Vietnam Prosperity Joint Stock Commercial Bank (HOSE: VPB)

VPB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	105,669,367	85,244,959	44,109,792	42,917,198	17,111,581	17,942,307
Investment Securities	58,245,583	93,115,790	82,585,687	75,806,406	76,724,016	68,893,788
Trading Asset Securities	10,549,064	12,325,809	7,793,447	7,074,240	493,214	1,566,592
Total Investments	68,794,647	105,441,599	90,379,134	82,880,646	77,217,230	70,460,380
Gross Loans	652,415,293	579,893,966	446,431,597	373,105,198	296,802,101	261,798,526
Allowance for Loan Losses	-15,508,719	-14,805,434	-13,682,415	-9,981,328	-4,498,636	-4,084,094
Net Loans	636,906,574	565,088,532	432,749,182	363,123,870	292,303,465	257,714,432
Property, Plant & Equipment	1,381,783	1,302,867	1,233,155	1,217,364	1,213,232	1,344,218
Goodwill	60,715	118,507	195,492	-	-	-
Other Intangible Assets	542,431	625,702	639,018	656,016	650,667	580,282
Accrued Interest Receivable	7,626,652	7,849,551	7,192,902	4,474,604	5,036,836	6,032,377
Other Receivables	3,266,405	2,758,097	2,391,232	1,788,636	2,203,661	2,248,473
Restricted Cash	13,546,544	8,422,511	9,935,379	10,860,730	5,779,610	3,454,138
Other Current Assets	18,572,796	38,694,115	41,211,183	39,114,737	16,882,442	16,721,999
Long-Term Deferred Tax Assets	1,304,989	1,297,724	566,968	-	-	-
Other Real Estate Owned & Foreclosed	594,359	588,232	299,883	311,841	439,839	533,678
Other Long-Term Assets	617,332	134,526	109,566	63,797	187,964	171,842
Total Assets	858,884,594	817,566,922	631,012,886	547,409,439	419,026,527	377,204,126
Accounts Payable	84,401	44,371	15,711	6,823	7,942	98,070
Accrued Expenses	1,407,474	1,799,515	1,321,898	806,225	934,431	682,693
Interest Bearing Deposits	484,190,569	551,150,960	376,778,528	318,935,888	272,101,483	256,548,854
Non-Interest Bearing Deposits	71,803,272	9,168,925	13,794,736	4,945,706	1,353,432	1,909,251
Total Deposits	555,993,841	560,319,885	390,573,264	323,881,594	273,454,915	258,458,105
Short-Term Borrowings	1,380,330	5,514,453	1,936,509	8,452,993	153,605	65,162
Current Portion of Long-Term Debt	62,711,697	13,540,740	17,552,822	13,823,229	7,095,111	108,286
Current Income Taxes Payable	1,497,943	1,861,402	2,960,226	4,545,027	1,169,201	486,647
Accrued Interest Payable	7,510,746	12,552,890	7,733,399	5,342,083	6,452,780	7,911,819
Long-Term Debt	75,469,919	72,674,764	99,029,564	100,152,256	72,422,293	64,142,712
Long-Term Unearned Revenue	2,088,102	1,716,122	899,287	1,130,740	1,328,885	604,414
Long-Term Deferred Tax Liabilities	137,031	65,310	8,844	-	-	-
Other Long-Term Liabilities	8,363,236	7,681,943	5,479,442	2,990,322	3,213,862	2,436,476
Total Liabilities	716,644,720	677,771,395	527,510,966	461,131,292	366,233,025	334,994,384
Common Stock	79,339,236	79,339,236	67,434,236	45,056,930	25,299,680	25,299,680
Additional Paid-In Capital	23,992,546	23,992,546	-	77,202	365,727	692,720
Retained Earnings	33,959,907	31,299,251	30,286,888	34,998,046	29,327,132	18,913,372
Treasury Stock	-	-	-883,466	-1,760,512	-2,199,037	-2,696,030
Total Common Equity	137,291,689	134,631,033	96,837,658	78,371,666	52,793,502	42,209,742
Minority Interest	4,948,185	5,164,494	6,664,262	7,906,481	-	-
Shareholders' Equity	142,239,874	139,795,527	103,501,920	86,278,147	52,793,502	42,209,742
Total Liabilities & Equity	858,884,594	817,566,922	631,012,886	547,409,439	419,026,527	377,204,126
Total Debt	139,561,946	91,729,957	118,518,895	122,428,478	79,671,009	64,316,160
Net Cash (Debt)	-23,343,515	5,840,811	-66,595,656	-72,437,040	-62,066,214	-44,807,261
Net Cash Per Share	-2964.49	839.34	-9961.63	-10903.69	-9428.70	-6783.04
Filing Date Shares Outstanding	7,934	7,934	6,713	6,668	6,628	6,582
Total Common Shares Outstanding	7,934	7,934	6,713	6,668	6,628	6,582
Book Value Per Share	17304.39	16969.04	14424.95	11753.03	7965.44	6412.98
Tangible Book Value	136,688,543	133,886,824	96,003,148	77,715,650	52,142,835	41,629,460
Tangible Book Value Per Share	17228.37	16875.23	14300.65	11654.65	7867.27	6324.82

Source: S&P Capital IQ. Banks template. Financial Sources.