Orient Commercial Joint Stock Bank (HOSE:OCB)

HOSE:OCB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3,174,072	3,174,072	3,303,303	3,509,718	4,404,959	3,534,772
Depreciation & Amortization	-	-	-	98,438	97,024	92,270
Change in Trading Asset Securities	63,752	41,474	318,570	-234,237	-60,219	5,215
Change in Other Net Operating Assets	-16,190,840	-31,426,502	-22,575,927	390,728	-20,681,253	-26,905,706
Other Operating Activities	2,410,453	27,199	3,445,558	1,264,816	1,229,774	1,456,600
Operating Cash Flow	-10,542,562	-28,183,757	-15,508,496	5,029,463	-15,009,714	-21,816,849
Capital Expenditures	-603,845	-278,200	-381,840	-3,134,727	-125,359	-48,090
Sale of Property, Plant and Equipment	19,508	18,523	1,350,312	1,600,233	55,889	13,122
Investment in Securities	-	-	-	-	3,000	3,750
Other Investing Activities	317.4	-	-	-	-	151.8
Investing Cash Flow	-584,020	-259,678	968,472	-1,534,494	-66,471	-31,066
Issuance of Common Stock	-	-	-	-	-	2,420,424
Common Dividends Paid	-1,712,793	-28.23	-4.25	-7.73	-303.17	-18.48
Net Increase (Decrease) in Deposit Accounts	22,482,483	30,482,247	32,143,965	-6,747,718	20,566,044	22,498,174
Other Financing Activities	-	-	-	-	-275	-
Financing Cash Flow	20,769,690	30,482,219	32,143,961	-6,747,726	20,565,466	24,918,580
Net Cash Flow	9,664,416	2,038,784	17,603,937	-3,252,757	5,489,281	3,070,665
Free Cash Flow	-11,146,407	-28,461,957	-15,890,336	1,894,736	-15,135,074	-21,864,939
Free Cash Flow Margin	-123.50%	-364.43%	-217.35%	25.38%	-191.06%	-323.95%
Free Cash Flow Per Share	-5.58	-10602.67	-5897.24	711.49	-5683.36	-8993.25
Cash Interest Paid	11,394,132	11,394,132	9,438,710	6,470,356	5,643,668	5,554,040
Cash Income Tax Paid	852,812	852,812	865,018	873,300	1,154,658	762,882

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.