Vietnam Thuong Tin Commercial Joint Stock Bank (HOSE:VBB)
Vietnam · Delayed Price · Currency is VND 12,900
-500 (-3.73%)
At close: Aug 13, 2026
HOSE:VBB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 13,390,029 | 11,980,393 | 9,721,857 | 9,760,915 | 7,108,765 | 6,086,498 |
Interest Paid on Deposits | 9,691,687 | 8,653,813 | 6,910,284 | 7,761,017 | 5,306,548 | 4,600,290 |
Net Interest Income | 3,698,342 | 3,326,580 | 2,811,573 | 1,999,898 | 1,802,217 | 1,486,208 |
Net Interest Income Growth | 25.77% | 18.32% | 40.59% | 10.97% | 21.26% | 160.85% |
Income From Trading Activities | 51,029 | 51,029 | 19,009 | 77,648 | - | - |
Gain (Loss) on Sale of Assets | -285 | -285 | -655 | 1,938 | - | - |
Gain (Loss) on Sale of Investments | 75,521 | - | - | - | 61,667 | 468,050 |
Other Non-Interest Income | 100,650 | 245,228 | 671,436 | 317,352 | 453,835 | 395,828 |
Total Non-Interest Income | 226,915 | 295,972 | 689,790 | 396,938 | 515,502 | 863,878 |
Non-Interest Income Growth | - | -57.09% | 73.78% | -23.00% | -40.33% | -22.23% |
Revenues Before Loan Losses | 3,925,257 | 3,622,552 | 3,501,363 | 2,396,836 | 2,317,719 | 2,350,086 |
Provision for Loan Losses | 235,760 | 362,262 | 804,839 | 115,168 | 300,921 | 482,729 |
| 3,689,497 | 3,260,290 | 2,696,524 | 2,281,668 | 2,016,798 | 1,867,357 | |
Revenue Growth | 78.05% | 20.91% | 18.18% | 13.13% | 8.00% | 14.38% |
Salaries and Employee Benefits | 841,956 | 841,956 | 759,118 | 666,384 | - | - |
Occupancy Expenses | 102,670 | 102,670 | 101,538 | 98,915 | - | - |
Federal Deposit Insurance | 140,722 | 140,722 | 125,258 | - | - | - |
Selling, General & Administrative | 298,947 | 298,947 | 267,588 | 367,600 | - | - |
Other Non-Interest Expense | 344,486 | 344,486 | 311,724 | 336,824 | 1,367,811 | 1,231,726 |
Total Non-Interest Expense | 1,728,781 | 1,728,781 | 1,565,226 | 1,469,723 | 1,367,811 | 1,231,726 |
EBT Excluding Unusual Items | 1,960,716 | 1,531,509 | 1,131,298 | 811,945 | 648,987 | 635,631 |
Pretax Income | 1,960,716 | 1,531,509 | 1,131,298 | 811,945 | 648,987 | 635,631 |
Income Tax Expense | 410,179 | 321,919 | 230,373 | 165,079 | 132,058 | 130,325 |
Net Income | 1,550,537 | 1,209,590 | 900,925 | 646,866 | 516,929 | 505,306 |
Preferred Dividends & Other Adjustments | - | - | 37,195 | 30,000 | - | - |
Net Income to Common | 1,550,537 | 1,209,590 | 863,730 | 616,866 | 516,929 | 505,306 |
Net Income Growth | 57.47% | 40.04% | 40.02% | 19.33% | 2.30% | 68.69% |
Basic Shares Outstanding | 943 | 761 | 626 | 597 | - | - |
Diluted Shares Outstanding | 943 | 761 | 626 | 597 | - | - |
Shares Change | 29.89% | 21.67% | 4.78% | 42.53% | - | - |
EPS (Basic) | 1644.77 | 1589.00 | 1380.55 | 1033.10 | - | - |
EPS (Diluted) | 1644.77 | 1589.00 | 1380.55 | 1033.10 | - | - |
EPS Growth | 21.24% | 15.10% | 33.63% | 44.49% | - | - |
Effective Tax Rate | 20.92% | 21.02% | 20.36% | 20.33% | 20.35% | 20.50% |