HOSE:OCB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,594,268	54,111,960	39,710,325	33,083,649	19,219,689	21,844,978
Investment Securities	124,924,780	58,355,284	52,589,034	40,291,755	37,333,105	40,968,392
Trading Asset Securities	51,001	139,242	-	41,474	502,882	4,690,807
Total Investments	124,975,781	58,494,526	52,589,034	40,333,229	37,835,986	45,659,199
Gross Loans	208,698,643	203,111,641	176,127,340	149,353,668	122,013,267	103,514,517
Allowance for Loan Losses	-4,030,891	-3,605,835	-2,587,418	-2,506,281	-1,582,265	-1,116,105
Net Loans	204,667,752	199,505,806	173,539,922	146,847,387	120,431,002	102,398,412
Property, Plant & Equipment	275,751	2,333,230	2,219,612	2,187,018	3,308,185	1,941,876
Other Intangible Assets	384,849	395,829	289,207	285,024	304,732	269,598
Accrued Interest Receivable	4,145,237	3,139,572	2,774,658	2,515,857	1,933,891	1,459,655
Other Receivables	2,944,267	418,580	505,970	704,985	1,762,614	5,062,537
Restricted Cash	3,682,354	2,883,240	2,377,473	6,965,365	3,225,387	3,852,855
Other Current Assets	-	803,207	822,975	5,503,698	2,757,904	1,629,594
Long-Term Deferred Tax Assets	11,443	9,155	-	-	-	-
Other Real Estate Owned & Foreclosed	-	854,112	1,657,379	1,687,824	3,214,650	372,330
Other Long-Term Assets	1,415,928	262.21	298.93	240.06	197.62	-
Total Assets	344,097,628	322,949,480	276,486,855	240,114,275	193,994,238	184,491,035
Accrued Expenses	185,188	258,149	216,466	4,857,392	2,685,195	1,294,174
Interest Bearing Deposits	203,788,783	190,495,574	165,747,696	152,649,882	121,657,531	118,236,632
Non-Interest Bearing Deposits	16,942,661	14,836,992	20,510,320	523,681	612,497	634,718
Total Deposits	220,731,444	205,332,566	186,258,016	153,173,563	122,270,028	118,871,350
Short-Term Borrowings	6,129,570	7,902,618	3,825,798	94,394	2,594,630	130,607
Current Portion of Long-Term Debt	26,397,859	26,455,682	13,542,220	6,210,000	7,800,000	600,000
Current Income Taxes Payable	-	618,972	302,808	397,508	347,196	340,907
Accrued Interest Payable	4,630,190	3,395,975	2,654,975	4,629,529	2,789,922	2,192,852
Other Current Liabilities	-	42,907	30,025	18,021	27,546	28,282
Long-Term Debt	50,231,089	44,473,097	37,620,605	39,768,755	29,963,016	38,996,340
Long-Term Unearned Revenue	-	-	-	-	-	87.9
Other Long-Term Liabilities	891,585	544,835	364,897	2,429,409	244,466	231,427
Total Liabilities	309,196,925	289,024,802	244,815,809	211,578,571	168,721,998	162,686,026
Common Stock	26,630,523	26,630,523	24,657,892	20,548,243	13,698,829	13,698,829
Additional Paid-In Capital	-	-	53,272	53,272	1,702,686	1,702,686
Retained Earnings	8,268,968	7,293,781	6,959,508	7,933,814	9,870,350	6,403,120
Comprehensive Income & Other	1,212	374.06	374.06	374.06	374.06	374.06
Shareholders' Equity	34,900,703	33,924,678	31,671,045	28,535,703	25,272,239	21,805,009
Total Liabilities & Equity	344,097,628	322,949,480	276,486,855	240,114,275	193,994,238	184,491,035
Total Debt	82,758,519	78,831,397	54,988,623	46,073,149	40,357,645	39,726,947
Net Cash (Debt)	-16,210,639	-24,580,195	-15,278,299	-12,948,027	-20,635,074	-13,191,162
Net Cash Per Share	-6083.80	-9230.08	-5737.14	-4862.10	-7748.66	-4953.40
Filing Date Shares Outstanding	2,663	2,663	2,663	2,663	2,663	2,663
Total Common Shares Outstanding	2,663	2,663	2,663	2,663	2,663	2,663
Book Value Per Share	13105.53	12739.02	11892.76	10715.41	9489.95	8187.98
Tangible Book Value	34,515,854	33,528,849	31,381,839	28,250,679	24,967,508	21,535,411
Tangible Book Value Per Share	12961.01	12590.38	11784.16	10608.38	9375.52	8086.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.