Vietnam Joint Stock Commercial Bank for Industry and Trade (HOSE:CTG)

HOSE:CTG Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	338,826,651	231,503,809	206,571,110	140,993,143	102,558,426
Investment Securities	261,391,933	222,122,802	210,782,795	180,971,455	118,277,505
Trading Asset Securities	2,798,875	2,487,905	4,464,910	3,930,099	5,738,869
Total Investments	264,190,808	224,610,707	215,247,705	184,901,554	124,016,374
Gross Loans	1,729,907,561	1,493,956,186	1,294,820,987	1,150,185,049	1,025,237,843
Allowance for Loan Losses	-36,664,125	-27,772,921	-29,413,230	-25,795,102	-12,582,380
Net Loans	1,693,243,436	1,466,183,265	1,265,407,757	1,124,389,947	1,012,655,463
Property, Plant & Equipment	11,827,727	11,703,487	11,681,113	11,760,186	12,051,340
Other Intangible Assets	3,852,941	3,992,272	4,155,504	4,303,330	4,401,762
Accrued Interest Receivable	13,312,631	14,761,581	12,399,295	9,856,571	7,797,843
Other Receivables	20,836,987	34,894,383	59,379,204	27,492,360	16,071,942
Restricted Cash	34,431,657	40,597,059	29,727,110	23,383,443	57,616,650
Other Current Assets	3,684,450	3,452,083	3,289,898	3,368,850	3,231,454
Long-Term Deferred Tax Assets	-	-	-	338	-
Other Long-Term Assets	1,180,444	914,960	952,172	1,137,676	1,108,724
Total Assets	2,385,387,732	2,032,613,606	1,808,810,868	1,531,587,398	1,341,509,978
Accounts Payable	69,730	77,862	69,226	289,858	272,296
Accrued Expenses	4,064,507	3,369,253	3,067,137	2,468,378	3,163,793
Interest Bearing Deposits	1,417,171,306	1,207,584,106	1,150,062,088	994,871,688	941,350,314
Non-Interest Bearing Deposits	587,436,241	484,254,896	342,089,147	232,436,359	190,145,825
Total Deposits	2,004,607,547	1,691,839,002	1,492,151,235	1,227,308,047	1,131,496,139
Short-Term Borrowings	9,017,858	-	648,396	-	-
Current Portion of Long-Term Debt	141,798,692	1,322,833	1,088,233	1,505,274	1,969,774
Current Income Taxes Payable	3,337,834	3,119,682	2,959,719	721,321	1,309,696
Accrued Interest Payable	21,026,493	27,999,187	21,587,660	16,867,319	16,085,370
Other Current Liabilities	2,322,874	2,241,727	4,045,663	9,067,469	1,530,787
Long-Term Debt	35,566,828	162,042,481	163,259,935	172,187,757	92,590,496
Long-Term Deferred Tax Liabilities	-	171	112	-	38,008
Other Long-Term Liabilities	15,070,661	14,729,588	11,617,244	7,522,464	7,614,395
Total Liabilities	2,236,883,024	1,906,741,786	1,700,494,560	1,437,937,887	1,256,070,754
Common Stock	53,699,917	53,699,917	48,057,506	48,057,506	37,234,046
Additional Paid-In Capital	8,974,677	8,974,677	8,974,677	8,974,698	8,974,698
Retained Earnings	83,706,875	61,413,004	49,587,653	35,161,396	37,632,712
Comprehensive Income & Other	1,152,510	923,002	957,025	761,139	997,689
Total Common Equity	147,533,979	125,010,600	107,576,861	92,954,739	84,839,145
Minority Interest	970,729	861,220	739,447	694,772	600,079
Shareholders' Equity	148,504,708	125,871,820	108,316,308	93,649,511	85,439,224
Total Liabilities & Equity	2,385,387,732	2,032,613,606	1,808,810,868	1,531,587,398	1,341,509,978
Total Debt	186,383,378	163,365,314	164,996,564	173,693,031	94,560,270
Net Cash (Debt)	198,093,084	108,112,188	72,989,962	-28,632,909	13,737,025
Net Cash Growth	83.23%	48.12%	-	-	-68.24%
Net Cash Per Share	36888.90	20132.65	13592.19	-5332.00	2558.08
Filing Date Shares Outstanding	5,370	5,370	5,370	5,370	5,370
Total Common Shares Outstanding	5,370	5,370	5,370	5,370	5,370
Book Value Per Share	27473.78	23279.48	20032.87	17309.95	15798.58
Tangible Book Value	143,681,038	121,018,328	103,421,357	88,651,409	80,437,383
Tangible Book Value Per Share	26756.29	22536.04	19259.03	16508.59	14978.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.