HOSE:SSB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	48,365,000	49,645,250	47,486,250	59,647,230	67,125,813	67,419,070
Market Cap Growth	-13.04%	4.55%	-20.39%	-11.14%	-0.43%	-
Last Close Price	17000.00	17450.00	16750.00	21039.60	24082.58	26011.89
PE Ratio	9.04	9.29	10.37	16.72	17.05	26.05
PS Ratio	4.20	4.31	4.67	7.25	7.92	11.57
PB Ratio	1.20	1.23	1.36	1.97	2.56	3.61
P/FCF Ratio	-	-	-	-	148.33	-
P/OCF Ratio	-	-	-	-	89.65	-
Debt / Equity Ratio	1.81	1.81	1.78	1.29	1.56	2.36
Debt / FCF Ratio	-	-	-	-	90.19	-
Net Debt / Equity Ratio	-0.76	-0.76	-0.44	-0.52	-0.22	-0.28
Net Debt / FCF Ratio	1.72	1.72	1.66	0.40	-12.54	1.36
Return on Equity (ROE)	14.62%	14.62%	14.75%	13.01%	18.05%	16.12%
Return on Assets (ROA)	1.53%	1.53%	1.63%	1.48%	1.83%	1.33%
Earnings Yield	11.05%	11.10%	10.14%	6.17%	6.04%	3.87%
FCF Yield	-36.97%	-36.02%	-19.74%	-66.50%	0.67%	-5.79%
Buyback Yield / Dilution	-0.29%	-0.29%	-1.46%	2.01%	-13.53%	-12.00%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.