Vietnam Prosperity Joint Stock Commercial Bank (HOSE:VPB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
24,950
-50 (-0.20%)
At close: Jul 24, 2026

HOSE:VPB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57,582,90449,253,90934,340,11523,227,53734,995,78225,667,991
Revenue Growth
50.07%43.43%47.84%-33.63%36.34%4.99%
Net Income
29,815,91223,989,93015,778,7959,973,93918,167,96811,721,208
Earnings Per Share
3758.033023.721988.781433.282717.631764.35
EPS Growth
71.33%52.04%38.76%-47.26%54.03%11.53%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
Banking
39,932,313
Finance Company
4,583,710
Asset and Liabilities Management
9,230
Securities
5,294,867
Insurance
763,213
Eliminations
-1,328,065
Total
49,255,268

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
222,916,345205,534,642141,786,54097,570,76851,923,23949,991,438
Total Debt
261,327,465213,522,96894,896,39991,729,957118,518,895122,428,478
Net Cash (Debt)
-38,411,120-7,988,32646,890,1415,840,811-66,595,656-72,437,040
Net Cash Growth
--702.80%---
Net Cash Per Share
-4841.38-1006.865910.08839.34-9961.63-10903.69

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-217,646,078-191,288,545-31,381,752-143,864,920-86,251,862-61,401,109
Capital Expenditures
-165,503-131,095-59,296-107,210-105,899-39,377
Free Cash Flow
-217,811,581-191,419,640-31,441,048-143,972,130-86,357,761-61,440,486
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.78%48.71%45.95%42.94%51.91%45.66%
FCF Margin
-378.26%-388.64%-91.56%-619.83%-246.77%-239.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
500.000500.000-1000.0001000.000
Dividend Per Share Growth
0%--0%-
Dividend Yield
2.00%1.78%-5.73%6.45%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.649.489.6515.226.5613.76
Forward PE
6.4210.299.6210.036.8911.04
PS Ratio
3.444.624.446.533.406.28