Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Statistics

Total Valuation

HOSE:SHB has a market cap or net worth of VND 64.95 trillion.

Market Cap	64.95T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Jun 9, 2025

Share Statistics

HOSE:SHB has 4.79 billion shares outstanding.

Current Share Class	4.79B
Shares Outstanding	4.79B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.98%
Owned by Institutions (%)	1.41%
Float	4.27B

Valuation Ratios

The trailing PE ratio is 5.11.

PE Ratio	5.11
Forward PE	n/a
PS Ratio	2.96
PB Ratio	0.91
P/TBV Ratio	0.97
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.30%.

Return on Equity (ROE)	18.30%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.89%
Revenue Per Employee	3.16B
Profits Per Employee	1.75B
Employee Count	6,950
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:SHB has paid 3.12 trillion in taxes.

Income Tax	3.12T
Effective Tax Rate	20.36%

Stock Price Statistics

The stock price has increased by +13.42% in the last 52 weeks. The beta is 0.58, so HOSE:SHB's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+13.42%
50-Day Moving Average	14,704.00
200-Day Moving Average	16,181.27
Relative Strength Index (RSI)	29.33
Average Volume (20 Days)	66,071,230

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:SHB had revenue of VND 21.95 trillion and earned 12.19 trillion in profits. Earnings per share was 2,653.64.

Revenue	21.95T
Gross Profit	21.95T
Operating Income	15.90T
Pretax Income	15.31T
Net Income	12.19T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,653.64

Balance Sheet

The company has 164.89 trillion in cash and 102.73 trillion in debt, with a net cash position of 62.15 trillion or 12,965.61 per share.

Cash & Cash Equivalents	164.89T
Total Debt	102.73T
Net Cash	62.15T
Net Cash Per Share	12,965.61
Equity (Book Value)	71.72T
Book Value Per Share	15,613.56
Working Capital	-521,974.43B

Cash Flow

In the last 12 months, operating cash flow was -52,985.66 billion and capital expenditures -340.92 billion, giving a free cash flow of -53,326.58 billion.

Operating Cash Flow	-52,985.66B
Capital Expenditures	-340.92B
Depreciation & Amortization	n/a
Net Borrowing	8.03T
Free Cash Flow	-53,326.58B
FCF Per Share	-11,124.42

Margins

Gross Margin	n/a
Operating Margin	72.45%
Pretax Margin	69.73%
Profit Margin	55.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 398.63, which amounts to a dividend yield of 2.94%.

Dividend Per Share	398.63
Dividend Yield	2.94%
Dividend Growth (YoY)	11.00%
Years of Dividend Growth	3
Payout Ratio	16.51%
Buyback Yield	n/a
Shareholder Yield	2.94%
Earnings Yield	18.77%
FCF Yield	-82.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 18, 2025. It was a forward split with a ratio of 1.13.

Last Split Date	Aug 18, 2025
Split Type	Forward
Split Ratio	1.13

Scores

Altman Z-Score	n/a
Piotroski F-Score	2