Vietnam International Commercial Joint Stock Bank (HOSE:VIB)

HOSE:VIB Statistics

Total Valuation

HOSE:VIB has a market cap or net worth of VND 63.48 trillion.

Market Cap	63.48T
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Apr 22, 2025

Share Statistics

HOSE:VIB has 3.40 billion shares outstanding. The number of shares has decreased by -0.17% in one year.

Current Share Class	3.40B
Shares Outstanding	3.40B
Shares Change (YoY)	-0.17%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	13.26%
Owned by Institutions (%)	1.24%
Float	2.44B

Valuation Ratios

The trailing PE ratio is 8.32 and the forward PE ratio is 7.19.

PE Ratio	8.32
Forward PE	7.19
PS Ratio	3.81
PB Ratio	1.40
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.74%.

Return on Equity (ROE)	17.74%
Return on Assets (ROA)	1.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.57B
Profits Per Employee	715.10M
Employee Count	11,736
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:VIB has paid 1.89 trillion in taxes.

Income Tax	1.89T
Effective Tax Rate	19.99%

Stock Price Statistics

The stock price has increased by +14.00% in the last 52 weeks. The beta is 0.91, so HOSE:VIB's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+14.00%
50-Day Moving Average	19,797.00
200-Day Moving Average	18,042.25
Relative Strength Index (RSI)	44.94
Average Volume (20 Days)	7,489,660

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:VIB had revenue of VND 16.66 trillion and earned 7.61 trillion in profits. Earnings per share was 2,240.33.

Revenue	16.66T
Gross Profit	16.66T
Operating Income	9.71T
Pretax Income	9.45T
Net Income	7.61T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,240.33

Balance Sheet

The company has 41.77 trillion in cash and 82.17 trillion in debt, giving a net cash position of -40,391.18 billion or -11,865.78 per share.

Cash & Cash Equivalents	41.77T
Total Debt	82.17T
Net Cash	-40,391.18B
Net Cash Per Share	-11,865.78
Equity (Book Value)	45.26T
Book Value Per Share	13,296.03
Working Capital	-361,775.63B

Cash Flow

In the last 12 months, operating cash flow was -70,929.07 billion and capital expenditures -217.44 billion, giving a free cash flow of -71,146.50 billion.

Operating Cash Flow	-70,929.07B
Capital Expenditures	-217.44B
Free Cash Flow	-71,146.50B
FCF Per Share	-20,900.82

Margins

Gross Margin	n/a
Operating Margin	58.30%
Pretax Margin	56.70%
Profit Margin	45.36%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 614.04, which amounts to a dividend yield of 3.37%.

Dividend Per Share	614.04
Dividend Yield	3.37%
Dividend Growth (YoY)	-34.48%
Years of Dividend Growth	n/a
Payout Ratio	27.59%
Buyback Yield	0.17%
Shareholder Yield	3.55%
Earnings Yield	11.98%
FCF Yield	-112.07%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 17, 2025. It was a forward split with a ratio of 1.14.

Last Split Date	Jul 17, 2025
Split Type	Forward
Split Ratio	1.14

Scores

Altman Z-Score	n/a
Piotroski F-Score	2