Vietnam International Commercial Joint Stock Bank (HOSE:VIB)

HOSE:VIB Statistics

Total Valuation

HOSE:VIB has a market cap or net worth of VND 57.53 trillion.

Market Cap	57.53T
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Apr 22, 2025

Share Statistics

HOSE:VIB has 3.40 billion shares outstanding. The number of shares has increased by 0.23% in one year.

Current Share Class	3.40B
Shares Outstanding	3.40B
Shares Change (YoY)	+0.23%
Shares Change (QoQ)	-0.43%
Owned by Insiders (%)	13.56%
Owned by Institutions (%)	0.95%
Float	2.39B

Valuation Ratios

The trailing PE ratio is 7.90 and the forward PE ratio is 5.79.

PE Ratio	7.90
Forward PE	5.79
PS Ratio	3.48
PB Ratio	1.23
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.41%.

Return on Equity (ROE)	16.41%
Return on Assets (ROA)	1.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.43%
Revenue Per Employee	1.61B
Profits Per Employee	708.84M
Employee Count	10,278
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:VIB has paid 1.82 trillion in taxes.

Income Tax	1.82T
Effective Tax Rate	19.98%

Stock Price Statistics

The stock price has decreased by -7.15% in the last 52 weeks. The beta is 0.78, so HOSE:VIB's price volatility has been lower than the market average.

Beta (5Y)	0.78
52-Week Price Change	-7.15%
50-Day Moving Average	17,590.00
200-Day Moving Average	18,296.00
Relative Strength Index (RSI)	39.27
Average Volume (20 Days)	7,072,840

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:VIB had revenue of VND 16.54 trillion and earned 7.29 trillion in profits. Earnings per share was 2,140.25.

Revenue	16.54T
Gross Profit	16.54T
Operating Income	9.38T
Pretax Income	9.10T
Net Income	7.29T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,140.25

Balance Sheet

The company has 63.02 trillion in cash and 85.70 trillion in debt, with a net cash position of -22,678.98 billion or -6,662.44 per share.

Cash & Cash Equivalents	63.02T
Total Debt	85.70T
Net Cash	-22,678.98B
Net Cash Per Share	-6,662.44
Equity (Book Value)	46.90T
Book Value Per Share	13,779.28
Working Capital	-347,187.70B

Cash Flow

In the last 12 months, operating cash flow was -39,642.32 billion and capital expenditures -230.83 billion, giving a free cash flow of -39,873.16 billion.

Operating Cash Flow	-39,642.32B
Capital Expenditures	-230.83B
Free Cash Flow	-39,873.16B
FCF Per Share	-11,713.60

Margins

Gross Margin	n/a
Operating Margin	56.72%
Pretax Margin	55.05%
Profit Margin	44.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 614.04, which amounts to a dividend yield of 3.55%.

Dividend Per Share	614.04
Dividend Yield	3.55%
Dividend Growth (YoY)	-34.48%
Years of Dividend Growth	n/a
Payout Ratio	28.62%
Buyback Yield	-0.23%
Shareholder Yield	3.32%
Earnings Yield	12.66%
FCF Yield	-69.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.14.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.14

Scores

Altman Z-Score	n/a
Piotroski F-Score	2