Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	9,321,949	9,321,949	7,324,758	7,728,918	5,007,161	2,607,012
Depreciation & Amortization	81,044	81,044	-	-	62,256	56,101
Other Amortization	30,218	30,218	-	-	14,868	10,678
Change in Trading Asset Securities	3,839,475	2,341,062	-6,734,617	-7,919,159	4,249,588	-7,140,488
Change in Other Net Operating Assets	-135,469,054	-120,763,202	-50,414,632	-34,138,176	-63,989,511	-41,888,802
Other Operating Activities	15,600,192	5,220,213	12,284,715	-964,928	7,960,728	5,600,783
Operating Cash Flow	-106,596,176	-103,768,716	-37,539,776	-35,293,345	-46,694,910	-40,754,716
Capital Expenditures	-235,142	-211,964	-242,736	-71,255	-204,939	-116,006
Sale of Property, Plant and Equipment	1,862	2,474	1,780	15,151	-	536
Investment in Securities	-	-	825,440	6,119	1,500	-14,931
Other Investing Activities	14,711	29,502	4,958	4,226	3,750	-
Investing Cash Flow	-218,569	-179,988	589,442	-45,759	-199,689	-130,401
Issuance of Common Stock	35,704	435,104	-	-	6,739,434	2,959,560
Common Dividends Paid	-3,721,778	-1,746,493	-165	-122	-933	-445
Net Increase (Decrease) in Deposit Accounts	125,298,922	115,717,841	78,310,193	33,030,151	64,385,259	34,683,624
Financing Cash Flow	124,612,848	114,406,452	78,310,028	33,030,029	71,123,760	37,642,739
Net Cash Flow	17,798,103	10,457,748	41,359,694	-2,309,075	24,229,161	-3,242,378
Free Cash Flow	-106,831,318	-103,980,680	-37,782,512	-35,364,600	-46,899,849	-40,870,722
Free Cash Flow Margin	-500.36%	-600.02%	-264.39%	-251.15%	-439.71%	-535.09%
Free Cash Flow Per Share	-23256.31	-22762.15	-8313.78	-7790.95	-11408.55	-10402.07
Cash Interest Paid	-	-	-	21,841,721	20,981,622	21,074,082
Cash Income Tax Paid	-	-	-	502,344	1,244,609	439,256

Source: S&P Global Market Intelligence. Banks template. Financial Sources.