Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam · Delayed Price · Currency is VND 13,900
+300 (2.21%)
At close: Nov 3, 2026
HOSE:VIB Cash Flow Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 7,719,471 | 7,285,430 | 7,204,470 | 8,563,053 | 8,468,767 | 6,409,750 |
Depreciation & Amortization | 54,683 | 98,401 | - | 101,834 | 84,476 | 71,284 |
Other Amortization | 134,038 | 70,591 | - | 63,990 | 60,224 | 46,321 |
Change in Trading Asset Securities | -761,339 | 60,533 | 9,945,315 | -21,841,658 | 5,443,173 | -3,267,287 |
Change in Other Net Operating Assets | -40,709,995 | -50,019,955 | -87,388,665 | -25,064,998 | -48,263,506 | -40,022,189 |
Other Operating Activities | 6,129,465 | 2,862,676 | 4,454,467 | 4,069,403 | 2,855,578 | 1,211,796 |
Operating Cash Flow | -27,433,677 | -39,642,324 | -65,784,413 | -34,108,376 | -31,351,288 | -35,550,325 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -401,641 | -230,834 | -225,579 | -223,136 | -240,718 | -326,118 |
Sale of Property, Plant and Equipment | 1,032 | 2,104 | 190 | 2,388 | 2,042 | - |
Investment in Securities | - | - | - | - | - | 2,890 |
Other Investing Activities | 3,382 | 2,745 | 3,746 | 3,345 | 2,895 | 1,766 |
Investing Cash Flow | -397,227 | -225,985 | -221,643 | -217,403 | -235,781 | -321,462 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Issuance of Common Stock | 271 | 179 | 134 | 93 | 60 | 130 |
Common Dividends Paid | -3,063,605 | -2,085,389 | -3,171,009 | -3,161,510 | - | - |
Net Increase (Decrease) in Deposit Accounts | 40,238,192 | 52,577,715 | 64,291,920 | 63,926,606 | 33,269,021 | 45,184,743 |
Financing Cash Flow | 37,174,858 | 50,492,505 | 61,121,045 | 60,765,189 | 33,269,081 | 45,184,873 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 9,343,954 | 10,624,196 | -4,885,011 | 26,439,410 | 1,682,012 | 9,313,086 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -27,835,318 | -39,873,158 | -66,009,992 | -34,331,512 | -31,592,006 | -35,876,443 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -163.99% | -241.08% | -407.08% | -198.28% | -188.29% | -270.88% |
Free Cash Flow Per Share | -7467.78 | -10697.35 | -17709.46 | -9231.77 | -8526.78 | -9712.25 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 24,235,551 | 19,315,843 | 16,528,054 | 17,726,445 | 11,361,778 | 9,431,875 |
Cash Income Tax Paid | 1,772,341 | 1,943,702 | 1,959,227 | 2,328,881 | 989,533 | 1,409,480 |