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Vietnam Maritime Commercial Joint Stock Bank (HOSE:MSB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
16,150
+100 (0.62%)
At close: Aug 13, 2026

HOSE:MSB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
65,873,67162,651,10655,453,07452,324,33830,757,19121,433,292
Investment Securities
96,127,77395,349,86665,581,88637,890,40931,544,77848,236,169
Trading Asset Securities
----468,01923,487
Total Investments
96,127,77395,349,86665,581,88637,890,40932,012,79748,259,656
Gross Loans
241,441,415219,929,874183,179,615158,910,371130,523,502115,095,351
Allowance for Loan Losses
-3,003,191-2,850,595-3,026,070-2,362,747-1,430,921-1,686,808
Net Loans
238,438,224217,079,279180,153,545156,547,624129,092,581113,408,543
Property, Plant & Equipment
1,403,5221,031,303504,383373,889269,425245,158
Goodwill
--5,14215,12425,10635,088
Other Intangible Assets
356,348209,606200,307200,203229,543177,828
Accrued Interest Receivable
12,416,17310,202,7614,897,8325,065,4002,808,4762,769,866
Other Receivables
17,941,7333,980,0085,778,9156,664,5797,904,8407,724,224
Restricted Cash
7,136,6509,819,9565,494,7844,589,1993,689,7303,056,674
Other Current Assets
-7,350,0562,019,4912,217,0063,662,1092,739,236
Long-Term Deferred Tax Assets
----5061
Other Real Estate Owned & Foreclosed
--58,7301,115,4962,164,4473,729,761
Other Long-Term Assets
1,304,492--2,571159,56386,036
Total Assets
440,998,586407,673,941320,148,089267,005,838212,775,858203,665,423

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
166,131231,505752,454920,416834,333879,967
Interest Bearing Deposits
216,959,054191,251,506161,703,979140,225,17298,353,70588,264,954
Non-Interest Bearing Deposits
74,148,89484,577,43052,678,14146,610,24348,106,93940,430,404
Total Deposits
291,107,948275,828,936214,382,120186,835,415146,460,644128,695,358
Short-Term Borrowings
14,326,189433,514730,128263,356-76,833
Current Portion of Long-Term Debt
23,446,75532,463,552----
Current Income Taxes Payable
687,8541,079,916765,211607,130821,224224,962
Accrued Interest Payable
5,703,9304,341,0242,831,0953,813,1572,253,4701,605,625
Other Current Liabilities
-6,3926,4086,4096,4136,413
Long-Term Debt
59,253,89049,690,05262,833,91141,072,17833,648,36948,016,457
Other Long-Term Liabilities
1,059,3801,152,9921,029,2052,189,5652,097,4072,122,023
Total Liabilities
395,752,077365,227,883283,330,532235,707,626186,121,860181,627,638

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
31,200,00031,200,00026,000,00020,000,00019,857,50015,275,000
Additional Paid-In Capital
33,46033,46033,46033,46033,460491,710
Retained Earnings
13,976,77011,211,99010,783,48911,264,1446,762,4306,270,467
Comprehensive Income & Other
36,279608608608608608
Shareholders' Equity
45,246,50942,446,05836,817,55731,298,21226,653,99822,037,785
Total Liabilities & Equity
440,998,586407,673,941320,148,089267,005,838212,775,858203,665,423

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
97,026,83482,587,11863,564,03941,335,53433,648,36948,093,290
Net Cash (Debt)
-31,153,163-19,936,012-8,110,96510,988,804-2,423,159-26,636,511
Net Cash Growth
------
Net Cash Per Share
-9984.99-6389.75-2599.673522.05-781.77-8753.77
Filing Date Shares Outstanding
3,1203,1203,1203,1203,1203,098
Total Common Shares Outstanding
3,1203,1203,1203,1203,1203,098
Book Value Per Share
14502.0913604.5111800.5010031.488542.957114.08
Tangible Book Value
44,890,16142,236,45236,612,10831,082,88526,399,34921,824,869
Tangible Book Value Per Share
14387.8713537.3211734.659962.468461.337045.35