EVF General Finance JSC (HOSE:EVF)
Vietnam flag Vietnam · Delayed Price · Currency is VND
12,700
+200 (1.60%)
At close: Aug 13, 2026

EVF General Finance JSC Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest and Dividend Income
6,636,5425,501,9704,276,7803,993,6192,666,7561,771,532
Total Interest Expense
4,058,5223,201,1582,423,0892,871,6221,470,965937,677
Net Interest Income
2,578,0202,300,8121,853,6911,121,9971,195,791833,855
Commissions and Fees
47,59865,21774,79153,319130,443138,143
Gain (Loss) on Sale of Investments
86,834190,172-34,529315,721-78,51893,026
Revenue Before Loan Losses
2,712,4522,556,2011,893,9531,491,0371,247,7161,065,024
Provision for Loan Losses
816,870828,823645,306387,372361,482507,786
1,895,5821,727,3781,248,6471,103,665886,234557,238
Revenue Growth
19.73%38.34%13.14%24.53%59.04%-1.54%
Cost of Services Provided
313,500298,090187,537347,100441,592348,084
Other Operating Expenses
277,144323,005329,605363,01353,155-194,370
Total Operating Expenses
590,644621,095517,142710,113494,747153,714
Operating Income
1,304,9381,106,283731,505393,552391,487403,524
Currency Exchange Gain (Loss)
-128,908-49,224-43,142-86,500-38,740-1,774
Pretax Income
1,205,3841,104,225703,774409,307455,346411,618
Income Tax Expense
237,247209,888142,95280,92889,55981,047
Net Income
968,137894,337560,822328,379365,787330,571
Preferred Dividends & Other Adjustments
41,72140,24525,2379,85210,82714,876
Net Income to Common
926,416854,092535,585318,527354,960315,695
Net Income Growth
18.97%59.47%68.14%-10.26%12.44%46.07%
Shares Outstanding (Basic)
761761761432379379
Shares Outstanding (Diluted)
761761761432379379
Shares Change
0.75%-76.24%13.82%--0.02%
EPS (Basic)
1218.061122.97704.19738.10936.20832.64
EPS (Diluted)
1218.061122.97704.00738.00936.11832.41
EPS Growth
18.11%59.51%-4.61%-21.16%12.46%46.06%
Free Cash Flow
-2,300,6371,354,415-5,007,531-3,232,3204,933,661-2,121,129
Free Cash Flow Per Share
-3024.901780.80-6583.95-7490.0413012.45-5594.44
Operating Margin
68.84%64.04%58.58%35.66%44.17%72.41%
Profit Margin
48.87%49.44%42.89%28.86%40.05%56.65%
Free Cash Flow Margin
-121.37%78.41%-401.04%-292.87%556.70%-380.65%
Effective Tax Rate
19.68%19.01%20.31%19.77%19.67%19.69%