Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Statistics

Total Valuation

HOSE:SHB has a market cap or net worth of VND 82.93 trillion.

Market Cap	82.93T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

HOSE:SHB has 4.07 billion shares outstanding. The number of shares has increased by 0.48% in one year.

Current Share Class	4.07B
Shares Outstanding	4.07B
Shares Change (YoY)	+0.48%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.61%
Owned by Institutions (%)	1.76%
Float	3.52B

Valuation Ratios

The trailing PE ratio is 7.59.

PE Ratio	7.59
Forward PE	n/a
PS Ratio	4.20
PB Ratio	1.31
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.34%.

Return on Equity (ROE)	18.34%
Return on Assets (ROA)	1.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.93B
Profits Per Employee	1.62B
Employee Count	6,651
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:SHB has paid 2.68 trillion in taxes.

Income Tax	2.68T
Effective Tax Rate	19.67%

Stock Price Statistics

The stock price has increased by +115.66% in the last 52 weeks. The beta is 0.86, so HOSE:SHB's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	+115.66%
50-Day Moving Average	14,862.00
200-Day Moving Average	11,715.22
Relative Strength Index (RSI)	81.85
Average Volume (20 Days)	110,913,108

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:SHB had revenue of VND 19.74 trillion and earned 10.93 trillion in profits. Earnings per share was 2,688.75.

Revenue	19.74T
Gross Profit	19.74T
Operating Income	14.14T
Pretax Income	13.61T
Net Income	10.93T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,688.75

Balance Sheet

The company has 93.34 trillion in cash and 69.79 trillion in debt, giving a net cash position of 23.55 trillion or 5,792.12 per share.

Cash & Cash Equivalents	93.34T
Total Debt	69.79T
Net Cash	23.55T
Net Cash Per Share	5,792.12
Equity (Book Value)	63.11T
Book Value Per Share	15,525.49
Working Capital	-523,429.29B

Cash Flow

In the last 12 months, operating cash flow was -93,245.83 billion and capital expenditures -219.56 billion, giving a free cash flow of -93,465.39 billion.

Operating Cash Flow	-93,245.83B
Capital Expenditures	-219.56B
Free Cash Flow	-93,465.39B
FCF Per Share	-22,991.61

Margins

Gross Margin	n/a
Operating Margin	71.63%
Pretax Margin	68.95%
Profit Margin	55.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 450.45, which amounts to a dividend yield of 2.33%.

Dividend Per Share	450.45
Dividend Yield	2.33%
Dividend Growth (YoY)	11.00%
Years of Dividend Growth	2
Payout Ratio	34.30%
Buyback Yield	-0.48%
Shareholder Yield	1.84%
Earnings Yield	13.18%
FCF Yield	-112.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 2025. It was a forward split with a ratio of 1.11.

Last Split Date	Feb 26, 2025
Split Type	Forward
Split Ratio	1.11

Scores

Altman Z-Score	n/a
Piotroski F-Score	2