EVF General Finance JSC (HOSE:EVF)
Vietnam flag Vietnam · Delayed Price · Currency is VND
11,750
+250 (2.17%)
At close: Nov 4, 2026

EVF General Finance JSC Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest and Dividend Income
7,314,8575,501,9704,276,7803,993,6192,666,7561,771,532
Total Interest Expense
4,984,0853,201,1582,423,0892,871,6221,470,965937,677
Net Interest Income
2,330,7722,300,8121,853,6911,121,9971,195,791833,855
Commissions and Fees
21,02065,21774,79153,319130,443138,143
Gain (Loss) on Sale of Investments
129,603190,172-34,529315,721-78,51893,026
Revenue Before Loan Losses
2,537,5472,556,2011,893,9531,491,0371,247,7161,065,024
Provision for Loan Losses
620,799828,823645,306387,372361,482507,786
1,916,7481,727,3781,248,6471,103,665886,234557,238
Revenue Growth
23.18%38.34%13.14%24.53%59.04%-1.54%
Cost of Services Provided
177,728298,090187,537347,100441,592348,084
Other Operating Expenses
283,897323,005329,605363,01353,155-194,370
Total Operating Expenses
461,625621,095517,142710,113494,747153,714
Operating Income
1,455,1231,106,283731,505393,552391,487403,524
Currency Exchange Gain (Loss)
-228,802-49,224-43,142-86,500-38,740-1,774
Pretax Income
1,235,4081,104,225703,774409,307455,346411,618
Income Tax Expense
241,945209,888142,95280,92889,55981,047
Net Income
993,463894,337560,822328,379365,787330,571
Preferred Dividends & Other Adjustments
30,59740,24525,2379,85210,82714,876
Net Income to Common
962,866854,092535,585318,527354,960315,695
Net Income Growth
13.05%59.47%68.14%-10.26%12.44%46.07%
Shares Outstanding (Basic)
764761761432379379
Shares Outstanding (Diluted)
764761761432379379
Shares Change
-0.74%-76.24%13.82%--0.02%
EPS (Basic)
1260.891122.97704.19738.10936.20832.64
EPS (Diluted)
1260.891122.97704.00738.00936.11832.41
EPS Growth
13.91%59.51%-4.61%-21.16%12.46%46.06%

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-42,0121,354,415-5,007,531-3,232,3204,933,661-2,121,129
Free Cash Flow Per Share
-55.021780.80-6583.95-7490.0413012.45-5594.44
Operating Margin
75.92%64.04%58.58%35.66%44.17%72.41%
Profit Margin
50.23%49.44%42.89%28.86%40.05%56.65%
Free Cash Flow Margin
-2.19%78.41%-401.04%-292.87%556.70%-380.65%
Effective Tax Rate
19.58%19.01%20.31%19.77%19.67%19.69%