HOSE:VIB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7,590,157	7,285,430	7,204,470	8,563,053	8,468,767	6,409,750
Depreciation & Amortization	85,608	98,401	-	101,834	84,476	71,284
Other Amortization	91,289	70,591	-	63,990	60,224	46,321
Change in Trading Asset Securities	-339,758	60,533	9,945,315	-21,841,658	5,443,173	-3,267,287
Change in Other Net Operating Assets	-39,525,577	-50,019,955	-87,388,665	-25,064,998	-48,263,506	-40,022,189
Other Operating Activities	4,572,478	2,862,676	4,454,467	4,069,403	2,855,578	1,211,796
Operating Cash Flow	-27,525,803	-39,642,324	-65,784,413	-34,108,376	-31,351,288	-35,550,325
Capital Expenditures	-391,902	-230,834	-225,579	-223,136	-240,718	-326,118
Sale of Property, Plant and Equipment	1,725	2,104	190	2,388	2,042	-
Investment in Securities	-	-	-	-	-	2,890
Other Investing Activities	2,745	2,745	3,746	3,345	2,895	1,766
Investing Cash Flow	-387,432	-225,985	-221,643	-217,403	-235,781	-321,462
Issuance of Common Stock	179	179	134	93	60	130
Common Dividends Paid	-2,085,389	-2,085,389	-3,171,009	-3,161,510	-	-
Net Increase (Decrease) in Deposit Accounts	51,752,915	52,577,715	64,291,920	63,926,606	33,269,021	45,184,743
Financing Cash Flow	49,667,705	50,492,505	61,121,045	60,765,189	33,269,081	45,184,873
Net Cash Flow	21,754,470	10,624,196	-4,885,011	26,439,410	1,682,012	9,313,086
Free Cash Flow	-27,917,705	-39,873,158	-66,009,992	-34,331,512	-31,592,006	-35,876,443
Free Cash Flow Margin	-152.77%	-241.08%	-407.08%	-198.28%	-188.29%	-270.88%
Free Cash Flow Per Share	-8201.43	-11713.60	-19391.86	-10108.78	-9336.82	-10634.92
Cash Interest Paid	20,450,793	19,315,843	16,528,054	17,726,445	11,361,778	9,431,875
Cash Income Tax Paid	1,820,326	1,943,702	1,959,227	2,328,881	989,533	1,409,480