Orient Commercial Joint Stock Bank (HOSE: OCB)

OCB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2010
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2010
Cash & Equivalents	41,059,018	33,083,649	19,219,689	21,844,978	16,120,672	4,290,872
Investment Securities	31,586,558	40,291,755	37,333,105	40,968,392	33,590,928	2,317,464
Trading Asset Securities	175,996	41,474	502,882	4,690,807	994,998	51,521
Total Investments	31,762,554	40,333,229	37,835,986	45,659,199	34,585,926	2,368,986
Gross Loans	155,751,283	149,353,668	122,013,267	103,514,517	90,823,506	11,584,528
Allowance for Loan Losses	-2,621,456	-2,506,281	-1,582,265	-1,116,105	-940,300	-104,614
Net Loans	153,129,828	146,847,387	120,431,002	102,398,412	89,883,206	11,479,915
Property, Plant & Equipment	2,162,524	2,187,018	3,308,185	1,941,876	1,991,160	262,224
Other Intangible Assets	282,738	285,024	304,732	269,598	273,166	79,163
Accrued Interest Receivable	2,142,299	2,515,857	1,933,891	1,459,655	1,518,654	192,814
Other Receivables	1,403,161	704,985	1,762,614	5,062,537	2,986,002	117,638
Restricted Cash	1,220,568	6,965,365	3,225,387	3,852,855	4,087,881	443,610
Other Current Assets	4,106,466	5,503,698	2,757,904	1,629,594	935,078	329,518
Other Real Estate Owned & Foreclosed	1,614,133	1,687,824	3,214,650	372,330	147,134	34,130
Other Long-Term Assets	311.85	240.06	197.62	-	-	90,786
Total Assets	238,883,600	240,114,275	193,994,238	184,491,035	152,528,879	19,689,657
Accrued Expenses	3,615,358	4,934,294	2,685,195	1,294,174	797,380	43,727
Interest Bearing Deposits	162,380,667	152,649,882	121,657,531	118,236,632	103,258,012	11,607,147
Non-Interest Bearing Deposits	722,468	523,681	612,497	634,718	582,703	1,435,073
Total Deposits	163,103,135	153,173,563	122,270,028	118,871,350	103,840,715	13,042,220
Short-Term Borrowings	997,448	94,394	2,594,630	130,607	152,190	-
Current Portion of Long-Term Debt	305,322	35,750,464	27,600,000	-	-	2,099,354
Current Income Taxes Payable	180,190	318,076	347,196	340,907	381,580	1,164
Accrued Interest Payable	3,161,789	4,629,529	2,789,922	2,192,852	1,881,317	138,470
Other Current Liabilities	29,968	28,907	27,546	28,282	33,019	7,997
Long-Term Debt	36,734,449	10,228,291	10,163,016	39,596,340	27,438,365	1,099,367
Long-Term Unearned Revenue	-	-	-	87.9	189,513	12,320
Other Long-Term Liabilities	613,732	2,421,053	244,466	231,427	379,417	105,200
Total Liabilities	208,741,390	211,578,571	168,721,998	162,686,026	135,093,496	16,549,820
Common Stock	20,548,243	20,548,243	13,698,829	13,698,829	10,959,063	2,635,000
Additional Paid-In Capital	53,272	53,272	1,702,686	1,702,686	1,702,961	127,875
Retained Earnings	9,566,297	7,933,814	9,870,350	6,403,120	4,772,984	370,607
Comprehensive Income & Other	-25,603	374.06	374.06	374.06	374.06	6,355
Shareholders' Equity	30,142,210	28,535,703	25,272,239	21,805,009	17,435,383	3,139,837
Total Liabilities & Equity	238,883,600	240,114,275	193,994,238	184,491,035	152,528,879	19,689,657
Total Debt	38,037,220	46,073,149	40,357,645	39,726,947	27,590,555	3,198,721
Net Cash (Debt)	3,197,795	-12,948,027	-20,635,074	-13,191,162	-10,474,886	2,313,672
Net Cash Growth	-	-	-	-	-	373.00%
Net Cash Per Share	1296.86	-5251.07	-8368.55	-5349.67	-4653.09	4957.85
Filing Date Shares Outstanding	2,466	2,466	2,466	2,466	2,251	592.88
Total Common Shares Outstanding	2,466	2,466	2,466	2,466	2,251	592.88
Book Value Per Share	12224.16	11572.65	10249.15	8843.01	7745.04	5295.95
Tangible Book Value	29,859,472	28,250,679	24,967,508	21,535,411	17,162,217	3,060,674
Tangible Book Value Per Share	12109.50	11457.05	10125.56	8733.68	7623.70	5162.43

Source: S&P Capital IQ. Banks template. Financial Sources.