Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Statistics

Total Valuation

HOSE:SHB has a market cap or net worth of VND 70.74 trillion.

Market Cap	70.74T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	Jun 9, 2025

Share Statistics

HOSE:SHB has 4.59 billion shares outstanding.

Current Share Class	4.59B
Shares Outstanding	4.59B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.00%
Float	4.53B

Valuation Ratios

The trailing PE ratio is 5.91.

PE Ratio	5.91
Forward PE	n/a
PS Ratio	3.30
PB Ratio	1.04
P/TBV Ratio	1.12
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.84
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.95%.

Return on Equity (ROE)	18.95%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.53%
Revenue Per Employee	3.09B
Profits Per Employee	1.72B
Employee Count	6,786
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:SHB has paid 3.06 trillion in taxes.

Income Tax	3.06T
Effective Tax Rate	20.37%

Stock Price Statistics

The stock price has increased by +58.92% in the last 52 weeks. The beta is 0.74, so HOSE:SHB's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+58.92%
50-Day Moving Average	15,327.00
200-Day Moving Average	15,913.17
Relative Strength Index (RSI)	53.87
Average Volume (20 Days)	74,044,238

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:SHB had revenue of VND 21.44 trillion and earned 11.96 trillion in profits. Earnings per share was 2,603.63.

Revenue	21.44T
Gross Profit	21.44T
Operating Income	15.60T
Pretax Income	15.02T
Net Income	11.96T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,603.63

Balance Sheet

The company has 128.28 trillion in cash and 96.45 trillion in debt, with a net cash position of 31.83 trillion or 6,929.89 per share.

Cash & Cash Equivalents	128.28T
Total Debt	96.45T
Net Cash	31.83T
Net Cash Per Share	6,929.89
Equity (Book Value)	68.13T
Book Value Per Share	14,831.55
Working Capital	-537,380.45B

Cash Flow

In the last 12 months, operating cash flow was -51,944.29 billion and capital expenditures -349.07 billion, giving a free cash flow of -52,293.35 billion.

Operating Cash Flow	-51,944.29B
Capital Expenditures	-349.07B
Depreciation & Amortization	n/a
Net Borrowing	8.03T
Free Cash Flow	-52,293.35B
FCF Per Share	-11,383.84

Margins

Gross Margin	n/a
Operating Margin	72.74%
Pretax Margin	70.05%
Profit Margin	55.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 398.63, which amounts to a dividend yield of 2.59%.

Dividend Per Share	398.63
Dividend Yield	2.59%
Dividend Growth (YoY)	11.00%
Years of Dividend Growth	3
Payout Ratio	16.82%
Buyback Yield	n/a
Shareholder Yield	2.59%
Earnings Yield	16.91%
FCF Yield	-73.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 18, 2025. It was a forward split with a ratio of 1.13.

Last Split Date	Aug 18, 2025
Split Type	Forward
Split Ratio	1.13

Scores

Altman Z-Score	n/a
Piotroski F-Score	2