HOSE:SSB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2018 - 2019
Period Ending	Jan '26 Jan 16, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2018 - 2019
Market Capitalization	50,356,500	47,486,250	59,647,230	67,125,813	67,419,070	-	Upgrade
Market Cap Growth	6.04%	-20.39%	-11.14%	-0.43%	-	-	Upgrade
Last Close Price	17700.00	16750.00	21039.60	24082.58	26011.89	-	Upgrade
PE Ratio	7.82	10.16	16.72	17.05	26.05	-	Upgrade
PS Ratio	4.04	4.67	7.25	7.92	11.57	-	Upgrade
PB Ratio	1.25	1.36	1.97	2.56	3.61	-	Upgrade
P/FCF Ratio	-	-	-	148.33	-	-	Upgrade
P/OCF Ratio	-	-	-	89.65	-	-	Upgrade
Debt / Equity Ratio	1.66	1.78	1.29	1.56	2.36	1.79	Upgrade
Debt / FCF Ratio	-	-	-	90.19	-	-	Upgrade
Return on Equity (ROE)	17.90%	14.75%	13.01%	18.05%	16.12%	-	Upgrade
Return on Assets (ROA)	1.98%	1.63%	1.48%	1.83%	1.33%	-	Upgrade
Earnings Yield	12.76%	10.14%	6.17%	6.04%	3.87%	-	Upgrade
FCF Yield	-41.10%	-19.74%	-66.50%	0.67%	-5.79%	-	Upgrade
Buyback Yield / Dilution	-0.53%	-1.46%	2.01%	-13.53%	-12.00%	-119.10%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.