Vietnam Prosperity Joint Stock Commercial Bank (HOSE:VPB)

HOSE:VPB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,671,682	128,675,569	85,244,959	44,109,792	42,917,198	17,111,581
Investment Securities	205,012,597	52,972,264	93,115,790	82,585,687	75,806,406	76,724,016
Trading Asset Securities	16,684,649	13,110,971	12,325,809	7,793,447	7,074,240	493,214
Total Investments	221,697,246	66,083,235	105,441,599	90,379,134	82,880,646	77,217,230
Gross Loans	733,836,876	701,797,989	579,893,966	446,431,597	373,105,198	296,802,101
Allowance for Loan Losses	-16,419,700	-16,336,184	-14,805,434	-13,682,415	-9,981,328	-4,498,636
Net Loans	717,417,176	685,461,805	565,088,532	432,749,182	363,123,870	292,303,465
Property, Plant & Equipment	1,413,525	1,442,099	1,302,867	1,233,155	1,217,364	1,213,232
Goodwill	28,363	41,310	118,507	195,492	-	-
Other Intangible Assets	545,081	586,817	625,702	639,018	656,016	650,667
Accrued Interest Receivable	9,210,461	8,014,461	7,849,551	7,192,902	4,474,604	5,036,836
Other Receivables	3,604,590	2,949,570	2,842,664	2,391,232	1,788,636	2,203,661
Restricted Cash	-	14,327,215	8,422,511	9,935,379	10,860,730	5,779,610
Other Current Assets	7,179,591	14,391,171	38,609,548	41,211,183	39,114,737	16,882,442
Long-Term Deferred Tax Assets	1,198,673	1,195,836	1,297,724	566,968	-	-
Other Real Estate Owned & Foreclosed	-	593,478	588,232	299,883	311,841	439,839
Other Long-Term Assets	29,070,263	85,071	134,526	109,566	63,797	187,964
Total Assets	994,036,651	923,847,637	817,566,922	631,012,886	547,409,439	419,026,527
Accounts Payable	21,736	34,364	44,371	15,711	6,823	7,942
Accrued Expenses	1,686,405	1,515,766	1,799,515	1,321,898	806,225	934,431
Interest Bearing Deposits	708,255,033	650,693,505	551,150,960	376,778,528	318,935,888	272,101,483
Non-Interest Bearing Deposits	8,559,577	8,855,083	9,168,925	13,794,736	4,945,706	1,353,432
Total Deposits	716,814,610	659,548,588	560,319,885	390,573,264	323,881,594	273,454,915
Short-Term Borrowings	3,130	33,067	5,514,453	1,936,509	8,452,993	153,605
Current Portion of Long-Term Debt	35,228,326	31,113,474	13,529,589	17,552,822	13,823,229	7,095,111
Current Income Taxes Payable	868,135	2,320,313	1,861,402	2,960,226	4,545,027	1,169,201
Accrued Interest Payable	10,671,124	9,456,896	12,552,890	7,733,399	5,342,083	6,452,780
Long-Term Debt	66,556,866	63,749,858	72,685,915	99,029,564	100,152,256	72,422,293
Long-Term Unearned Revenue	2,415,924	2,168,016	1,716,122	899,287	1,130,740	1,328,885
Long-Term Deferred Tax Liabilities	31,110	26,517	65,310	8,844	-	-
Other Long-Term Liabilities	8,525,923	6,605,516	7,681,943	5,479,442	2,990,322	3,213,862
Total Liabilities	842,823,289	776,572,375	677,771,395	527,510,966	461,131,292	366,233,025
Common Stock	79,339,236	79,339,236	79,339,236	67,434,236	45,056,930	25,299,680
Additional Paid-In Capital	23,992,546	23,992,546	23,992,546	-	77,202	365,727
Retained Earnings	42,470,805	38,573,193	31,299,251	30,286,888	34,998,046	29,327,132
Treasury Stock	-	-	-	-883,466	-1,760,512	-2,199,037
Total Common Equity	145,802,587	141,904,975	134,631,033	96,837,658	78,371,666	52,793,502
Minority Interest	5,410,775	5,370,287	5,164,494	6,664,262	7,906,481	-
Shareholders' Equity	151,213,362	147,275,262	139,795,527	103,501,920	86,278,147	52,793,502
Total Liabilities & Equity	994,036,651	923,847,637	817,566,922	631,012,886	547,409,439	419,026,527
Total Debt	101,788,322	94,896,399	91,729,957	118,518,895	122,428,478	79,671,009
Net Cash (Debt)	64,394,437	46,890,141	5,840,811	-66,595,656	-72,437,040	-62,066,214
Net Cash Growth	2638.15%	702.80%	-	-	-	-
Net Cash Per Share	8116.34	5910.08	839.34	-9961.63	-10903.69	-9428.70
Filing Date Shares Outstanding	7,934	7,934	7,934	6,713	6,668	6,628
Total Common Shares Outstanding	7,934	7,934	7,934	6,713	6,668	6,628
Book Value Per Share	18377.11	17885.85	16969.04	14424.95	11753.03	7965.44
Tangible Book Value	145,229,143	141,276,848	133,886,824	96,003,148	77,715,650	52,142,835
Tangible Book Value Per Share	18304.83	17806.68	16875.23	14300.65	11654.65	7867.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.