HOSE:CTG Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	34,590,657	25,348,215	19,903,550	16,923,725	14,088,760
Depreciation & Amortization	1,142,641	1,017,405	-	10,143,370	1,010,988
Change in Trading Asset Securities	2,573,482	-34,214,274	-6,870,363	4,584,398	-60,566,917
Change in Other Net Operating Assets	-306,568,907	-79,588,026	-272,161,400	-128,561,920	-146,270,343
Other Operating Activities	21,907,895	22,388,185	31,281,679	23,450,238	15,512,783
Operating Cash Flow	-246,354,232	-65,048,495	-227,846,534	-73,460,189	-176,430,050
Capital Expenditures	-2,004,950	-1,362,079	-804,101	-623,680	-736,408
Sale of Property, Plant and Equipment	22,267	15,158	10,473	16,841	7,371
Investment in Securities	-	-	-	6,200	-
Other Investing Activities	67,491	17,898	89,746	85,558	80,894
Investing Cash Flow	-1,915,192	-1,329,023	-703,882	-515,081	-648,143
Issuance of Common Stock	-	1,537	-	-	-
Common Dividends Paid	-2,416,496	-	-	-3,844,600	-
Net Increase (Decrease) in Deposit Accounts	328,998,232	167,237,181	256,614,882	157,923,918	181,831,559
Other Financing Activities	-	-	-	-	-21,267
Financing Cash Flow	326,581,736	167,238,718	256,614,882	154,079,318	181,810,292
Foreign Exchange Rate Adjustments	113,607	154,749	-59,079	-182,414	-530,589
Net Cash Flow	78,425,919	101,015,949	28,005,387	79,921,634	4,201,510
Free Cash Flow	-248,359,182	-66,410,574	-228,650,635	-74,083,869	-177,166,458
Free Cash Flow Margin	-354.81%	-122.28%	-503.27%	-183.71%	-509.46%
Free Cash Flow Per Share	-31976.43	-8550.18	-29438.14	-9538.09	-22809.58
Cash Interest Paid	71,064,497	69,067,517	72,900,489	52,210,737	42,193,852
Cash Income Tax Paid	7,547,490	6,006,343	4,790,442	1,911,799	4,000,535

Source: S&P Global Market Intelligence. Banks template. Financial Sources.