Arion banki hf. (ICE:ARION)
Iceland flag Iceland · Delayed Price · Currency is ISK
192.00
-1.50 (-0.78%)
At close: Aug 4, 2026

Arion banki Financials Overview

Millions ISK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
73,68670,45765,84161,35355,39960,849
Revenue Growth
4.48%7.01%7.32%10.75%-8.96%32.74%
Net Income
29,82730,62626,11125,75525,94528,605
Earnings Per Share
21.4721.4818.0916.8916.4616.92
EPS Growth
-5.18%18.69%7.15%2.59%-2.74%133.86%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
CIB (Including Insurance)
34,72833,98631,13625,12425,411-
Supporting Units and Eliminations
212195503402-186523
Vördur
2,9342,7344,486--5,567
Retail Banking (Including Insurance)
21,03719,22318,50325,09125,445-
Treasury
5,8766,3074,1514,080-4,4526,260
Subsidiaries Excl. Stefnir and Vördur
-3,862280121-19451-
Markets and Stefnir
7,0997,0976,6426,5668,7686,937
Total
68,02469,82265,54261,24455,43761,394

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
114,112147,172124,025121,595159,64793,583
Total Debt
580,437554,340493,703477,169473,547403,480
Net Cash (Debt)
-466,325-407,168-369,678-355,574-313,900-309,897
Net Cash Growth
------
Net Cash Per Share
-335.73-285.53-256.19-233.16-199.18-183.37

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-74,657-31,008-45,283-41,74257,392-26,171
Capital Expenditures
-641-463-325-457-357-581
Free Cash Flow
-75,298-31,471-45,608-42,19957,035-26,752
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.48%43.47%39.66%41.98%46.83%47.01%
FCF Margin
-102.19%-44.67%-69.27%-68.78%102.95%-43.96%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.50011.50011.5009.0008.50015.000
Dividend Per Share Growth
0%0%27.78%5.88%-43.33%762.07%
Dividend Yield
5.94%6.04%7.86%7.17%7.30%11.01%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.949.129.048.548.4510.12
Forward PE
-7.417.417.988.2814.18
P/FCF Ratio
----3.84-
PS Ratio
3.453.973.583.583.964.76