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Orient Commercial Joint Stock Bank (HOSE:OCB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
10,600
+450 (4.43%)
At close: Nov 3, 2026

HOSE:OCB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,198,98154,111,96039,710,32533,083,64919,219,68921,844,978
Investment Securities
120,097,94558,355,28452,589,03440,291,75537,333,10540,968,392
Trading Asset Securities
1,755,509139,242-41,474502,8824,690,807
Total Investments
121,853,45458,494,52652,589,03440,333,22937,835,98645,659,199
Gross Loans
223,504,499203,111,641176,127,340149,353,668122,013,267103,514,517
Allowance for Loan Losses
-5,124,684-3,605,835-2,587,418-2,506,281-1,582,265-1,116,105
Net Loans
218,379,816199,505,806173,539,922146,847,387120,431,002102,398,412
Property, Plant & Equipment
232,9332,333,2302,219,6122,187,0183,308,1851,941,876
Other Intangible Assets
372,534395,829289,207285,024304,732269,598
Accrued Interest Receivable
4,687,0433,139,5722,774,6582,515,8571,933,8911,459,655
Other Receivables
11,192,533418,580505,970704,9851,762,6145,062,537
Restricted Cash
2,751,1772,883,2402,377,4736,965,3653,225,3873,852,855
Other Current Assets
-803,207822,9755,503,6982,757,9041,629,594
Long-Term Deferred Tax Assets
16,0219,155----
Other Real Estate Owned & Foreclosed
-854,1121,657,3791,687,8243,214,650372,330
Other Long-Term Assets
1,250,449262.21298.93240.06197.62-
Total Assets
363,725,939322,949,480276,486,855240,114,275193,994,238184,491,035

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
-258,149216,4664,857,3922,685,1951,294,174
Interest Bearing Deposits
239,161,143190,495,574165,747,696152,649,882121,657,531118,236,632
Non-Interest Bearing Deposits
-14,836,99220,510,320523,681612,497634,718
Total Deposits
239,161,143205,332,566186,258,016153,173,563122,270,028118,871,350
Short-Term Borrowings
5,839,9647,902,6183,825,79894,3942,594,630130,607
Current Portion of Long-Term Debt
-26,455,68213,542,2206,210,0007,800,000600,000
Current Income Taxes Payable
-618,972302,808397,508347,196340,907
Accrued Interest Payable
5,592,3603,395,9752,654,9754,629,5292,789,9222,192,852
Other Current Liabilities
-42,90730,02518,02127,54628,282
Long-Term Debt
74,812,63444,473,09737,620,60539,768,75529,963,01638,996,340
Long-Term Unearned Revenue
-----87.9
Other Long-Term Liabilities
1,200,196544,835364,8972,429,409244,466231,427
Total Liabilities
326,606,297289,024,802244,815,809211,578,571168,721,998162,686,026

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
30,625,10126,630,52324,657,89220,548,24313,698,82913,698,829
Additional Paid-In Capital
--53,27253,2721,702,6861,702,686
Retained Earnings
3,598,8977,293,7816,959,5087,933,8149,870,3506,403,120
Comprehensive Income & Other
2,895,644374.06374.06374.06374.06374.06
Shareholders' Equity
37,119,64333,924,67831,671,04528,535,70325,272,23921,805,009
Total Liabilities & Equity
363,725,939322,949,480276,486,855240,114,275193,994,238184,491,035

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
80,652,59878,831,39754,988,62346,073,14940,357,64539,726,947
Net Cash (Debt)
-2,892,761-24,580,195-15,278,299-12,948,027-20,635,074-13,191,162
Net Cash Growth
------
Net Cash Per Share
-955.50-8026.16-4988.82-4227.91-6737.96-4307.30
Filing Date Shares Outstanding
3,0683,0633,0633,0633,0633,063
Total Common Shares Outstanding
3,0683,0633,0633,0633,0633,063
Book Value Per Share
12100.8811077.4110341.539317.758252.137119.98
Tangible Book Value
36,747,10933,528,84931,381,83928,250,67924,967,50821,535,411
Tangible Book Value Per Share
11979.4410948.1610247.109224.688152.637031.95