HOSE:CTG Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	30,112,870	25,348,215	19,903,550	16,923,725	14,088,760	13,693,588	Upgrade
Depreciation & Amortization	805,658	791,573	-	10,143,370	1,010,988	970,766	Upgrade
Other Amortization	226,416	226,416	-	-	-	-	Upgrade
Change in Trading Asset Securities	-66,398,427	-34,214,274	-6,870,363	4,584,398	-60,566,917	-11,417,793	Upgrade
Change in Other Net Operating Assets	-214,445,068	-79,588,026	-272,161,400	-128,561,920	-146,475,664	-121,617,657	Upgrade
Other Operating Activities	23,133,208	22,387,601	31,281,679	23,450,238	15,512,783	9,634,619	Upgrade
Operating Cash Flow	-226,565,343	-65,048,495	-227,846,534	-73,460,189	-176,430,050	-108,736,477	Upgrade
Capital Expenditures	-1,631,127	-1,362,079	-804,101	-623,680	-736,408	-715,459	Upgrade
Sale of Property, Plant and Equipment	19,235	15,158	10,473	16,841	7,371	108,296	Upgrade
Investment in Securities	-	-	-	6,200	-	23,990	Upgrade
Other Investing Activities	49,317	17,898	89,746	85,558	80,894	65,788	Upgrade
Investing Cash Flow	-1,562,575	-1,329,023	-703,882	-515,081	-648,143	-517,385	Upgrade
Issuance of Common Stock	-	1,537	-	-	-	-	Upgrade
Common Dividends Paid	-	-	-	-3,844,600	-	-1,861,702	Upgrade
Net Increase (Decrease) in Deposit Accounts	262,704,526	167,237,181	256,614,882	157,923,918	181,831,559	116,582,113	Upgrade
Other Financing Activities	-	-	-	-	-21,267	-19,527	Upgrade
Financing Cash Flow	262,704,526	167,238,718	256,614,882	154,079,318	181,810,292	114,700,884	Upgrade
Foreign Exchange Rate Adjustments	243,062	154,749	-59,079	-182,414	-530,589	-318,690	Upgrade
Net Cash Flow	34,819,670	101,015,949	28,005,387	79,921,634	4,201,510	5,128,332	Upgrade
Free Cash Flow	-228,196,470	-66,410,574	-228,650,635	-74,083,869	-177,166,458	-109,451,936	Upgrade
Free Cash Flow Margin	-375.24%	-122.28%	-503.27%	-183.71%	-509.46%	-329.78%	Upgrade
Free Cash Flow Per Share	-42494.75	-12366.98	-42579.33	-13795.90	-32991.78	-20381.92	Upgrade
Cash Interest Paid	64,646,091	69,067,517	72,900,489	52,210,737	42,193,852	49,901,673	Upgrade
Cash Income Tax Paid	6,112,184	6,006,343	4,790,442	1,911,799	4,000,535	2,631,634	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.