Arion banki Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	251,816	279,419	235,931	219,846	219,208	289,438
Market Cap Growth	14.11%	18.43%	7.32%	0.29%	-24.26%	77.24%
Last Close Price	190.00	190.43	146.29	125.52	116.40	136.25
PE Ratio	8.84	9.12	9.04	8.54	8.45	10.12
PS Ratio	3.57	3.97	3.58	3.58	3.96	4.76
PB Ratio	1.16	1.29	1.14	1.10	1.17	1.49
P/FCF Ratio	-	-	-	-	3.84	-
P/OCF Ratio	-	-	-	-	3.82	-
Debt / Equity Ratio	2.55	2.55	2.38	2.39	2.52	2.07
Debt / FCF Ratio	-	-	-	-	8.30	-
Net Debt / Equity Ratio	1.87	1.87	1.79	1.78	1.67	1.59
Net Debt / FCF Ratio	-12.94	-12.94	-8.11	-8.43	5.50	-11.58
Return on Equity (ROE)	15.32%	15.32%	12.87%	13.29%	10.15%	13.87%
Return on Assets (ROA)	1.93%	1.93%	1.66%	1.72%	1.40%	2.19%
Earnings Yield	12.16%	10.96%	11.07%	11.71%	11.84%	9.88%
FCF Yield	-12.50%	-11.26%	-19.33%	-19.20%	26.02%	-9.24%
Dividend Yield	6.05%	6.04%	7.86%	7.17%	7.30%	11.01%
Payout Ratio	52.62%	52.62%	50.01%	47.98%	86.68%	9.99%
Buyback Yield / Dilution	1.18%	1.18%	5.38%	3.24%	6.75%	1.92%
Total Shareholder Return	7.25%	7.22%	13.24%	10.41%	14.05%	12.92%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.