HOSE:OCB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	30,358,796	31,823,475	28,109,996	27,329,163	24,657,892	37,397,802
Market Cap Growth	8.00%	13.21%	2.86%	10.83%	-34.07%	-
Last Close Price	11400.00	11950.00	10012.25	9734.14	8782.68	13320.40
PE Ratio	7.59	7.90	8.93	8.37	7.11	8.57
PS Ratio	3.28	3.44	3.60	3.74	3.30	4.72
PB Ratio	0.89	0.94	0.89	0.96	0.98	1.72
P/FCF Ratio	-	-	-	-	21.48	-
P/OCF Ratio	-	-	-	-	5.76	-
Debt / Equity Ratio	2.32	2.32	1.74	1.62	1.60	1.82
Debt / FCF Ratio	-	-	-	-	35.16	-
Net Debt / Equity Ratio	0.72	0.72	0.48	0.45	0.82	0.61
Net Debt / FCF Ratio	-31.02	-31.02	-0.54	-0.81	17.98	-0.87
Return on Equity (ROE)	12.28%	12.28%	10.54%	12.28%	14.91%	22.45%
Return on Assets (ROA)	1.33%	1.33%	1.22%	1.52%	1.85%	2.61%
Earnings Yield	13.27%	12.66%	11.29%	12.09%	14.23%	11.78%
FCF Yield	-2.61%	-2.49%	-101.40%	-58.14%	4.66%	-40.47%
Dividend Yield	5.56%	-	6.47%	-	-	-
Payout Ratio	42.54%	42.54%	0.00%	0.00%	0.00%	0.01%
Buyback Yield / Dilution	-0.79%	-0.79%	-	0.00%	0.00%	-9.53%
Total Shareholder Return	4.77%	-0.79%	6.47%	-	-	-9.53%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.