Orient Commercial Joint Stock Bank (HOSE: OCB)

HOSE: OCB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2010
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2010
Cash & Equivalents	42,988,036	33,083,649	19,219,689	21,844,978	16,120,672	4,290,872
Investment Securities	50,024,636	40,291,755	37,333,105	40,968,392	33,590,928	2,317,464
Trading Asset Securities	63,752	41,474	502,882	4,690,807	994,998	51,521
Total Investments	50,088,389	40,333,229	37,835,986	45,659,199	34,585,926	2,368,986
Gross Loans	160,750,529	149,353,668	122,013,267	103,514,517	90,823,506	11,584,528
Allowance for Loan Losses	-2,735,500	-2,506,281	-1,582,265	-1,116,105	-940,300	-104,614
Net Loans	158,015,029	146,847,387	120,431,002	102,398,412	89,883,206	11,479,915
Property, Plant & Equipment	319,055	2,187,018	3,308,185	1,941,876	1,991,160	262,224
Other Intangible Assets	291,558	285,024	304,732	269,598	273,166	79,163
Accrued Interest Receivable	2,459,672	2,515,857	1,933,891	1,459,655	1,518,654	192,814
Other Receivables	6,140,536	704,985	1,762,614	5,062,537	2,986,002	117,638
Restricted Cash	3,153,567	6,965,365	3,225,387	3,852,855	4,087,881	443,610
Other Current Assets	-	5,503,698	2,757,904	1,629,594	935,078	329,518
Other Real Estate Owned & Foreclosed	-	1,687,824	3,214,650	372,330	147,134	34,130
Other Long-Term Assets	2,045,978	240.06	197.62	-	-	90,786
Total Assets	265,501,820	240,114,275	193,994,238	184,491,035	152,528,879	19,689,657
Accrued Expenses	163,334	4,934,294	2,685,195	1,294,174	797,380	43,727
Interest Bearing Deposits	183,753,564	152,649,882	121,657,531	118,236,632	103,258,012	11,607,147
Non-Interest Bearing Deposits	623,060	523,681	612,497	634,718	582,703	1,435,073
Total Deposits	184,376,624	153,173,563	122,270,028	118,871,350	103,840,715	13,042,220
Short-Term Borrowings	1,521,380	94,394	2,594,630	130,607	152,190	-
Current Portion of Long-Term Debt	37,026	6,700,464	7,800,000	-	-	2,099,354
Current Income Taxes Payable	-	318,076	347,196	340,907	381,580	1,164
Accrued Interest Payable	2,696,831	4,629,529	2,789,922	2,192,852	1,881,317	138,470
Other Current Liabilities	-	28,907	27,546	28,282	33,019	7,997
Long-Term Debt	41,691,212	39,278,291	29,963,016	39,596,340	27,438,365	1,099,367
Long-Term Unearned Revenue	-	-	-	87.9	189,513	12,320
Other Long-Term Liabilities	4,521,417	2,421,053	244,466	231,427	379,417	105,200
Total Liabilities	235,007,825	211,578,571	168,721,998	162,686,026	135,093,496	16,549,820
Common Stock	20,548,243	20,548,243	13,698,829	13,698,829	10,959,063	2,635,000
Additional Paid-In Capital	53,272	53,272	1,702,686	1,702,686	1,702,961	127,875
Retained Earnings	9,913,483	7,933,814	9,870,350	6,403,120	4,772,984	370,607
Comprehensive Income & Other	-21,003	374.06	374.06	374.06	374.06	6,355
Shareholders' Equity	30,493,995	28,535,703	25,272,239	21,805,009	17,435,383	3,139,837
Total Liabilities & Equity	265,501,820	240,114,275	193,994,238	184,491,035	152,528,879	19,689,657
Total Debt	43,249,618	46,073,149	40,357,645	39,726,947	27,590,555	3,198,721
Net Cash (Debt)	-197,830	-12,948,027	-20,635,074	-13,191,162	-10,474,886	2,313,672
Net Cash Growth	-	-	-	-	-	373.00%
Net Cash Per Share	-80.98	-5251.07	-8368.55	-5349.67	-4653.09	4957.85
Filing Date Shares Outstanding	2,466	2,466	2,466	2,466	2,251	592.88
Total Common Shares Outstanding	2,466	2,466	2,466	2,466	2,251	592.88
Book Value Per Share	12366.83	11572.65	10249.15	8843.01	7745.04	5295.95
Tangible Book Value	30,202,437	28,250,679	24,967,508	21,535,411	17,162,217	3,060,674
Tangible Book Value Per Share	12248.59	11457.05	10125.56	8733.68	7623.70	5162.43

Source: S&P Capital IQ. Banks template. Financial Sources.