Vietnam Prosperity Joint Stock Commercial Bank (HOSE:VPB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
21,200
-350 (-1.62%)
At close: Nov 3, 2026

HOSE:VPB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
59,803,31949,253,90934,340,11523,227,53734,995,78225,667,991
Revenue Growth
38.90%43.43%47.84%-33.63%36.34%4.99%
Net Income
31,722,03023,989,93015,778,7959,973,93918,167,96811,721,208
Earnings Per Share
3172.202398.991577.881137.152156.151399.82
EPS Growth
-52.04%38.76%-47.26%54.03%11.53%

Revenue by Segment

Fiscal Year
FY 2025
Period EndingDec '25
Banking
39,932,313
Finance Company
4,583,710
Asset and Liabilities Management
9,230
Securities
5,294,867
Insurance
763,213
Eliminations
-1,328,065
Total
49,255,268

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
222,916,345205,534,642141,786,54097,570,76851,923,23949,991,438
Total Debt
261,327,465213,522,96894,896,39991,729,957118,518,895122,428,478
Net Cash (Debt)
-38,411,120-7,988,32646,890,1415,840,811-66,595,656-72,437,040
Net Cash Growth
--702.80%---
Net Cash Per Share
-3841.11-798.834689.01665.92-7903.48-8650.91

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--191,288,545-31,381,752-143,864,920-86,251,862-61,401,109
Capital Expenditures
--131,095-59,296-107,210-105,899-39,377
Free Cash Flow
--191,419,640-31,441,048-143,972,130-86,357,761-61,440,486
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
53.04%48.71%45.95%42.94%51.91%45.66%
FCF Margin
--388.64%-91.56%-619.83%-246.77%-239.37%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
396.696396.696-793.392793.392
Dividend Per Share Growth
0%--0%-
Dividend Yield
1.87%1.75%-5.23%5.64%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.689.489.6515.226.5613.76
Forward PE
6.1410.299.6210.036.8911.04
PS Ratio
3.544.624.446.533.406.28