Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	61,181,203	37,539,727	39,084,408	30,514,785	59,457,832	29,840,728
Market Cap Growth	22.66%	-3.95%	28.08%	-48.68%	99.25%	281.58%
Last Close Price	15050.00	8897.22	8979.08	7010.50	13662.59	7499.53
PE Ratio	6.37	4.03	5.34	4.00	11.88	11.45
PS Ratio	3.47	2.17	2.74	2.17	5.58	3.91
PB Ratio	1.00	0.65	0.78	0.71	1.67	1.24
Debt / Equity Ratio	0.92	0.90	1.02	1.24	1.63	2.17
Return on Equity (ROE)	16.76%	17.24%	15.75%	19.71%	16.81%	12.26%
Return on Assets (ROA)	1.36%	1.35%	1.25%	1.47%	1.09%	0.67%
Earnings Yield	15.71%	24.83%	18.74%	25.33%	8.42%	8.74%
FCF Yield	-123.22%	-276.99%	-96.67%	-115.89%	-78.88%	-136.96%
Dividend Yield	2.99%	5.62%	5.57%	-	-	-
Payout Ratio	21.15%	18.73%	0.00%	0.00%	0.02%	0.02%
Buyback Yield / Dilution	-1.20%	-0.52%	-0.12%	-10.42%	-4.63%	-30.56%
Total Shareholder Return	1.79%	5.10%	5.45%	-10.42%	-4.63%	-30.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.