Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
13,550
+150 (1.12%)
At close: Sep 23, 2026

HOSE:VIB Ratios and Metrics

Millions VND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
49,947,08660,421,23458,688,94749,721,53740,045,87473,463,825
Market Cap Growth
-27.72%2.95%18.04%24.16%-45.49%104.38%
Last Close Price
13400.0015369.1814392.0411552.438726.6516092.42

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.608.298.325.884.7911.63
PS Ratio
3.013.653.622.872.395.55
PB Ratio
1.041.291.401.311.233.02

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
2.121.831.691.261.752.83
Net Debt / Equity Ratio
0.090.480.44-0.280.862.29
Net Debt / FCF Ratio
-0.92-0.57-0.280.30-0.89-1.55
Return on Equity (ROE)
16.22%16.41%18.06%24.26%29.74%30.33%
Return on Assets (ROA)
1.33%1.39%1.60%2.27%2.60%2.31%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
15.15%12.06%12.28%17.22%21.15%8.72%
FCF Yield
-9.42%-65.99%-112.47%-69.05%-78.89%-48.84%
Dividend Yield
4.14%-3.90%7.41%3.27%-
Payout Ratio
41.29%28.62%44.01%36.92%--
Buyback Yield / Dilution
0.11%--0.23%-0.37%-0.30%-0.52%
Total Shareholder Return
4.30%-3.67%7.04%2.97%-0.52%