Vietnam Maritime Commercial Joint Stock Bank (HOSE:MSB)

HOSE:MSB Statistics

Total Valuation

HOSE:MSB has a market cap or net worth of VND 39.00 trillion.

Market Cap	39.00T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:MSB has 3.12 billion shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class	3.12B
Shares Outstanding	3.12B
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	1.33%
Float	3.12B

Valuation Ratios

The trailing PE ratio is 6.64 and the forward PE ratio is 5.73.

PE Ratio	6.64
Forward PE	5.73
PS Ratio	3.14
PB Ratio	0.89
P/TBV Ratio	0.89
P/FCF Ratio	16.21
P/OCF Ratio	14.91
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	21.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.33%.

Return on Equity (ROE)	14.33%
Return on Assets (ROA)	1.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.27%
Revenue Per Employee	1.81B
Profits Per Employee	858.85M
Employee Count	6,843
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:MSB has paid 1.44 trillion in taxes.

Income Tax	1.44T
Effective Tax Rate	19.69%

Stock Price Statistics

The stock price has increased by +33.81% in the last 52 weeks. The beta is 0.63, so HOSE:MSB's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	+33.81%
50-Day Moving Average	11,834.00
200-Day Moving Average	12,464.08
Relative Strength Index (RSI)	58.60
Average Volume (20 Days)	18,468,435

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:MSB had revenue of VND 12.41 trillion and earned 5.88 trillion in profits. Earnings per share was 1,882.97.

Revenue	12.41T
Gross Profit	12.41T
Operating Income	7.44T
Pretax Income	7.32T
Net Income	5.88T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1,882.97

Balance Sheet

The company has 72.16 trillion in cash and 52.67 trillion in debt, with a net cash position of 19.50 trillion or 6,249.16 per share.

Cash & Cash Equivalents	72.16T
Total Debt	52.67T
Net Cash	19.50T
Net Cash Per Share	6,249.16
Equity (Book Value)	43.98T
Book Value Per Share	14,085.97
Working Capital	-227,409.62B

Cash Flow

In the last 12 months, operating cash flow was 2.62 trillion and capital expenditures -209.73 billion, giving a free cash flow of 2.41 trillion.

Operating Cash Flow	2.62T
Capital Expenditures	-209.73B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	2.41T
FCF Per Share	771.24

Margins

Gross Margin	n/a
Operating Margin	59.98%
Pretax Margin	58.96%
Profit Margin	47.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.39%

Dividends & Yields

HOSE:MSB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.06%
Shareholder Yield	-0.06%
Earnings Yield	15.07%
FCF Yield	6.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 8, 2025. It was a forward split with a ratio of 1.2.

Last Split Date	Sep 8, 2025
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3