HOSE:VPB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	222,546,557	227,306,911	152,331,333	151,751,117	119,090,386	161,303,809
Market Cap Growth	48.41%	49.22%	0.38%	27.43%	-26.17%	102.19%
Last Close Price	28050.00	28650.00	18692.06	17748.02	15771.33	21028.44
PE Ratio	9.28	9.48	9.65	15.22	6.56	13.76
PS Ratio	4.51	4.61	4.46	6.53	3.40	6.28
PB Ratio	1.23	1.26	1.03	1.09	1.15	1.87
Debt / Equity Ratio	1.18	1.18	0.64	0.66	1.15	1.42
Net Debt / Equity Ratio	0.04	0.04	-0.32	-0.04	0.64	0.84
Net Debt / FCF Ratio	-0.04	-0.04	1.49	0.04	-0.77	-1.18
Return on Equity (ROE)	14.87%	14.87%	11.14%	6.98%	17.82%	16.50%
Return on Assets (ROA)	2.23%	2.23%	1.84%	1.17%	2.87%	2.38%
Earnings Yield	10.78%	10.55%	10.36%	6.57%	15.26%	7.27%
FCF Yield	-86.01%	-84.21%	-20.64%	-94.87%	-72.51%	-38.09%
Dividend Yield	1.73%	-	-	5.63%	6.34%	-
Payout Ratio	16.54%	16.54%	50.29%	79.55%	-	-
Buyback Yield / Dilution	-	-	-14.01%	-4.09%	-0.63%	-0.92%
Total Shareholder Return	1.73%	-	-14.01%	1.54%	5.71%	-0.92%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.