HOSE:SHB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	72,579,658	75,106,165	37,539,727	39,084,408	30,514,785	59,457,832
Market Cap Growth	89.64%	100.07%	-3.95%	28.08%	-48.68%	99.25%
Last Close Price	15800.00	16350.00	7873.64	7946.09	6203.98	12090.78
PE Ratio	6.04	6.25	4.03	5.34	4.00	11.88
PS Ratio	3.38	3.50	2.17	2.74	2.17	5.58
PB Ratio	1.07	1.11	0.65	0.78	0.71	1.67
Debt / Equity Ratio	1.43	1.43	0.90	1.02	1.24	1.63
Net Debt / Equity Ratio	-0.47	-0.47	-0.80	-0.25	-0.03	-0.02
Net Debt / FCF Ratio	0.67	0.67	0.45	0.34	0.04	0.01
Return on Equity (ROE)	19.05%	19.05%	17.24%	15.75%	19.71%	16.81%
Return on Assets (ROA)	1.46%	1.46%	1.35%	1.25%	1.47%	1.09%
Earnings Yield	16.55%	15.99%	24.83%	18.74%	25.33%	8.42%
FCF Yield	-65.17%	-62.98%	-276.99%	-96.67%	-115.89%	-78.88%
Dividend Yield	2.52%	-	5.62%	5.57%	-	-
Payout Ratio	16.75%	16.75%	18.73%	0.00%	0.00%	0.02%
Buyback Yield / Dilution	-0.56%	-0.56%	-0.52%	-0.12%	-10.42%	-4.63%
Total Shareholder Return	2.02%	-0.56%	5.10%	5.45%	-10.42%	-4.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.