Vietnam Maritime Commercial Joint Stock Bank (HOSE:MSB)

HOSE:MSB Statistics

Total Valuation

HOSE:MSB has a market cap or net worth of VND 37.91 trillion.

Market Cap	37.91T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

HOSE:MSB has 3.12 billion shares outstanding.

Current Share Class	3.12B
Shares Outstanding	3.12B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	0.05%
Owned by Institutions (%)	1.47%
Float	3.09B

Valuation Ratios

The trailing PE ratio is 7.03 and the forward PE ratio is 5.89.

PE Ratio	7.03
Forward PE	5.89
PS Ratio	3.03
PB Ratio	0.93
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.00
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.23%.

Return on Equity (ROE)	14.23%
Return on Assets (ROA)	1.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.88B
Profits Per Employee	808.61M
Employee Count	6,678
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:MSB has paid 1.37 trillion in taxes.

Income Tax	1.37T
Effective Tax Rate	20.23%

Stock Price Statistics

The stock price has increased by +30.18% in the last 52 weeks. The beta is 0.71, so HOSE:MSB's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+30.18%
50-Day Moving Average	12,839.00
200-Day Moving Average	11,140.50
Relative Strength Index (RSI)	43.54
Average Volume (20 Days)	8,510,068

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:MSB had revenue of VND 12.52 trillion and earned 5.39 trillion in profits. Earnings per share was 1,728.93.

Revenue	12.52T
Gross Profit	12.52T
Operating Income	6.89T
Pretax Income	6.76T
Net Income	5.39T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1,728.93

Balance Sheet

The company has 59.25 trillion in cash and 62.66 trillion in debt, giving a net cash position of -3,410.99 billion or -1,093.27 per share.

Cash & Cash Equivalents	59.25T
Total Debt	62.66T
Net Cash	-3,410.99B
Net Cash Per Share	-1,093.27
Equity (Book Value)	40.56T
Book Value Per Share	12,998.80
Working Capital	-214,045.37B

Cash Flow

In the last 12 months, operating cash flow was -20,641.60 billion and capital expenditures -214.64 billion, giving a free cash flow of -20,856.23 billion.

Operating Cash Flow	-20,641.60B
Capital Expenditures	-214.64B
Free Cash Flow	-20,856.23B
FCF Per Share	-6,684.69

Margins

Gross Margin	n/a
Operating Margin	55.00%
Pretax Margin	54.02%
Profit Margin	43.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:MSB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	14.23%
FCF Yield	-55.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 8, 2025. It was a forward split with a ratio of 1.2.

Last Split Date	Sep 8, 2025
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2