Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)

HOSE:SHB Statistics

Total Valuation

HOSE:SHB has a market cap or net worth of VND 74.88 trillion.

Market Cap	74.88T
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

HOSE:SHB has 4.59 billion shares outstanding.

Current Share Class	4.59B
Shares Outstanding	4.59B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.48%
Owned by Institutions (%)	1.57%
Float	3.91B

Valuation Ratios

The trailing PE ratio is 6.33.

PE Ratio	6.33
Forward PE	n/a
PS Ratio	3.51
PB Ratio	1.14
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.48%.

Return on Equity (ROE)	19.48%
Return on Assets (ROA)	1.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.17B
Profits Per Employee	1.76B
Employee Count	6,651
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:SHB has paid 2.92 trillion in taxes.

Income Tax	2.92T
Effective Tax Rate	19.78%

Stock Price Statistics

The stock price has increased by +91.45% in the last 52 weeks. The beta is 0.78, so HOSE:SHB's price volatility has been lower than the market average.

Beta (5Y)	0.78
52-Week Price Change	+91.45%
50-Day Moving Average	17,389.00
200-Day Moving Average	12,995.74
Relative Strength Index (RSI)	40.86
Average Volume (20 Days)	101,988,435

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:SHB had revenue of VND 21.35 trillion and earned 11.84 trillion in profits.

Revenue	21.35T
Gross Profit	21.35T
Operating Income	15.26T
Pretax Income	14.76T
Net Income	11.84T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 107.16 trillion in cash and 72.90 trillion in debt, giving a net cash position of 34.26 trillion or 7,457.81 per share.

Cash & Cash Equivalents	107.16T
Total Debt	72.90T
Net Cash	34.26T
Net Cash Per Share	7,457.81
Equity (Book Value)	65.76T
Book Value Per Share	n/a
Working Capital	-518,960.25B

Cash Flow

In the last 12 months, operating cash flow was -106,596.18 billion and capital expenditures -235.14 billion, giving a free cash flow of -106,831.32 billion.

Operating Cash Flow	-106,596.18B
Capital Expenditures	-235.14B
Free Cash Flow	-106,831.32B
FCF Per Share	-23,256.67

Margins

Gross Margin	n/a
Operating Margin	71.45%
Pretax Margin	69.11%
Profit Margin	55.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 398.63, which amounts to a dividend yield of 2.45%.

Dividend Per Share	398.63
Dividend Yield	2.45%
Dividend Growth (YoY)	11.00%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	2.50%
Earnings Yield	15.81%
FCF Yield	-142.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on August 18, 2025. It was a forward split with a ratio of 1.13.

Last Split Date	Aug 18, 2025
Split Type	Forward
Split Ratio	1.13

Scores

Altman Z-Score	n/a
Piotroski F-Score	2