HOSE:VBB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,550,537	1,209,590	900,925	646,866	516,929	505,306
Depreciation & Amortization	106,217	65,037	101,538	98,915	-	-
Other Amortization	38,119	38,119	-	-	-	-
Change in Trading Asset Securities	-277,930	-239,269	-69,213	-229	-1,602	-17,965
Change in Other Net Operating Assets	5,464,995	2,135,396	991,613	2,092,269	-8,657,800	-6,291,779
Other Operating Activities	374,163	292,122	678,714	25,013	136,608	607,683
Operating Cash Flow	7,256,101	3,500,995	2,603,577	2,862,834	-8,005,865	-5,196,755
Operating Cash Flow Growth	2855.88%	34.47%	-9.06%	-	-	-
Capital Expenditures	-3,092,957	-3,076,748	-443,142	-125,221	-139,833	-59,002
Sale of Property, Plant and Equipment	189	509	324	-	-	-
Investing Cash Flow	-3,092,768	-3,076,239	-442,818	-125,221	-139,833	-59,002
Long-Term Debt Issued	-	2,500,000	1,000,000	-	-	-
Long-Term Debt Repaid	-	-1,084,870	-839,000	-	-	-
Net Debt Issued (Repaid)	628,560	1,415,130	161,000	-	-	-
Issuance of Common Stock	2,558,119	2,558,119	934,706	-	-	586,628
Net Increase (Decrease) in Deposit Accounts	-315,682	6,608,103	4,845,755	14,007,491	8,263,892	8,928,756
Financing Cash Flow	2,870,797	10,581,352	5,941,461	14,007,491	8,263,892	9,515,384
Net Cash Flow	7,031,213	11,006,108	8,102,220	16,745,104	118,194	4,259,627
Free Cash Flow	4,163,144	424,247	2,160,435	2,737,613	-8,145,698	-5,255,757
Free Cash Flow Growth	-	-80.36%	-21.08%	-	-	-
Free Cash Flow Margin	112.84%	13.01%	80.12%	119.98%	-403.89%	-281.45%
Free Cash Flow Per Share	4416.16	557.32	3453.15	4584.82	-	-
Cash Interest Paid	9,150,246	8,477,145	7,271,379	6,895,930	4,779,238	4,812,563
Cash Income Tax Paid	299,985	173,122	247,156	108,743	158,518	160,059