HOSE:SHB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12,189,908	11,960,295	9,321,949	7,324,758	7,728,918	5,007,161
Depreciation & Amortization	111,015	88,832	-	-	-	62,256
Other Amortization	59,708	44,880	-	-	-	14,868
Change in Trading Asset Securities	-1,843,219	9,243,050	2,341,062	-6,734,617	-7,919,159	4,249,588
Change in Other Net Operating Assets	-76,048,739	-83,690,235	-120,763,202	-50,414,632	-34,138,176	-63,989,511
Other Operating Activities	12,545,670	10,408,890	5,331,475	12,284,715	-964,928	7,960,728
Operating Cash Flow	-52,985,657	-51,944,288	-103,768,716	-37,539,776	-35,293,345	-46,694,910
Capital Expenditures	-340,919	-349,066	-211,964	-242,736	-71,255	-204,939
Sale of Property, Plant and Equipment	1,212	1,323	2,474	1,780	15,151	-
Investment in Securities	-33,410	-33,410	-	825,440	6,119	1,500
Other Investing Activities	33,461	35,408	29,502	4,958	4,226	3,750
Investing Cash Flow	-339,656	-345,745	-179,988	589,442	-45,759	-199,689
Long-Term Debt Issued	-	8,030,000	-	-	-	-
Net Debt Issued (Repaid)	8,030,000	8,030,000	-	-	-	-
Issuance of Common Stock	-	-	435,104	-	-	6,739,434
Common Dividends Paid	-2,012,233	-2,011,887	-1,746,493	-165	-122	-933
Net Increase (Decrease) in Deposit Accounts	90,710,658	86,862,105	115,717,841	78,310,193	33,030,151	64,385,259
Financing Cash Flow	96,728,425	92,880,218	114,406,452	78,310,028	33,030,029	71,123,760
Net Cash Flow	43,403,112	40,590,185	10,457,748	41,359,694	-2,309,075	24,229,161
Free Cash Flow	-53,326,576	-52,293,354	-103,980,680	-37,782,512	-35,364,600	-46,899,849
Free Cash Flow Margin	-242.93%	-243.88%	-600.02%	-264.39%	-251.15%	-439.71%
Free Cash Flow Per Share	-11608.76	-11383.70	-22635.48	-8313.78	-7790.95	-11408.55
Cash Interest Paid	37,012,288	33,886,137	326,897,421	33,347,727	21,841,721	20,981,622
Cash Income Tax Paid	3,043,625	2,309,435	1,858,625	2,437,226	502,344	1,244,609

Source: S&P Global Market Intelligence. Banks template. Financial Sources.