Vietnam Prosperity Joint Stock Commercial Bank (HOSE:VPB)

HOSE:VPB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,943,026	128,675,569	85,244,959	44,109,792	42,917,198	17,111,581
Investment Securities	206,020,125	52,972,264	93,115,790	82,585,687	75,806,406	76,724,016
Trading Asset Securities	19,289,943	13,110,971	12,325,809	7,793,447	7,074,240	493,214
Total Investments	225,310,068	66,083,235	105,441,599	90,379,134	82,880,646	77,217,230
Gross Loans	915,468,539	701,797,989	579,893,966	446,431,597	373,105,198	296,802,101
Allowance for Loan Losses	-17,345,921	-16,336,184	-14,805,434	-13,682,415	-9,981,328	-4,498,636
Net Loans	898,122,618	685,461,805	565,088,532	432,749,182	363,123,870	292,303,465
Property, Plant & Equipment	1,357,480	1,442,099	1,302,867	1,233,155	1,217,364	1,213,232
Goodwill	-	41,310	118,507	195,492	-	-
Other Intangible Assets	491,776	586,817	625,702	639,018	656,016	650,667
Accrued Interest Receivable	13,522,723	8,014,461	7,849,551	7,192,902	4,474,604	5,036,836
Other Receivables	14,985,874	2,949,570	2,842,664	2,391,232	1,788,636	2,203,661
Restricted Cash	14,240,529	14,327,215	8,422,511	9,935,379	10,860,730	5,779,610
Other Current Assets	-220,509	14,391,171	38,609,548	41,211,183	39,114,737	16,882,442
Long-Term Deferred Tax Assets	1,139,518	1,195,836	1,297,724	566,968	-	-
Other Real Estate Owned & Foreclosed	-	593,478	588,232	299,883	311,841	439,839
Other Long-Term Assets	6,405,465	85,071	134,526	109,566	63,797	187,964
Total Assets	1,178,298,568	923,847,637	817,566,922	631,012,886	547,409,439	419,026,527
Accounts Payable	-	34,364	44,371	15,711	6,823	7,942
Accrued Expenses	-	1,515,766	1,799,515	1,321,898	806,225	934,431
Interest Bearing Deposits	720,596,054	650,693,505	551,150,960	376,778,528	318,935,888	272,101,483
Non-Interest Bearing Deposits	-	8,855,083	9,168,925	13,794,736	4,945,706	1,353,432
Total Deposits	720,596,054	659,548,588	560,319,885	390,573,264	323,881,594	273,454,915
Short-Term Borrowings	1,127,775	33,067	5,514,453	1,936,509	8,452,993	153,605
Current Portion of Long-Term Debt	-	31,113,474	13,529,589	17,552,822	13,823,229	7,095,111
Current Income Taxes Payable	-	2,320,313	1,861,402	2,960,226	4,545,027	1,169,201
Accrued Interest Payable	12,762,962	9,456,896	12,552,890	7,733,399	5,342,083	6,452,780
Long-Term Debt	254,579,241	63,749,858	72,685,915	99,029,564	100,152,256	72,422,293
Long-Term Unearned Revenue	-	2,168,016	1,716,122	899,287	1,130,740	1,328,885
Long-Term Deferred Tax Liabilities	22,119	26,517	65,310	8,844	-	-
Other Long-Term Liabilities	29,665,130	6,605,516	7,681,943	5,479,442	2,990,322	3,213,862
Total Liabilities	1,018,753,281	776,572,375	677,771,395	527,510,966	461,131,292	366,233,025
Common Stock	79,339,236	79,339,236	79,339,236	67,434,236	45,056,930	25,299,680
Additional Paid-In Capital	23,991,411	23,992,546	23,992,546	-	77,202	365,727
Retained Earnings	36,056,728	38,573,193	31,299,251	30,286,888	34,998,046	29,327,132
Treasury Stock	-	-	-	-883,466	-1,760,512	-2,199,037
Total Common Equity	153,971,159	141,904,975	134,631,033	96,837,658	78,371,666	52,793,502
Minority Interest	5,574,128	5,370,287	5,164,494	6,664,262	7,906,481	-
Shareholders' Equity	159,545,287	147,275,262	139,795,527	103,501,920	86,278,147	52,793,502
Total Liabilities & Equity	1,178,298,568	923,847,637	817,566,922	631,012,886	547,409,439	419,026,527
Total Debt	255,707,016	94,896,399	91,729,957	118,518,895	122,428,478	79,671,009
Net Cash (Debt)	-85,007,086	46,890,141	5,840,811	-66,595,656	-72,437,040	-62,066,214
Net Cash Growth	-	702.80%	-	-	-	-
Net Cash Per Share	-10715.21	5910.08	839.34	-9961.63	-10903.69	-9428.70
Filing Date Shares Outstanding	7,931	7,934	7,934	6,713	6,668	6,628
Total Common Shares Outstanding	7,931	7,934	7,934	6,713	6,668	6,628
Book Value Per Share	19412.76	17885.85	16969.04	14424.95	11753.03	7965.44
Tangible Book Value	153,479,383	141,276,848	133,886,824	96,003,148	77,715,650	52,142,835
Tangible Book Value Per Share	19350.75	17806.68	16875.23	14300.65	11654.65	7867.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.