Arion banki hf. (ICE:ARION)

Exscientia Income Statement

Financials in millions ISK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	130,396	132,259	123,116	83,515	53,958	51,730
Interest Paid on Deposits	80,921	85,957	78,431	43,314	21,895	20,572
Net Interest Income	49,475	46,302	44,685	40,201	32,063	31,158
Net Interest Income Growth (YoY)	8.84%	3.62%	11.15%	25.38%	2.90%	2.77%
Gain (Loss) on Sale of Assets	16	1	-1	722	542	722
Gain (Loss) on Sale of Investments	3,744	4,510	1,502	-3,857	5,919	3,649
Gain (Loss) on Sale of Equity Investments	6	24	-70	270	22	-
Other Non-Interest Income	22,683	16,135	16,585	17,919	19,134	15,355
Total Non-Interest Income	26,449	20,670	18,016	15,054	25,617	19,726
Non-Interest Income Growth (YoY)	67.87%	14.73%	19.68%	-41.23%	29.86%	11.57%
Revenues Before Loan Losses	75,924	66,972	62,701	55,255	57,680	50,884
Provision for Loan Losses	272	1,131	1,348	-144	-3,169	5,044
Revenue	75,652	65,841	61,353	55,399	60,849	45,840
Revenue Growth (YoY)	27.37%	7.32%	10.75%	-8.96%	32.74%	-3.73%
Salaries and Employee Benefits	-	-	-	-	14,539	12,332
Selling, General & Administrative	-270	-	-	-	902	-
Other Non-Interest Expense	30,245	30,252	27,497	26,078	11,950	13,410
Total Non-Interest Expense	29,935	30,252	27,497	26,078	27,391	25,742
EBT Excluding Unusual Items	45,717	35,589	33,856	29,321	33,458	20,098
Asset Writedown	11	-339	1,569	24	545	580
Other Unusual Items	-182	-182	-89	14	-	-700
Pretax Income	45,546	35,068	35,336	29,359	34,003	19,978
Income Tax Expense	11,254	8,919	9,595	9,944	6,782	3,231
Earnings From Continuing Operations	34,292	26,149	25,741	19,415	27,221	16,747
Earnings From Discontinued Operations	-39	-37	-4	6,543	1,394	-4,278
Minority Interest in Earnings	-1,920	-1	18	-13	-10	7
Net Income	32,333	26,111	25,755	25,945	28,605	12,476
Net Income to Common	32,333	26,111	25,755	25,945	28,605	12,476
Net Income Growth	44.74%	1.38%	-0.73%	-9.30%	129.28%	1038.32%
Basic Shares Outstanding	-	1,426	1,447	1,491	1,593	1,723
Diluted Shares Outstanding	-	1,443	1,525	1,576	1,690	1,723
Shares Change (YoY)	-	-5.38%	-3.24%	-6.75%	-1.92%	-4.75%
EPS (Basic)	-	18.31	17.80	17.40	17.96	7.24
EPS (Diluted)	-	18.09	16.89	16.46	16.92	7.24
EPS Growth	-	7.15%	2.59%	-2.74%	133.86%	1094.52%
Dividend Per Share	11.500	11.500	9.000	8.500	15.000	1.740
Dividend Growth	27.78%	27.78%	5.88%	-43.33%	762.07%	-
Effective Tax Rate	24.71%	25.43%	27.15%	33.87%	19.95%	16.17%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.