Vietnam International Commercial Joint Stock Bank (HOSE:VIB)

HOSE:VIB Statistics

Total Valuation

HOSE:VIB has a market cap or net worth of VND 69.11 trillion.

Market Cap	69.11T
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 5, 2025.

Earnings Date	Aug 5, 2025
Ex-Dividend Date	Apr 22, 2025

Share Statistics

HOSE:VIB has 3.40 billion shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class	3.40B
Shares Outstanding	3.40B
Shares Change (YoY)	-0.19%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	13.29%
Owned by Institutions (%)	0.78%
Float	2.43B

Valuation Ratios

The trailing PE ratio is 9.11 and the forward PE ratio is 7.92.

PE Ratio	9.11
Forward PE	7.92
PS Ratio	4.16
PB Ratio	1.58
P/TBV Ratio	1.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.38%.

Return on Equity (ROE)	18.38%
Return on Assets (ROA)	1.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.58B
Profits Per Employee	722.77M
Employee Count	11,736
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:VIB has paid 1.88 trillion in taxes.

Income Tax	1.88T
Effective Tax Rate	19.99%

Stock Price Statistics

The stock price has increased by +31.76% in the last 52 weeks. The beta is 1.06, so HOSE:VIB's price volatility has been similar to the market average.

Beta (5Y)	1.06
52-Week Price Change	+31.76%
50-Day Moving Average	17,392.11
200-Day Moving Average	16,955.04
Relative Strength Index (RSI)	74.87
Average Volume (20 Days)	23,820,316

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:VIB had revenue of VND 16.59 trillion and earned 7.58 trillion in profits. Earnings per share was 2,232.87.

Revenue	16.59T
Gross Profit	16.59T
Operating Income	9.67T
Pretax Income	9.42T
Net Income	7.58T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,232.87

Balance Sheet

The company has 43.51 trillion in cash and 71.65 trillion in debt, giving a net cash position of -28,139.15 billion or -8,285.47 per share.

Cash & Cash Equivalents	43.51T
Total Debt	71.65T
Net Cash	-28,139.15B
Net Cash Per Share	-8,285.47
Equity (Book Value)	43.63T
Book Value Per Share	12,846.02
Working Capital	-361,691.99B

Cash Flow

In the last 12 months, operating cash flow was -85,800.77 billion and capital expenditures -161.52 billion, giving a free cash flow of -85,962.29 billion.

Operating Cash Flow	-85,800.77B
Capital Expenditures	-161.52B
Free Cash Flow	-85,962.29B
FCF Per Share	-25,311.27

Margins

Gross Margin	n/a
Operating Margin	58.29%
Pretax Margin	56.74%
Profit Margin	45.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 614.04, which amounts to a dividend yield of 3.02%.

Dividend Per Share	614.04
Dividend Yield	3.02%
Dividend Growth (YoY)	-34.48%
Years of Dividend Growth	n/a
Payout Ratio	27.68%
Buyback Yield	0.19%
Shareholder Yield	3.20%
Earnings Yield	10.97%
FCF Yield	-124.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.14.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.14

Scores

Altman Z-Score	n/a
Piotroski F-Score	2