Southeast Asia Commercial Joint Stock Bank (HOSE:SSB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
15,650
0.00 (0.00%)
At close: Jul 23, 2026

HOSE:SSB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,464,67611,527,84210,169,6178,224,2858,472,8335,825,263
Revenue Growth
-35.56%13.36%23.65%-2.93%45.45%49.12%
Net Income
3,107,1965,344,2534,581,0263,566,9453,936,5922,588,099
Earnings Per Share
906.201559.601340.761059.181145.45854.99
EPS Growth
-54.26%16.32%26.58%-7.53%33.97%72.69%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking Activities
8,404,82811,382,5639,737,0587,903,0337,923,7435,668,549
Financial company operations
-12,626393,912320,676521,838100,237
Asset Management
64,10869,48342,69534,71431,19547,451
Elimination
-4,26063,170-4,048-34,717-4,267-18,285
Total
8,464,67611,527,84210,169,6178,223,7068,472,5095,797,952

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
113,945,303103,752,56477,750,14255,012,55946,487,35749,392,150
Total Debt
62,922,14473,045,21762,227,78239,144,12740,813,14144,088,053
Net Cash (Debt)
51,023,15930,707,34715,522,36015,868,4325,674,2165,304,097
Net Cash Growth
96.95%97.83%-2.18%179.66%6.98%4.16%
Net Cash Per Share
14880.648961.244543.024712.011651.051752.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-18,997,063-17,566,983-9,135,300-39,352,679748,794-3,787,360
Capital Expenditures
-214,989-315,008-236,866-310,061-296,243-114,013
Free Cash Flow
-19,212,052-17,881,991-9,372,166-39,662,740452,551-3,901,373
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.71%46.36%45.05%43.37%46.46%44.43%
FCF Margin
-226.97%-155.12%-92.16%-482.26%5.34%-66.97%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.999.2910.3716.7217.0526.05
P/FCF Ratio
----148.33-
PS Ratio
6.244.314.677.257.9211.57