Southeast Asia Commercial Joint Stock Bank (HOSE:SSB)
Vietnam · Delayed Price · Currency is VND 15,200
-250 (-1.62%)
At close: Aug 13, 2026
HOSE:SSB Financials Overview
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,234,557 | 11,527,842 | 10,169,617 | 8,224,285 | 8,472,833 | 5,825,263 |
Revenue Growth | -36.31% | 13.36% | 23.65% | -2.93% | 45.45% | 49.12% |
Net Income Net Income Growth | 2,992,913 | 5,344,253 | 4,581,026 | 3,566,945 | 3,936,592 | 2,588,099 |
Earnings Per Share EPS Growth | 872.96 | 1559.60 | 1340.76 | 1059.18 | 1145.45 | 854.99 |
EPS Growth | -54.02% | 16.32% | 26.58% | -7.53% | 33.97% | 72.69% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Activities Banking Activities Growth | 8,230,202 | 11,382,563 | 9,737,058 | 7,903,033 | 7,923,743 | 5,668,549 |
Financial company operations Financial company operations Growth | - | 12,626 | 393,912 | 320,676 | 521,838 | 100,237 |
Asset Management Asset Management Growth | 64,185 | 69,483 | 42,695 | 34,714 | 31,195 | 47,451 |
Elimination Elimination Growth | -59,830 | 63,170 | -4,048 | -34,717 | -4,267 | -18,285 |
Total Total Growth | 8,234,557 | 11,527,842 | 10,169,617 | 8,223,706 | 8,472,509 | 5,797,952 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 126,687,112 | 103,752,564 | 77,750,142 | 55,012,559 | 46,487,357 | 49,392,150 |
Total Debt Total Debt Growth | 70,852,699 | 73,045,217 | 62,227,782 | 39,144,127 | 40,813,141 | 44,088,053 |
Net Cash (Debt) Net Cash Growth | 55,834,413 | 30,707,347 | 15,522,360 | 15,868,432 | 5,674,216 | 5,304,097 |
Net Cash Growth | 31.15% | 97.83% | -2.18% | 179.66% | 6.98% | 4.16% |
Net Cash Per Share Net Cash Per Share Growth | 16285.59 | 8961.24 | 4543.02 | 4712.01 | 1651.05 | 1752.24 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -16,687,140 | -17,566,983 | -9,135,300 | -39,352,679 | 748,794 | -3,787,360 |
Capital Expenditures CapEx Growth | -175,534 | -315,008 | -236,866 | -310,061 | -296,243 | -114,013 |
Free Cash Flow Free Cash Flow Growth | -16,862,674 | -17,881,991 | -9,372,166 | -39,662,740 | 452,551 | -3,901,373 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 36.35% | 46.36% | 45.05% | 43.37% | 46.46% | 44.43% |
FCF Margin | -204.78% | -155.12% | -92.16% | -482.26% | 5.34% | -66.97% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 17.41 | 9.29 | 10.37 | 16.72 | 17.05 | 26.05 |
P/FCF Ratio | - | - | - | - | 148.33 | - |
PS Ratio | 6.33 | 4.31 | 4.67 | 7.25 | 7.92 | 11.57 |