HOSE:VPB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26,293,682	23,989,930	15,778,795	9,973,939	18,167,968	11,721,208
Depreciation & Amortization	373,204	407,810	588,838	514,785	402,052	379,228
Other Amortization	225,007	183,088	-	-	-	-
Change in Trading Asset Securities	-16,727,599	-20,867,919	39,520,021	-15,071,380	-6,996,311	-5,595,618
Change in Other Net Operating Assets	-241,285,315	-222,899,575	-113,161,284	-165,026,081	-116,799,922	-85,071,378
Other Operating Activities	23,866,481	27,898,121	25,891,878	25,743,817	18,974,351	17,165,451
Operating Cash Flow	-207,254,540	-191,288,545	-31,381,752	-143,864,920	-86,251,862	-61,401,109
Capital Expenditures	-88,796	-131,095	-59,296	-107,210	-105,899	-39,377
Sale of Property, Plant and Equipment	1,770	9,349	1,715	965	3,242	3,103
Investment in Securities	-	-	-	-	-635,438	25,917,214
Other Investing Activities	36,085	32,960	12,542	3,147	12,801	1,967
Investing Cash Flow	-50,941	-88,786	-45,039	-103,098	-725,294	25,882,907
Long-Term Debt Repaid	-	-	-	-	-	-261,960
Net Debt Issued (Repaid)	-	-	-	-	-	-261,960
Issuance of Common Stock	12,618,772	12,618,772	-	36,199,742	300,000	150,000
Common Dividends Paid	-3,968,172	-3,968,172	-7,935,832	-7,933,924	-	-
Total Dividends Paid	-3,968,172	-3,968,172	-7,935,832	-7,933,924	-	-
Net Increase (Decrease) in Deposit Accounts	255,382,053	235,821,166	88,697,937	155,324,499	86,944,399	66,516,899
Financing Cash Flow	264,032,653	244,471,766	80,762,105	183,590,317	87,244,399	66,404,939
Net Cash Flow	56,727,172	53,094,435	49,335,314	39,622,299	267,243	30,886,737
Free Cash Flow	-207,343,336	-191,419,640	-31,441,048	-143,972,130	-86,357,761	-61,440,486
Free Cash Flow Margin	-395.64%	-388.64%	-91.56%	-619.83%	-246.77%	-239.37%
Free Cash Flow Per Share	-26133.77	-24126.73	-3962.86	-20689.10	-12917.72	-9248.42
Cash Interest Paid	42,663,085	37,964,490	34,127,232	33,563,210	18,788,241	17,391,684
Cash Income Tax Paid	6,157,215	4,127,774	3,503,868	4,082,839	6,445,272	3,581,137

Source: S&P Global Market Intelligence. Banks template. Financial Sources.