839,002	1,492,151,235	1,227,308,047	1,131,496,139	1,043,309,427	Upgrade
Short-Term Borrowings	-	-	648,396	-	-	-	Upgrade
Current Portion of Long-Term Debt	39,952,504	112,793,789	1,088,233	1,505,274	1,969,774	-	Upgrade
Current Income Taxes Payable	-	3,119,682	2,959,719	721,321	1,309,696	619,096	Upgrade
Accrued Interest Payable	21,278,197	27,999,187	21,587,660	16,867,319	16,085,370	-	Upgrade
Other Current Liabilities	-	2,241,727	4,045,663	9,067,469	1,530,787	1,720,296	Upgrade
Long-Term Debt	213,690,377	50,571,525	163,259,935	172,187,757	92,590,496	92,404,005	Upgrade
Long-Term Deferred Tax Liabilities	171	171	112	-	38,008	117,066	Upgrade
Other Long-Term Liabilities	5,649,454	14,729,588	11,617,244	7,522,464	7,614,395	6,334,409	Upgrade
Total Liabilities	2,088,805,155	1,906,741,786	1,700,494,560	1,437,937,887	1,256,070,754	1,163,356,657	Upgrade
Common Stock	53,699,917	53,699,917	48,057,506	48,057,506	37,234,046	37,234,046	Upgrade
Additional Paid-In Capital	8,974,677	8,974,677	8,974,677	8,974,698	8,974,698	8,974,683	Upgrade
Retained Earnings	76,548,961	61,413,004	49,587,653	35,161,396	37,632,712	29,442,744	Upgrade
Comprehensive Income & Other	871,593	923,002	957,025	761,139	997,689	1,141,922	Upgrade
Total Common Equity	140,095,148	125,010,600	107,576,861	92,954,739	84,839,145	76,793,395	Upgrade
Minority Interest	890,808	861,220	739,447	694,772	600,079	561,423	Upgrade
Shareholders' Equity	140,985,956	125,871,820	108,316,308	93,649,511	85,439,224	77,354,818	Upgrade
Total Liabilities & Equity	2,229,791,111	2,032,613,606	1,808,810,868	1,531,587,398	1,341,509,978	1,240,711,475	Upgrade
Total Debt	253,642,881	163,365,314	164,996,564	173,693,031	94,560,270	92,404,005	Upgrade
Net Cash (Debt)	127,353,888	108,112,188	72,989,962	-28,632,909	13,737,025	43,258,565	Upgrade
Net Cash Growth	15.20%	48.12%	-	-	-68.24%	-1.05%	Upgrade
Net Cash Per Share	23715.84	20132.65	13592.19	-5332.00	2558.08	8055.52	Upgrade
Filing Date Shares Outstanding	5,370	5,370	5,370	5,370	5,370	5,370	Upgrade
Total Common Shares Outstanding	5,370	5,370	5,370	5,370	5,370	5,370	Upgrade
Book Value Per Share	26088.52	23279.48	20032.87	17309.95	15798.58	14300.31	Upgrade
Tangible Book Value	136,253,240	121,018,328	103,421,357	88,651,409	80,437,383	72,218,802	Upgrade
Tangible Book Value Per Share	25373.08	22536.04	19259.03	16508.59	14978.89	13448.44	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.