Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Statistics

Total Valuation

HOSE:SHB has a market cap or net worth of VND 79.47 trillion.

Market Cap	79.47T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Jun 9, 2025

Share Statistics

HOSE:SHB has 4.59 billion shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	4.59B
Shares Outstanding	4.59B
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	5.48%
Owned by Institutions (%)	1.56%
Float	3.91B

Valuation Ratios

The trailing PE ratio is 6.71.

PE Ratio	6.71
Forward PE	n/a
PS Ratio	3.72
PB Ratio	1.21
P/TBV Ratio	1.30
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.48%.

Return on Equity (ROE)	19.48%
Return on Assets (ROA)	1.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.15B
Profits Per Employee	1.74B
Employee Count	6,651
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:SHB has paid 2.92 trillion in taxes.

Income Tax	2.92T
Effective Tax Rate	19.78%

Stock Price Statistics

The stock price has increased by +105.98% in the last 52 weeks. The beta is 0.75, so HOSE:SHB's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+105.98%
50-Day Moving Average	16,801.00
200-Day Moving Average	13,886.42
Relative Strength Index (RSI)	50.49
Average Volume (20 Days)	65,751,091

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:SHB had revenue of VND 21.35 trillion and earned 11.84 trillion in profits. Earnings per share was 2,576.92.

Revenue	21.35T
Gross Profit	21.35T
Operating Income	15.26T
Pretax Income	14.76T
Net Income	11.84T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,576.92

Balance Sheet

The company has 107.16 trillion in cash and 72.90 trillion in debt, giving a net cash position of 34.26 trillion or 7,457.70 per share.

Cash & Cash Equivalents	107.16T
Total Debt	72.90T
Net Cash	34.26T
Net Cash Per Share	7,457.70
Equity (Book Value)	65.76T
Book Value Per Share	14,315.69
Working Capital	-518,960.25B

Cash Flow

In the last 12 months, operating cash flow was -106,596.18 billion and capital expenditures -235.14 billion, giving a free cash flow of -106,831.32 billion.

Operating Cash Flow	-106,596.18B
Capital Expenditures	-235.14B
Free Cash Flow	-106,831.32B
FCF Per Share	-23,256.31

Margins

Gross Margin	n/a
Operating Margin	71.45%
Pretax Margin	69.11%
Profit Margin	55.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 398.63, which amounts to a dividend yield of 2.30%.

Dividend Per Share	398.63
Dividend Yield	2.30%
Dividend Growth (YoY)	11.00%
Years of Dividend Growth	2
Payout Ratio	31.44%
Buyback Yield	0.00%
Shareholder Yield	2.30%
Earnings Yield	14.90%
FCF Yield	-134.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 18, 2025. It was a forward split with a ratio of 1.13.

Last Split Date	Aug 18, 2025
Split Type	Forward
Split Ratio	1.13

Scores

Altman Z-Score	n/a
Piotroski F-Score	2